Raising Medicare eligibility age off the table--other methods of cutting it are unfortunately not

[eridani]

Medigap cost sharing: Some members of Congress propose limiting or prohibiting “first dollar coverage” in Medigap plans—a widely used form of supplemental insurance to Medicare. This increased cost sharing for Medigap plans would bring the most harm to those beneficiaries who have the greatest need for supplemental coverage—the sickest individuals with moderate incomes. As a result, many beneficiaries forced to pay more would forgo needed health care, resulting in poor health outcomes.

Benefit redesign: The most discussed redesign proposals would combine the Medicare Part A and Part B deductibles, implement a single coinsurance rate for health services, and create an out-of-pocket spending cap for beneficiaries. The benefit redesign proposals currently under discussion would increase costs for Medicare beneficiaries, providers, and other insurers. Instead of reducing the costs of services, the most discussed among these proposals merely shift costs to people with Medicare.

Income-related premiums: Some policymakers propose higher cost sharing for the wealthiest 25 percent of Medicare beneficiaries (individuals with annual incomes of $47,000 or couples with incomes of $94,000). According to the Kaiser Family Foundation, such proposals could lead higher-income beneficiaries to drop out of Medicare Part B, resulting in higher premiums for poorer and sicker beneficiaries who remain on Medicare. Already the Medicare Part B and Part D premiums are higher for beneficiaries with annual incomes above $85,000, or couples with incomes over $170,000.

Medicare Rights Center supports proposals that address the real spending problem—rising health care costs in the system overall—not cost-shifting proposals that place the burden of reducing the deficit on Medicare beneficiaries, half of whom live on annual incomes of $22,000 or less and are in no position to pay even more for their health care.

Visit the Medicare Rights deficit reduction webpage.
http://www.medicarerights.org/issues-actions/deficit-reduction-and-medicare.php?utm_source=Medicare-Watch-email&utm_medium=e-mail&utm_term=mcw&utm_content=mcw&utm_campaign=MCW+12.13.12

[RagAss]

1. Where did you hear it was off the table?

[mucifer]

3. Senator Durbin said it. He is very close with President Obama.

http://www.dailykos.com/story/2012/12/13/1169565/-Durbin-on-Medicare-age-hike-Not-on-the-table-from-the-White-House#

[AnotherMcIntosh]

2. Yep, but there are some people who really like to feel good with sound bites like "off the table."

Propaganda works.

We don't even know whether the proposal to raise the Medicare eligibility age is off all tables. Or whether, after the first round of legislation is signed, no more tables will be brought in.

[BlueStreak]

4. The 2 most obvious solutions seem to be off the table

1) Allow Medicare to negotiate drug prices

2) Raise the contribution cap to something like $200K and then index it with inflation.

That doesn't solve the problem forever because we have massive problems in our delivery system. I had a colonoscopy a couple of weeks ago. The bills are starting to roll in. A couple thousand bucks just for the recovery room. As far as I can tell, that was a muffin, an OJ, and a small coffee. I can't wait to see the actual operating room and anesthesia bills.