FEMA purpose is NOT an insurance bank.
I dont like to put down victims of hurricanes, but last week when the Hurricane went through Florida, I listened to the national broadcast of the aftermath and heard from a woman the demanded FEMA be right there to get started on damage claims.
Hearing that just turned my stomach.
FEMA is not an insurance company. Sorry if you built a two million dollar house on a beach and took a direct hit, but its not the government to repay for your lost. Thats what PRIVATE insurance companies are for.
FEMA is there for disasters and from their website, their cornerstones are:
Prevention, Protection, Mitigation, Response, and Recovery
They are to protect lives and get economic support back start after a disaster. Thats their recovery. Yes they do write checks for rebuild, but there are limits.
But FEMA pays for those first responders time, housing and travel,. They pay for supplies and logistics support of the disaster they are responding. Its not cheap.
But what I say, if you have a beachfront property, best get good insurance. If not, consider you are gambling when the Hurricane will hit.
As for the woman I listen to, it was a day after, the Government is putting people's lifes back together. The Government concern that day was to ensure everyone was safe, but start the recovery process soon afterwards. Do not demand you to be first and blame them for your lost. To those that I may seem callous over the victim, you and pay taxes.
Recovery is a biggest element for disasters. Keeping communities together is important. But people need to remember, if your mansion has flood damage from a surge, should of put a retaining wall to protect your mansion. Us poor folks would if hitch the camper and pulled out prior to the hurricane.
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