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The Madcap

(1,903 posts)
Sat Nov 1, 2025, 01:28 PM Nov 2025

Anyone checked Healthcare.gov today?

Looks like the subsidy cliff is back. I checked plans for two parents in their 60's and one college-age dependent child. Subsidies were pretty large (about $2 840 in my location) up to an income of about $106,000. At $107,000, the subsidy was gone...$0.

I realize that this is above what most people out there make, but that cliff is really severe. And, given that I still haven't heard anything on actually having subsidies for the upcoming year, I'm concerned that a lot of people who file early are going to be sorely disappointed down the line.

>$2800 a month for a bronze plan with a high deductible is a bit excessive, don't you think?

6 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
Anyone checked Healthcare.gov today? (Original Post) The Madcap Nov 2025 OP
Good Gawdz leftstreet Nov 2025 #1
Looks kind of rigged to me The Madcap Nov 2025 #2
"$2800 markodochartaigh Nov 2025 #3
It was the payment for the plan. The Madcap Nov 2025 #4
Uh, Yes! surfered Nov 2025 #5
Why isn't anyone limiting what ins cos charge for their shitty plans? SheltieLover Nov 2025 #6

The Madcap

(1,903 posts)
2. Looks kind of rigged to me
Sat Nov 1, 2025, 01:42 PM
Nov 2025

I don't understand why there would be any subsidies at all, given the present political situation, unless they're just trying to prevent a major rebellion among the "poors."

markodochartaigh

(5,545 posts)
3. "$2800
Sat Nov 1, 2025, 01:45 PM
Nov 2025

a month for a bronze plan with a high deductible is a bit excessive, don't you think?"

Do you mean a $2,800 subsidy is too much, or a $2,800 payment is too much? Or are the subsidy and payment both $2,800?

I think that a $2,800 payment ($33,600/year) for a couple with one child making $106,000/year (32% of income) is too much to ask people to pay. Especially in a system where ~20% of all money coming into the system goes to insurance companies who (using who instead of which since companies are people /$) make their money by denying and rationing care. And especially in a system where "health care" organizations like hospitals often take another 20% off the top for administrative expenses.

Of course our system is not a health care system. We have a profit making system which produces as much profit as possible while producing as little health care as possible as a byproduct.

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