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dlk

(13,247 posts)
Wed Oct 15, 2025, 02:37 PM Oct 2025

Every year, all insurance companies change their Medicare Part D plans

The formularies and premiums change. It’s a good idea to do a Medicare plan review every year for MA and Part D plans during the Medicare Annual Election Period, where you hsve the option of changing your plan, for coverage effective January 1.

I have enrolled retirees in UHC Part D plans because they were the most cost effective, given the Rx they were taking, as compared to Wellcare and other plans

Every insurance has a different Part D formulary, a list of drugs covered under a specific plan, and which tiers they’re categorized in.

Everyone’s needs are different snd it pays to be a savvy consumer and have your insurance agent do an annual plan review.

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