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spooky3

(38,719 posts)
Thu Dec 12, 2024, 09:44 AM Dec 2024

What pisses me off the most about the US healthcare and insurance systems

Is that every other developed, relatively wealthy country has put together a better, less expensive system. They take a variety of forms. Each has shortcomings but none are as severe as those in the US. But we refuse to learn about these systems and adopt the best parts of them, apparently because we love giving administrators and some providers extremely high pay, and corporations profits, more than we love our people and efficient and effective use of $. Couple that with too many people’s unwillingness to believe other countries do it better, and they care too little to learn, and you have our present mess.

That’s American exceptionalism for you.

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What pisses me off the most about the US healthcare and insurance systems (Original Post) spooky3 Dec 2024 OP
This message was self-deleted by its author dalton99a Dec 2024 #1
THIS. nt CousinIT Dec 2024 #2
The US has a "wealth-care" system get the red out Dec 2024 #3
The healthcare insurance business is "too big to fail" erronis Dec 2024 #29
All poiliticians have to do is use the word "Socialism" MadameButterfly Dec 2024 #4
That problem is at least partly caused by Citizens United, so corporations are allegorical oracle Dec 2024 #5
Musk-ovite... GiqueCee Dec 2024 #20
Yeah, I knew that, but truly believe he can get away with anything he wants. And by the time allegorical oracle Dec 2024 #22
Guess we better start building one helluva big dam against that current. nt GiqueCee Dec 2024 #23
I deny that the current is running in their direction... Moostache Dec 2024 #35
Pendulum MadameButterfly Dec 2024 #49
The best politicians DENVERPOPS Dec 2024 #27
Musk is not a naturalized citizen. Of course the US Constitution might be change eventually to accomodate Eloon,.. magicarpet Dec 2024 #28
Or he can just be appointed Regent and then take over the throne. erronis Dec 2024 #30
Don't give me that mental imagery...its cruel and unusual!!! Moostache Dec 2024 #36
Putie could arrange that. magicarpet Dec 2024 #43
AND - Democrats haven't the FDR-style spine to fight back. CousinIT Dec 2024 #45
Yup - losing the communications game. See Cory Doctorow's post today erronis Dec 2024 #47
Excellent. Sharing w/ some Dem congresscritters on Bluesky CousinIT Dec 2024 #48
Clearly the bubble of RW lies needs to be answered more effectively but still we must notice that right now MadameButterfly Dec 2024 #50
the president-elect has the opportunity to benefit from both if he doesn't let his worst instincts come into play. MLWR Dec 2024 #6
The US has the wealthiest healthcare executives and sweet stock prices IronLionZion Dec 2024 #7
I am an Insurance Underwriter DeepWinter Dec 2024 #8
Some (eg Hillary Clinton) have been trying since 1993 or earlier. Nt spooky3 Dec 2024 #11
We've noticed that it's an overwhelming system. yardwork Dec 2024 #17
Thanks for the encouragement nt GiqueCee Dec 2024 #24
If congress really wanted to save $$$ idahoblue Dec 2024 #9
"American Exceptionalism" ReRe Dec 2024 #10
It is greed - healthcare needs to be nationalized. Medicare for all TBF Dec 2024 #12
Apparently we don't do "logical" in the U.S. yardwork Dec 2024 #15
IKR, we don't even do sane if this last election TBF Dec 2024 #18
Americans don't do thinking in the US CousinIT Dec 2024 #46
Anyone thinking DENVERPOPS Dec 2024 #31
"Starting point" - we need to look at what other industrialized countries TBF Dec 2024 #37
Thanks to the Biden administration Part D costs are now limited to $2000 per year. Voltaire2 Dec 2024 #41
That's out of pocket; premiums are in addition to that, and they spooky3 Dec 2024 #44
It comes down to how elections are financed. alarimer Dec 2024 #13
It comes down to the American public. yardwork Dec 2024 #14
yes indeed but why is that? why are we so completely bamboozled? Voltaire2 Dec 2024 #42
Doesn't anyone remember that Bill Clinton wanted to change it 1993 and was mercilessly shot down? sinkingfeeling Dec 2024 #16
On MSNBC AverageOldGuy Dec 2024 #19
Here ya go - Nigrum Cattus Dec 2024 #21
We have the most expensive system and yet our average life expectancy is the lowest of the industrialized nations. surfered Dec 2024 #25
ONE WORD GREED vapor2 Dec 2024 #26
This can be changed by educating the American Public Jacson6 Dec 2024 #32
No, no, no WOLFMAN87 Dec 2024 #33
Israel has Universal coverage and considered Emile Dec 2024 #34
I don't mind that Israel has that - wish we had it here too! nt TBF Dec 2024 #38
That's my point! We need to copy Israel. Emile Dec 2024 #40
Yup. Exceptionally bad service, exceptionally greedy, and exceptionally clueless. Martin68 Dec 2024 #39
It's just capitalism, comrade! usonian Dec 2024 #51
Agree Meowmee Dec 2024 #52
Here's a good summary of statistics on how US compares to other wealthy countries spooky3 Dec 2024 #53
Capitalism at its worst. Joinfortmill Dec 2024 #54

Response to spooky3 (Original post)

get the red out

(14,044 posts)
3. The US has a "wealth-care" system
Thu Dec 12, 2024, 10:03 AM
Dec 2024

And the peons with more need for medical care are considered "less useful" are allowed to be deleted.

erronis

(24,101 posts)
29. The healthcare insurance business is "too big to fail"
Thu Dec 12, 2024, 12:13 PM
Dec 2024

Just like the other huge corporations that spend millions on congress to make sure the system works for them.

MadameButterfly

(4,109 posts)
4. All poiliticians have to do is use the word "Socialism"
Thu Dec 12, 2024, 10:19 AM
Dec 2024

and people will be against Universal Healthcare, no matter the benefits. Not just Republicans.

--Biden insisted Bernie's single payer was unaffordable.
--Obama didn't pursue Single Payer because we had the infrastructure set up for private insurance companiesn.
--Clinton signed into law Medicare Part C which under Bush 2 became Medicare Advantage. To give away Medicare money to private Insurance companies to skim off huge profits, and now will be touted as an alternative to Medicare by Trump. Since most people don't understand that Medicare Advantage isn't Medicare.
--Teddy Kennedy torched Carter's healthcare plan which was much more sweeping that Obamacare when we had a Democratic congress to pass it. He was planning to run for president. And came to regret his opposition to Carter's plan.

Bernie gets labelled as radical even by Dems but now everyone is coming around to his original premise.

allegorical oracle

(6,513 posts)
5. That problem is at least partly caused by Citizens United, so corporations are
Thu Dec 12, 2024, 10:41 AM
Dec 2024

treated like citizens and can make huge political donations. Now those donations have reached the billions of dollars.

It's not a way to operate a healthy democracy because only "oligarchs" will be able to afford running for the most important offices. If Musk, for instance, finances a candidate, no amount of "small dollar donations" will be able to raise more than the richest person on the planet. Predict Musk will run for POTUS one of these years.

GiqueCee

(4,462 posts)
20. Musk-ovite...
Thu Dec 12, 2024, 11:29 AM
Dec 2024

... cannot legally run for president. But since when has the law been an impediment to the dastardly desires of the GOP? Those evil fucks have run roughshod over every other legal hurdle that might obstruct their goals, with little or no pushback from those that SHOULD have our backs. Bernie, Warren, AOC and her squad, and a paltry few others are the only ones with the cojones to defy these evil bastards. We should have their backs to fight back, tooth and nail. It's an uphill battle when virtually all the supposed "free press" are in the tank for the oligarchs. That doesn't mean we should roll over and stop trying.
And the room-temperature IQs still vote against their own best interests because they're addicted to outrageous rhetoric, even if they have to sound out any words more that two syllables long, and have no idea what "woke" actually means. I have zero respect for these assholes. Sadly, I've got a couple of 'em in my immediate family. They are beyond reason or redemption.

allegorical oracle

(6,513 posts)
22. Yeah, I knew that, but truly believe he can get away with anything he wants. And by the time
Thu Dec 12, 2024, 11:49 AM
Dec 2024

TSF leaves office, whether dead or alive, our world may look a good bit different than it does now. The current is running in their direction.

Moostache

(11,225 posts)
35. I deny that the current is running in their direction...
Thu Dec 12, 2024, 12:33 PM
Dec 2024

This ship - once known and established as the UNITED States of America - is simply unmoored and floating free.

Free from reason.
Free from sanity.
Free from compassion.
Free from empathy.

The tides and currents are in charge and the lunatics in charge or hiding behind the seat of power are not concerned at all.
We are far more like the Andrea Gail steaming full on into the Perfect Storm than anything else.

DENVERPOPS

(13,003 posts)
27. The best politicians
Thu Dec 12, 2024, 12:04 PM
Dec 2024

money can buy...................Citizens United, should have been called RepubliCON & Oligarchs United...........

It was one of THE last nails if not THE last nail, in the Coffin of Democracy................

This is what happens when the Bad Guys cheat to win...........

magicarpet

(18,900 posts)
28. Musk is not a naturalized citizen. Of course the US Constitution might be change eventually to accomodate Eloon,..
Thu Dec 12, 2024, 12:06 PM
Dec 2024

.... running for pResident.

erronis

(24,101 posts)
30. Or he can just be appointed Regent and then take over the throne.
Thu Dec 12, 2024, 12:15 PM
Dec 2024

Of course over Donald's and Junior's dead bodies.

Moostache

(11,225 posts)
36. Don't give me that mental imagery...its cruel and unusual!!!
Thu Dec 12, 2024, 12:38 PM
Dec 2024

One the one hand, intense joy picturing the corpses of those named "Donald Trump"...
On the other hand, an even more insane son of a bitch lunatic assuming the throne...

Seppeku still on option I assume?

magicarpet

(18,900 posts)
43. Putie could arrange that.
Thu Dec 12, 2024, 01:18 PM
Dec 2024

I'm willing to bet Eloon would give Putie far less of a migraine headache than either Djt or djtJR.

CousinIT

(12,624 posts)
45. AND - Democrats haven't the FDR-style spine to fight back.
Thu Dec 12, 2024, 01:48 PM
Dec 2024

They need to explain to the American people about BILLIONAIRE ROBBER BARONS, which are the ACTUAL "deep state," not our lowly civil servants. For-profit wealth care is NOT healthcare. They can say this as easily as I can and use facts and figures to back it up, run ads, get on socials and push it like hell - on repeat over and over and over and over.

THAT is where MAGA has whipped our asses for decades - THE COMMUNICATIONS game.

They need to get on it, or we'll keep losing.

CousinIT

(12,624 posts)
48. Excellent. Sharing w/ some Dem congresscritters on Bluesky
Thu Dec 12, 2024, 02:47 PM
Dec 2024

They're not all there yet but a lot of them are. I have a starter pack of them and will add more.

Thanks!

MadameButterfly

(4,109 posts)
50. Clearly the bubble of RW lies needs to be answered more effectively but still we must notice that right now
Thu Dec 12, 2024, 07:23 PM
Dec 2024

there are lots of Dems with spines taking enormous risk to do so. We focus on the ones who disappoint us, or the media that isn't tough enough, or the Republicans we thought were on our side (you can't expect a Trump-appointed FBI director to be our champion, or even a long line of Republican FBI directors just because they didn't break the law for Trump).

Consider what potentially awaits AOC, Schiff, Raskin, Swalwell, Warren, Sanders, Pelosi, Obama, I could go on and on. They won't betray us. Then there's Maddow, Chris Hayes, Jimmy Fallon, etc. plus hundreds of couragious journalists.

The second Schiff hit the Senate floor he said the incoming administration shouldn't be threatening to jail opponents. AO C says she wants to be the Democratic Party's top attack dog.

Bernie on John Stewart


Elizabeth Warren with Joy Reid
https://www.foxnews.com/media/elizabeth-warren-says-killing-unitedhealthcare-ceo-warning-you-can-only-push-people-so-far

They haven't had enough play because the RW billionaires have bought all kinds of media markets to reach the gullible and even much media on the "left" is owned by Conservatives. We'll be even more challenged now to find platforms to reach a wider audience. But we need to find a way so these heroes don't risk everything for nothing.

MLWR

(1,064 posts)
6. the president-elect has the opportunity to benefit from both if he doesn't let his worst instincts come into play.
Thu Dec 12, 2024, 10:45 AM
Dec 2024

Every developed country has a very good, all-encompassing healthcare system EXCEPT America and that is the definition of "American EXCEPTionalism."

 

DeepWinter

(931 posts)
8. I am an Insurance Underwriter
Thu Dec 12, 2024, 10:52 AM
Dec 2024

30 years in Life, Health, Disability, Long Term Care. Been on the front end Underwriting and letting/denying you into the system, and on the back end with claims accepting/denying the claim.

It's a behemoth of a machine. No single event stops it in it's tracks. No single person flips a singular switch. It operates on pure statistics, there are no individuals.

I expect no change from this assasination. There should be none off a single event meant for shock and awe, publicity. Any statements or announcements will be cosmetic only, for consumption by the masses.

Hundreds of billions of dollars are mountains you're looking at to move. This is a long game. Even if radial progressive legislation is enacted by a super majority, it will still be a slow long game. Change here is measured in decades. Don't decieve yourself thinking otherwise.

yardwork

(69,466 posts)
17. We've noticed that it's an overwhelming system.
Thu Dec 12, 2024, 11:24 AM
Dec 2024

I was in graduate school in the late 80s, learning about our crazy system. I remember thinking then how difficult it would be to change, especially since so many Americans are so confused and misinformed about it.

It was a miracle passing the ACA, which was really just an add-on, doesn't change the system at all. Even that caused a massive meltdown in the industry and the public.

The one positive thing that might come of the assassination is that Trump is less likely to try to go after Medicare and the ACA. I didn't think that was very likely anyway. Complaining about health care is a perennial election wedge issue, as the Republicans can blame it all on Obamacare.

idahoblue

(454 posts)
9. If congress really wanted to save $$$
Thu Dec 12, 2024, 10:55 AM
Dec 2024

We would have universal healthcare. But the for profit insurance companies will fight to prevent it.
We have separate government programs all doing basically the same thing.
VA
Medicare
Federal employee insurance
State run programs are
Medicaid
CHIP
Workman’s Comp
Have I left out any?

The administrators of these programs mostly make less than $200,000/year.
A single universal program would roll together all of these into a single birth to death system without worry about networks, state lines, being out of work, between jobs, or starting a business. The burden on employers would be lifted.

ReRe

(12,189 posts)
10. "American Exceptionalism"
Thu Dec 12, 2024, 11:04 AM
Dec 2024

Those two words set me off every time I hear or read them. I didn't like them back in the day when it was cool to say them.
They made me cringe. Do they not seem a bit pompous to anyone else but me? And now more so than ever?

Any nation that doesn't care about the least of these; doesn't care that it's citizens pay exorbitant amounts of money for health care insurance, only to be denied it when they need it most; when it claims to be a nation of laws, which there could be nothing further from the truth; on and on and on and on.

Here's a new term: "American Unexceptableness"!

TBF

(36,871 posts)
12. It is greed - healthcare needs to be nationalized. Medicare for all
Thu Dec 12, 2024, 11:13 AM
Dec 2024

would be the logical starting point.

CousinIT

(12,624 posts)
46. Americans don't do thinking in the US
Thu Dec 12, 2024, 01:53 PM
Dec 2024

They vote based on abject ignorance that they are oh-so-proud of, and the asshole billionaire robber barons feed them a steady diet of bullshit propaganda 24x7x365 and shut down public schools. This has been going on for decades with little to no pushback from Democrats or effort to match the communications game on TV, with ads, on social platforms, using influencers, taking on media ownership, nothing.

DENVERPOPS

(13,003 posts)
31. Anyone thinking
Thu Dec 12, 2024, 12:21 PM
Dec 2024

Medicare is "free", you need to do some reading about it................and then, look at the reality of he costs of Part D Drug Insurance, with it's ludicrously high deductibles and your out of pocket costs.......

TBF

(36,871 posts)
37. "Starting point" - we need to look at what other industrialized countries
Thu Dec 12, 2024, 12:39 PM
Dec 2024

have done. Nothing is free, and no one has said it is. Taxation is how we pay for a civilized society, and taxing billionaires is going to be where we start. That is going to be controversial for the billionaires, the press they own, and their supporters (who consider themselves as billionaires to be or something - IDK how to explain that level of stupid).

Anyhow, that's what we're up against, but we have to start somewhere.

spooky3

(38,719 posts)
44. That's out of pocket; premiums are in addition to that, and they
Thu Dec 12, 2024, 01:37 PM
Dec 2024

Can be high if IRMAA applies.

 

alarimer

(17,146 posts)
13. It comes down to how elections are financed.
Thu Dec 12, 2024, 11:15 AM
Dec 2024

Or rather, bought. And all politicians (with some exceptions) are pretty much bought and paid for by segments of the corporate world.

Until this stops being true, we are screwed.

yardwork

(69,466 posts)
14. It comes down to the American public.
Thu Dec 12, 2024, 11:16 AM
Dec 2024

Lawmakers couldn't get away with this if more people complained.

Even here on DU, in the past week I've read several posts that insist the following: America's healthcare system is the best in the world, Medicare Advantage is a great deal for consumers and there are no problems with it, and giving all US citizens guaranteed health insurance from birth is a bad idea.

It's exhausting.

Voltaire2

(15,377 posts)
42. yes indeed but why is that? why are we so completely bamboozled?
Thu Dec 12, 2024, 12:50 PM
Dec 2024

This ignorance and delusion is not something in the air or the water (although there is the leaded gasoline theory.) This is the result of a very well financed, planned, and implemented propaganda campaign that has saturated our media, all of our media, with messaging that has had a spectacular effect on the population.

sinkingfeeling

(57,866 posts)
16. Doesn't anyone remember that Bill Clinton wanted to change it 1993 and was mercilessly shot down?
Thu Dec 12, 2024, 11:24 AM
Dec 2024

From Google AI with search of "clinton's healthcare plan"


President Bill Clinton's 1993 Health Security Act proposed a health care reform plan that included the following features:
Universal coverage
All citizens and permanent residents would be required to enroll in a health plan.
Health care security card
Every citizen would receive a card that would entitle them to medical treatment and preventative services, including for pre-existing conditions.
Government subsidies
The government would subsidize low-income individuals and families, as well as businesses with fewer than 75 employees

AverageOldGuy

(4,000 posts)
19. On MSNBC
Thu Dec 12, 2024, 11:26 AM
Dec 2024

On MSNBC, Dec 11, some guy whose name I do not recall was laying it on the US "health care industry."

I don't recall his specifics but it was something like 70% of the lobbyists in DC are working for the health care industry, which is why we are the only industrialized nation without national health insurance.

He also pointed out how successful Medicare is and how little Medicare spends on administration, compared to the admin costs for private insurance.

I wish I could recall his name and that I had the foresight to record his comments . . . don't remember which MSNBC daytime show he was one but he summed it up in about five minutes.

surfered

(13,790 posts)
25. We have the most expensive system and yet our average life expectancy is the lowest of the industrialized nations.
Thu Dec 12, 2024, 11:57 AM
Dec 2024

Switzerland has the second most expensive as both our countries systems rely on private insurance

Jacson6

(2,075 posts)
32. This can be changed by educating the American Public
Thu Dec 12, 2024, 12:23 PM
Dec 2024

We can set up a Medicare Health Insurance for all system where they pay 5% of their no matter the source income over their lifetime to receive coverage with a 20% co-pay on discounted medical bills.

Avg income $58,000 in the US
a 5% flat tax will cost them $2,900 per year.
200M people will pay the flat tax each year which is: $580B.

If private corps such as hospital and Pharma don't want to be in the system with price controls they are free to offer their services on the private market.

YMMV. IMHO.


WOLFMAN87

(59 posts)
33. No, no, no
Thu Dec 12, 2024, 12:29 PM
Dec 2024

We love high pay and corporate profits much more over the lives of or citizens not as much for efficiency and effective use of $.

Emile

(42,627 posts)
34. Israel has Universal coverage and considered
Thu Dec 12, 2024, 12:32 PM
Dec 2024

one of the best Healthcare systems in the world.

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