Health insurance carriers request raising ACA premiums by more than 20% on average in Texas

[nature-lover]

https://www.texastribune.org/2025/08/21/texas-health-insurance-premiums-aca-tax-credit-expiration/?_bhlid=5e9cc4ef44009d1d24a20a554e0a2cab109ae29b

Health insurers are hiking policy premiums in response to proposed federal cuts and rising costs in various parts of the health care sector.

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Health insurance companies have requested an average premium increase of 24% for Affordable Care Act plans in Texas in 2026, a significant hike that could lead to destabilization in the marketplace and customers opting for less or no coverage.

Last year, the average rate hike across insurance carriers was 3.8%. Data analysis from KFF found that next year’s rate hikes could be the largest increase since 2018, when average premiums went up by 35% in Texas. In 2018, companies factored in Congress’ attempts to repeal the Affordable Care Act and President Donald Trump signing an executive order ending subsidies to insurers for low-income people. After 2018, average premiums in Texas have never risen by more than 4%.

Nearly 4 million Texans bought health insurance coverage through the ACA marketplace for 2025, a high-water mark in a state that has the highest uninsured rate in the nation. ACA uptake has tripled since 2020, after Congress expanded tax credits to lower ACA users’ monthly premiums.

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More at link

[Ron Green]

1. A single risk pool is a health care system. Multiple risk pools is an investment scheme.

We have enough investment schemes in this country; we need a health care system.

[Grins]

2. Sow. Reap. Lucky Texas. Just like your power bills.

[durablend]

3. "How could Biden do this to us?!?!?"

[Auggie]

6. I know you posted a joke, but this WILL reflect on Trump ...

not Abbott. Not Cruz. Especially after Dems double-down that this is happening on Krasnov's watch.

[markodochartaigh]

7. Seriously.

This is what Republicans in Texas will say, "Now you know why the government should not be in the business of health care."
And millions of Texans will think no further and just remember that they had government health care and it got so expensive that they couldn't afford it.

[Old Crank]

4. Will be fun to watch.

I think many professionals will be caught in this mess.
I have a relative who is scraping by as a counselor, single person practice. She must be under the ACA plan.

[RANDYWILDMAN]

5. People might get a 2 or 3% COA if their lucky

they want 24% from people who are already struggling to pay for their health care. FFS

[Hassler]

8. Looks like the most financially insecure state in the US

Is going to be 20% worse