ssi and ssdi

[AllaN01Bear]

you never hear of these in conversations about ss. ssi is Supplemental Security Income and ssdi is basiclly total dissability . if the rs cut either , a lot of ppl will get hurt either way. try living on $500.00 a month minimum pay and you cant quallifiy for food stamps , etc. i am on both ssi and ss now . dont you mess with my and others ssi and ssdi.

[SheltieLover]

1. Absolutely!

[XanaDUer2]

2. Yup

I'll be screwed

[Wounded Bear]

3. OASDI - The Old Age, Survivors, and Disability Insurance program...

That's the real name, and emphasis should always be on the "insurance" part of it. RWers like to call in and "entitlement" program that consists of a lot of handouts to people who don't deserve it. Bullshit.

In fact, it is an insurance program that workers pay into their entire working lives that is used for retirement and financial security for those whose injuries or medical conditions make them unable to support themselves. Corporate Amerikkka has been systematically destroying pension plans for decades, so for many workers, SS is all they have for retirement.

But all that won't fit on a bumper sticker.

[cyclonefence]

4. My daughter, age 37, has been totally disabled

all her life. She will never be able to live without assistance; she cannot bathe herself, she cannot prepare food for herself, and she cannot dress herself without total assistance, and she will never be able to hold a job, not even a volunteer job. Her life depends on on SSDi--and on Medicare. Her housemates need even more assistance than she does. People will die if these supports are removed or even significantly reduced.

[Ilsa]

5. My son is

11 years behind you, and is in the same boat. I can't imagine how they expect them to survive, which means they really don't want them to.

[AllaN01Bear]

7. these are the same people that would tell your son to get a job and pull up by boot strap.

id love to see those said same ppl in your sons contition. have lady friend who will never work again. gah.

[Thunderbeast]

6. These are different federal programs using the SAME criteria for qualification

SSDI is funded by FICA taxes. The benefit is determined by the work history of the beneficiary, or the retired parent of the beneficiary if they are under 21 at the time of onset. Recipients qualify for MEDICARE.

SSI uses the same criteria and qualification process, but pays a benefit to those without a sufficient work history. SSI is a welfare program funded by general revenues. SSI monthly benefit is currently fixed at $914 per month. This is discounted if the person is living in the home of a parent or guardian. SSI recipients qualify for MEDICAID.

If the SSDI calculations produce a qualifying benefit less than $914, SSI will pay the difference to create a blended payment.

The qualification process is difficult for either program. It can take months or years to receive a benefit. Initial rejection is common...requiring an appeal and more/different documentation. Qualifying beneficiaries must prove that their disability makes it impossible to work.

[AllaN01Bear]

8. i do. and i also qualify for medicair aged 65 in which i am.

took me 5 years to get on ssi and a good team to help. none of the fancy tv lawyers like berg and associates wouldnt help me and my team did . ss said i did not qualify for back pay but i did.

[Elessar Zappa]

9. And, at least for SSDI,

you have to show two years of zero income. I’m lucky in that my parents let me live with them while I was waiting but what about those who don’t have anyone? How are they supposed to live two years with zero income? The system needs reforming but not in the way Republicans think it does.

[Kaleva]

10. It's one year

And it doesn't have to be the preceding year. If one is expected to be out of work because of a medical condition for the following year, one can apply immediately.

[Elessar Zappa]

11. If that's true,

then my lawyer gave me bad advice. I applied right when I started having trouble doing my job but my lawyer told me I’d need two years without working. So I quit and moved in with my parents. I then got denied once and approved on the second try.

[Kaleva]

13. Some links with info

"You should apply for SSDI as soon as you become disabled. It takes the SSA about three to five months to review and make a decision on your application."
https://michiganlegalhelp.org/self-help-tools/public-assistance/overview-of-social-security-disability-insurance-ssdi#:~:text=You%20should%20apply%20for%20SSDI,a%20decision%20on%20your%20application.

"If you are applying for Social Security Disability Insurance (SSDI), you can apply as soon as you have been diagnosed with a condition that is terminal or that will prevent you from earning enough to live on for at least twelve months."

https://www.farmermorris.com/faqs/how-long-out-of-work-before-applying-disability/

"If you have a disability which prevents you from being able to work full time, causes you to be out of work, or even suspect that your disabling condition is likely to last more than a year, you are better off applying for Social Security Disability benefits sooner rather than later. If you have to be out of work for more than a year, apply for disability benefits before it is too late. One of the biggest mistakes which Social Security Disability claimants make is waiting too long to apply for disability benefits."

https://www.disabilitybenefitscenter.org/common-disability-mistakes/waiting-too-long-to-apply-for-disability

[Elessar Zappa]

14. Interesting, thanks for the links.

Looks like I had a clueless lawyer!

[Kaleva]

16. Yes, sorry that you had such a lawyer

In my case, I didn't need a lawyer. Told my wife I couldn't do it anymore, working, and applied for disability in Oct of 2009. I was approved and got my first check in Jan. Of 2010. Prior to applying, I had been working as much as I could, against the advice of my doctor.. He had been telling me that if I wanted to live, I needed to quit working and get on disability.

And interesting side note. I probably was the only guy in a very wide area with a work van that had a handicapped license plate. I had that for a couple of years before I finally gave up trying to work.

[Tickle]

12. For what it is worth

If they did mess with SS SSI I would have to think that you would get grandfathered in?

[AllaN01Bear]

15. i dont know . ps i love your screen nick.

[Caliman73]

17. Likely so, however...

The way they want to "mess" with them is to make them part of the discretionary budget rather than the permanent budget, which means that every few years, they could extract more and more cuts and concessions, otherwise the program's entire budget can sunset.

We have to be absolutely clear, that the goal of Conservatives is to end social safety net programs. That is their history, their present, and their future. Conservatives do not think that the state (especially rich people) should bear any burden for the "weak" in society. Maybe through philanthropy, so that their "great deeds" can be known, but not in any compulsory manner through taxation and redistribution of assets. Just think of what we know of taxation during the time of absolute monarchy, taxation was not about public works and improvement of infrastructure or social welfare. It was upward payment of goods for "protection". To fund military conquest or defense of the aristocracy. Conservatives have not moved away from that mindset. They have merely shifted who they believe are the ones entitled to make those decisions from hereditary aristocracy, to certain wealthy people.

[pinkstarburst]

18. These are both disability

and both require the same rigorous process of proving disability through medical documentation and often going before a judge, but SSDI is a program for people with sufficient work credits earned and SSI is a program for people who have not been able to earn enough work credits throughout their life to qualify. For SSI, this may include persons who have been disabled from a young age. SSI pays at this point in time around $900 per month, I believe. SSDI payments are dependent on how much a person earned while they were working and are generally higher.