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[PeaceWave]

This message was self-deleted by its author (PeaceWave) on Tue Jul 15, 2025, 03:29 PM. When the original post in a discussion thread is self-deleted, the entire discussion thread is automatically locked so new replies cannot be posted.

[Ocelot II]

1. Not much the Democrats can do about it now, right?

[Greg_In_SF]

2. I haven't heard

it mentioned a single time since last year

[W_HAMILTON]

5. Because not a damn thing can be done about it now that Republicans are in power.

[betsuni]

6. Another my-most-important-issue-or-else-I'll-teach-you-a-lesson threats, weeping about

imaginary broken promises and being taken for granted or ignored, getting no respect, the whole routine, that disappears when Republicans are in office *poof*.

[dsc]

7. elections have consequences

and more to the point, the way that people in that age cohort behaved has consequences. Biden tried over and over again on student debt for which he got less than nothing from that group of people. No Democrat in their right mind would bother now.

[MichMan]

3. Under PAYGO it would need to be paid for with tax increases

That was one of the criticisms of it being done by Executive Order as it would have been added to the deficit.

They need to figure out how to make college more affordable rather than just let colleges charge whatever they want and sticking the taxpayers with the bill.

[Silent Type]

4. It'll be awhile before anyone will seriously propose legislation. Might get better repayment plans quicker,

but not anytime soon it appears.

There is still an income-driven plan, but it not near as good at Biden’s. As bad as trump’s plan is, it’s probably best option for most people.

[JI7]

8. It was just something to attack democrats over

specifically Biden.

People afterwards said it was a sign of democrats being out of touch to forgive loans for people who went to college when there were many that didn't go and because of the price of eggs .

No democrat will ever do this again. They might support various plans to lower it but won't do what Biden did . As they saw it doesn't result in support and more likely results in bitterness and losses support.

[yardwork]

13. I think it was communicated poorly.

The people whose debt was relieved had already repaid many times the original value of their loans.

This can be a winning issue if it is explained as addressing predatory lending rates. The fact it was college loans wasn't the main problem. The problem is the interest rates on college loans, which are much higher than any other loans.

One of the biggest weaknesses of the DNC right now - which we MUST change - is the poor framing of issues, poor communication to young people and ethnic minorities, and overall poor approach to talking about issues in ways that excite people.

We are communicating about issues as if this is 1972 and it's a high school debate. I place the blame on overpaid out of touch DNC consultants and the Democratic leaders who keep hiring them.

[JI7]

16. Yes, but one reason the right wing is more effective is because random right wingers

go out and speak about things. Like complaining about the cost of things. They don't talk about politics or politicians that much at first and this is probably strategic as they don't lose viewers at first. So they just complain about something like how everything is expensive or the condition of cities. Over time they might be more open in blaming democrats but a lot of times it's obvious without saying it.

We see right now what is happening in Texas with the floods but if this was in california you would have so many in social media talking about this and blaming democrats.

It could just be that people that lean liberal prefer to focus on other things and don't want to be focused on politics all day unlike the right wing. We know right wingers are the type to do this which is why right wing radio and Fox became so popular. Just look at MSNBC losing ratings after the election.

Democrars look more to officials in the party like electeds and dnc to do things.

The right wing also does not discuss policy in specific terms. And they do more things like complain about Meghan Markle, transgender person in some ad, and other things that shouldn't really be political.

The huge thing in the right wing media in the last week wasn't Congress debating that disaster bill. It was things like where AOC lived growing up. Or something being "woke" and similar non issues.

[yardwork]

18. Yes, that's one of the things we could combat.

Why aren't Democratic politicians flooding the zone with complaints about the horrific bill? Lots of ordinary people are complaining about it, but why aren't D politicians doing that 24/7?

Yes, the media is against. But we're smart. There are ways to fight.

[MichMan]

32. The Federal government took over direct lending of loans in 2010 from private lenders

Last edited Sun Jul 6, 2025, 07:22 PM - Edit history (1)

It was Congress that established the process and repayment terms in 2010. It was included as part of the ACA legislation.

[EdmondDantes_]

9. Forgiving debt alone isn't a great idea

It doesn't do anything to lower the cost of an education. We need to address the root cause of a college degree getting higher and higher. Not that I don't appreciate the public service loan forgiveness I got (and specifically because the Biden administration didn't hold it against me that I was in a different payment plan for part of the 10 year period unlike the Trump administration), but just making the debt go away doesn't encourage colleges to be more frugal and cost effective.

[Autumn]

14. You are right that it won't encourage colleges to be more frugal and cost effective.

But forgiving that student loan sure will help the person paying a loan for an education that will never go away

[cadoman]

20. colleges need to participate in debt forgiveness--not be grant-collecting bystanders

Every time I step foot on a campus I am in awe of how the money is being spent. Elaborate architecture. Rich and comprehensive staff. Luxurious facilities. Amazing sports teams and stadiums. Salaried college staff seem to be doing very well and are always quite chipper when I interact with them.

Meanwhile the kids are in debt & poverty, being taught by unpaid grad students, playing video games or selling farts on onlyfans, and frequently end up getting jobs that have nothing to do with their degrees...

Debt "forgiveness" doesn't begin to fix the problem. It just allows the universities to double down on their mistakes and spending.

The repukes have also accurately identified a class rift between degreed workers and tradespeople: the tradespeople don't want to foot the bill for the degreed workers who have been rubbing their noses in it for decades now. They went to trade school, were mocked for it, and came out ahead, and now are expected to "forgive" (i.e. pay for) the debts of the people who lord over them? Tough pill to swallow.

[EdmondDantes_]

21. Which is why loan forgiveness is merely a bandaid.

Yes our society benefits from people going to college, but as you note, colleges have started spending a lot of new fancy buildings, or sports facilities etc.

[eShirl]

10. make the filthy rich gazillionaires cough up their fair share

for once

[Peacetrain]

11. Never was..

[Autumn]

12. It's dead and it will stay dead.nt

[Prairie Gates]

15. ...

[Jacson6]

17. Well if there ever is a 60 vote majority in the senate and a majority in the house and we have a Dem. President.

They could revisit the issue. Until then it is a dead issue.Trying to use Presidential EO's will not work as the courts have ruled.

[Johnny2X2X]

19. I don't think people yet know how badly BBB screwed students

This is like dropping a bomb on higher education. Do you know what the law does to student loans? It blew it all up. If your kid plans on going to college, better start saving now as there won’t be enough in student loans or grants to get them through 4 years of college anymore.

And people who already owe, your interest rate went up and you no longer have but 2 options to pay back and they are both bad. My student loan payment is going up by 2-1/2 times a month.

[Silent Type]

22. Maybe, but federal loans for undergraduates are available up to $200K, $100K more for graduates, there are also parental

loans, colleges can offer scholarships, state grants are available, etc. And there are private loans if one runs through all that.

The repayment plans aren't as good for sure, but still most students can manage 10% of discretionary income. The one thing that is really bad is removal of deferments for hardships. And as true for decades, the loans should be subject to bankruptcy.

[Johnny2X2X]

23. There is no adjustment for discretionary income anymore

It’s 10% of AGI now. And there’s a $50K cap for total undergrad loans. $50K will not get most kids through 4 years of college.

And there’s no longer subsidized loans where the interest is paid. Interest starts accruing the day the loans are paid out for tuition.

And they raised interest rates to 6.53% for loans, when I took mine I got less than 3% and now my interest rate doubled.

[Silent Type]

24. Think the $50K cap is PER YEAR, with a total cap of $200K. That's a huge difference.

[Johnny2X2X]

25. Not what I read

The $200K cap for medical and law students. Basically post grad. Graduate degrees lifetime limit is $100K. Undergrad is $50K.

And those numbers are not the amount borrowed, but the amount owed. The number climbs quick when interest starts accruing in day 1.

And they’ve changed full time status from 12 credit hours to 15 credit hours to be eligible for aid, will make it harder to work your way through college.

So you’ve got thousands of kids in college entering their 3rd or 4th year who are close to or past their $50K limit, many of those students won’t be able to go to school this Fall, they’ll have to drop out.

[Silent Type]

28. Here's a link.

Trump’s Bill Imposes New Maximum Borrowing Limits
The bill changes existing caps on federal student loans, but the final version tones down more extreme limits that had been proposed in the initial version passed by the House.

The bill limits parents to borrowing $20,000 per year for each child, with a $65,000 total cap per student.

It also limits graduate students to $20,500 per year in loans and $100,000 in total, while students in professional schools, like medical school, are limited to $50,000 in loans per year and $200,000 in total.

The Senate slightly raised the overall lifetime cap on student loans from the original House version, now capping all federal student loans that a borrower receives—excluding Parent PLUS loans—at $257,500. Those limits will all take effect on July 1, 2026, but students who are already borrowing money will be allowed to use the old rules until they finish their program of study.

https://www.forbes.com/sites/alisondurkee/2025/07/03/how-trumps-spending-bill-will-impact-your-student-loans-as-it-heads-to-president-for-signature/

Plus, there are other loans available and schlorships.

[W_HAMILTON]

27. "MAYBE?"

Do you really fucking think Republicans -- who are not only anti-college, but did all they could to obstruct and roll back Biden's multiple attempts to reduce the student loan burden through his SAVE repayment program, student loan cancellation, etc. -- would have done something to benefit student loan borrowers?

"Maybe."

[Silent Type]

30. They f*%king didn't do anything to improve student loans, true. But they didn't make loans unavailable either,

unless you want to go to the most expensive schools. If you do, there's still money to do that, just not as much as before.

I guess if we don't want to encourage people to go to college, we can run ads saying forget college because Republicans have made it impossible to get a loan. But we'd be lying. They've made it worse, true, but haven't "gutted" it as some suggest.

[bucolic_frolic]

26. Crypto would have been a better investment than an education

Be ignorant all the way to the bank.

[MineralMan]

29. It is dead until we elect a Democratic President and a 60-vote majority in the Senate.

It is that freaking simple.

[maxrandb]

31. Until it's a fucking priority to enough voters to give Dems

majorities in the House, Senate and enough electoral votes to win the White House, then yes! IT'S DEAD!!!!!

In fact, that's what it's going to take to stop all this fascist shit.

The Democratic Party doesn't owe us a God Damned thing.

We, on the other hand, will be lucky to survive this shitshow.

Those that stayed home, voted 3Rd party, or wanted to send some stupid fucking purity message, owe our children's, children's, children's children A FUCKING LOST FUTURE.