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Aristus

(72,355 posts)
Thu Jan 15, 2026, 10:55 AM Jan 2026

I referred a cardiac patient the other day for an echocardiogram. She messaged me back, saying the co-pay was $500.

First time that's ever happened. But I'm guessing not the last. The idle-rich billionaire class is trying to kill us. I don't know who they think is going to do all the work that makes them rich. But we need to get some guillotines up in this bitch.

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I referred a cardiac patient the other day for an echocardiogram. She messaged me back, saying the co-pay was $500. (Original Post) Aristus Jan 2026 OP
Your money or your life Easterncedar Jan 2026 #1
First your money, then your life. Harker Jan 2026 #62
Why Not Vice-Versa! Let Me Give You a Hand with That Will! The Roux Comes First Jan 2026 #80
AI gab13by13 Jan 2026 #2
Close to that Prairie Gates Jan 2026 #3
DURec leftstreet Jan 2026 #4
My buddy went by ambulance to North Western in Chicago (big beautiful hospital downtown) Hassin Bin Sober Jan 2026 #5
nwm actually has a huge endowment for charity care, so mopinko Jan 2026 #6
Yes my mom had to give her credit card exboyfil Jan 2026 #51
I work as a motorcycle funeral escort Quanto Magnus Jan 2026 #56
You don't work for Jeremy Dewitte, do you? Hassin Bin Sober Jan 2026 #61
That happened a few months ago when my wife was having a bad AFIB attack and starting to panic... LuckyCharms Jan 2026 #87
It is early January. Probably not the copay, but the deductible. Ms. Toad Jan 2026 #7
Unfortunately, I had a lot of imaging last year... Sweet Freedom Jan 2026 #8
here ya go Nigrum Cattus Jan 2026 #9
I know someone who suggests Bettie Jan 2026 #12
Much messier, tho. But the visuals would be excellent. erronis Jan 2026 #20
Yup. Ocelot II Jan 2026 #27
He says that the stain Bettie Jan 2026 #36
Shakespeare amended: lastlib Jan 2026 #15
let's kill all the billionaires markie Jan 2026 #17
Post removed Post removed Jan 2026 #37
If you're here to bash liberals, you must be at the wrong site. Aristus Jan 2026 #38
Post removed Post removed Jan 2026 #41
Sounds serious Torchlight Jan 2026 #42
Message auto-removed Name removed Jan 2026 #45
I hope your day gets better Torchlight Jan 2026 #46
Message auto-removed Name removed Jan 2026 #47
Sounds serious Torchlight Jan 2026 #48
GFY, troll Celerity Jan 2026 #43
You joined to say that? Enjoy your stay!!! GP6971 Jan 2026 #44
spill it Skittles Jan 2026 #65
There were two trolls in that thread...not sure if they were one and the same. GP6971 Jan 2026 #67
I always wonder about these people Skittles Jan 2026 #70
They're Inveterate Trolls. Cha Jan 2026 #71
Post removed Post removed Jan 2026 #74
Send a pizza to the library. NewHendoLib Jan 2026 #75
Message auto-removed Name removed Jan 2026 #77
except when you haunt them to troll a website for decades NewHendoLib Jan 2026 #79
A Tombstone. Cha Jan 2026 #82
You are back. sheshe2 Jan 2026 #78
Another one just responded to you! sheshe2 Jan 2026 #76
AW MAN, WTF Skittles Jan 2026 #81
The juries and MIRT are quick! sheshe2 Jan 2026 #83
I BOW TO THEM Skittles Jan 2026 #84
Trick or Troll sheshe2 Jan 2026 #86
Deductibles are killer lonely bird Jan 2026 #10
Sorry to butt in with unsolicited medical advice - Ms. Toad Jan 2026 #24
Didn't know that lonely bird Jan 2026 #69
I was in an auto accident Dec 19th Bettie Jan 2026 #11
Wow - that is shocking! FakeNoose Jan 2026 #16
They did xrays when I was taken to the ER Bettie Jan 2026 #19
Glad you're doing better, Bettie! calimary Jan 2026 #23
Guessing they recommend a specialized radiation office - where they are part owners.... erronis Jan 2026 #21
Is that because the injury was caused by a car accident? Ms. Toad Jan 2026 #22
Could be Bettie Jan 2026 #35
i believe they are trying to kill us. barbtries Jan 2026 #13
Government program to give Paxlovid justaprogressive Jan 2026 #14
On the $0 premium plan available in my area, Ms. Toad Jan 2026 #30
But, But, But popsdenver Jan 2026 #58
As someone here said awhile back, "there should be a noose on every lamp post up and down Pennsylvania avenue." Hotler Jan 2026 #18
The French have the right idea. Steve Miller should be the first one on the lamp post. BComplex Jan 2026 #25
I HAD The Same Thing DallasNE Jan 2026 #26
She got off easy. I'm still making payments on a $7300 procedure last year that was only $250 in 2024. unblock Jan 2026 #28
Whoa! :( moonscape Jan 2026 #50
They already have a plan. OGBuzz Jan 2026 #29
AI and slaves. quakerboy Jan 2026 #31
Agree with earlier folks -- likely deductible season JT45242 Jan 2026 #32
Does this mean Mme. Defarge Jan 2026 #33
An entire administration's-worth, if you please, Madame. Aristus Jan 2026 #40
Shrouds Inc.? Mme. Defarge Jan 2026 #49
You'll be going public any time now. Aristus Jan 2026 #55
tell her to get a Kardia Skittles Jan 2026 #34
Message auto-removed Name removed Jan 2026 #39
My recent colonoscopy cost me a grand. Mosby Jan 2026 #52
Sort of. progressoid Jan 2026 #53
I had to do a second procedure Mosby Jan 2026 #57
yup Skittles Jan 2026 #60
are there any other hospitals up there anymore? Kali Jan 2026 #68
There is the Honor Health system. Mosby Jan 2026 #90
d'oh of course Mayo Kali Jan 2026 #91
Yeah, my PCP thought I should have another prior to the 5 year schedule due to progressoid Jan 2026 #73
There's a little catch - Ms. Toad Jan 2026 #66
Hell, I have not been able to address anything for several months now. OldBaldy1701E Jan 2026 #54
US companies are going after the NHS in the markodochartaigh Jan 2026 #88
It's predatory, exclusive and corporate driven for profit. Profit. Remember when BC/BS was non-profit?? I do. Evolve Dammit Jan 2026 #59
This is exactly what is happening to us, too... slightlv Jan 2026 #63
I had to get angioplasty recently and was given an estimate that I had to pay dsc Jan 2026 #64
$250 for CT scan of lungs, pelvis Jersey Devil Jan 2026 #72
Aerosmith AllyCat Jan 2026 #85
What a disjointed whacked out system DFW Jan 2026 #89

Prairie Gates

(8,344 posts)
3. Close to that
Thu Jan 15, 2026, 11:10 AM
Jan 2026

In December 2025, $407.75 for echocardiogram with contrast. Insurance picked up about $3400.

Hassin Bin Sober

(27,474 posts)
5. My buddy went by ambulance to North Western in Chicago (big beautiful hospital downtown)
Thu Jan 15, 2026, 11:20 AM
Jan 2026

I was in the ER with him while he was all doped up on morphine and then ketamine - the nice lady from billing wheeled her little portable WiFi billing cart in the room and demanded $800 bucks on the spot.

We were both fucking amazed. Fortunately he could pay. But what if he couldn’t…

mopinko

(73,817 posts)
6. nwm actually has a huge endowment for charity care, so
Thu Jan 15, 2026, 11:38 AM
Jan 2026

if he couldnt pay, he likely wd have gotten some help.
it’s 1 of the reasons their er is always so crowded.

exboyfil

(18,366 posts)
51. Yes my mom had to give her credit card
Thu Jan 15, 2026, 05:09 PM
Jan 2026

The times I took her to the ER.

On the other hand my grandma got ER service without any copay/etc (she was Medicare/Medicaid LTC). I still had to cover out of my pocket the trip back to the nursing home (not strong enough to lift her from wheelchair to car seat and back again).

Quanto Magnus

(1,359 posts)
56. I work as a motorcycle funeral escort
Thu Jan 15, 2026, 06:53 PM
Jan 2026

had a lady get into one of my processions (I hadn't seen her do that) and she randomly exited the procession when I was rolling up on her... Vehicle contact occurred.... cops/EMTs get called in.

EMT starts looking me over, asks me some of the normal questions after an accident.... Tells me he can take my blood pressure, but would then have to charge me a 'first responder fee'. I think they are supposed to do that, just simply showing up, but I think he let me slide a bit.

No one's going to be able to afford even the most basic healthcare soon.

Hassin Bin Sober

(27,474 posts)
61. You don't work for Jeremy Dewitte, do you?
Thu Jan 15, 2026, 07:51 PM
Jan 2026

Just kidding.

Yeah, this first responder shit is out of hand. People are literally dying because they are afraid to call an ambulance.

LuckyCharms

(22,723 posts)
87. That happened a few months ago when my wife was having a bad AFIB attack and starting to panic...
Fri Jan 16, 2026, 12:39 AM
Jan 2026

I rushed her to the ER.

She's laying there with no top on, and they are hooking her up to EKG leads.

Rep comes in and asks for a $150 co-pay.

I lost my shit and told him to get the fuck out of the room.

Ms. Toad

(38,736 posts)
7. It is early January. Probably not the copay, but the deductible.
Thu Jan 15, 2026, 12:22 PM
Jan 2026

When I had insurance through work, I typically had a deductible from $250 to $500, before insurance kicked in. (In one job, the deductible was much higher, but also serves as the out of pocket cap.). So the first medical in event of the year was expensive since I had to pay 100%, up to the deductible.

Sweet Freedom

(4,065 posts)
8. Unfortunately, I had a lot of imaging last year...
Thu Jan 15, 2026, 12:30 PM
Jan 2026

I'm self-employed and have an ACA plan.

My out-of-pocket expenses were:
CT $400
MRI $400
ER visit (X-ray for broken ribs; sat in the hallway) $800
Shoulder X-ray $300 ($150 for imaging + $150 for the doc. Payment due before the visit.)

On a side note, caught the flu and was told to buy an OTC flu test and then pay $67 for a telehealth visit to get meds. I sent a note that was an abuse of my finances and they called in the script.

Bettie

(19,791 posts)
36. He says that the stain
Thu Jan 15, 2026, 03:22 PM
Jan 2026

on the ground could be set up as a monument to "shit we don't tolerate".

lastlib

(28,431 posts)
15. Shakespeare amended:
Thu Jan 15, 2026, 12:49 PM
Jan 2026

"The first thing we do, let's kill all the billionaires."

That's a plan we could live with.

markie

(24,030 posts)
17. let's kill all the billionaires
Thu Jan 15, 2026, 12:59 PM
Jan 2026

well, kill the ability to be a billionaire, at least

Response to markie (Reply #17)

Response to Aristus (Reply #38)

Response to Torchlight (Reply #42)

Response to Torchlight (Reply #46)

GP6971

(38,255 posts)
67. There were two trolls in that thread...not sure if they were one and the same.
Thu Jan 15, 2026, 10:07 PM
Jan 2026

The one I responded to was in response to their personal attack against Aristus. I don't recall exactly what is was though.

Skittles

(172,269 posts)
70. I always wonder about these people
Thu Jan 15, 2026, 11:10 PM
Jan 2026

they have the presidency, Congress, the Supreme Court, the mainstream media and they're STILL NOT HAPPY.......WTF

Response to Skittles (Reply #70)

Response to NewHendoLib (Reply #75)

lonely bird

(2,989 posts)
10. Deductibles are killer
Thu Jan 15, 2026, 12:39 PM
Jan 2026

Mounjaro-$600+ for four shots
Eliquis-(fortunately, I have enough for a couple months) is probably $300+ for 3 months
Jardiance is about like Eliquis iirc.

When I hit my deductible everything basically drops to $0. For the first about 5 months things are expensive.

On a side but related note, I am uninsurable for long term care due to a combination of things including type 2 diabetes (controlled) and 4 bowel obstruction surgeries.

Ms. Toad

(38,736 posts)
24. Sorry to butt in with unsolicited medical advice -
Thu Jan 15, 2026, 01:38 PM
Jan 2026

But I wanted to make sure your doctor told you that one of the risks of Mounjaro is bowel obstruction. These drugs are so heavily marketed that a lot of doctors didn't tell their patients about risks (and maybe aren't even aware of them).

(My doctor suggested Ozempic for me, without bothering to tell me of any of the life-altering/threatening risks. Fortunately, I'd already had friends hospitalized because of Ozempic, and have other friends living with gastroparesis (not from Ozempic - but it is one of it's risks))

lonely bird

(2,989 posts)
69. Didn't know that
Thu Jan 15, 2026, 10:54 PM
Jan 2026

That being said my issues are caused by adhesions and scar tissue.

Thanks for the info though. I will look into it.

Bettie

(19,791 posts)
11. I was in an auto accident Dec 19th
Thu Jan 15, 2026, 12:43 PM
Jan 2026

my regular doctor wanted an MRI, since I'm having some mechanical issues with one hip, since then.;

We have decent insurance, but it was going to cost over a thousand dollars out of pocket, to be paid up front, at the time of service.

So, I'm just hoping everything will be okay.

FakeNoose

(42,021 posts)
16. Wow - that is shocking!
Thu Jan 15, 2026, 12:54 PM
Jan 2026

I guess they don't do x-rays anymore? They have to book up those expensive MRI machines to keep them running.

Bettie

(19,791 posts)
19. They did xrays when I was taken to the ER
Thu Jan 15, 2026, 01:00 PM
Jan 2026

and a CT as well.

The doctor was concerned that the hip that took the hit (t-boned, I was in passenger seat) was not recovering quite as well, so she thought that it was worth the time to get the soft tissue looked at.

But, I went to our chiropractor and he was able to get it loosened up a little and it is finally improving, though I'm still not fully walking any distance on my own. Actually, the chiropractor gave me some exercises to do that really help and I wish the PT people had suggested while I was in the hospital.

erronis

(24,174 posts)
21. Guessing they recommend a specialized radiation office - where they are part owners....
Thu Jan 15, 2026, 01:14 PM
Jan 2026

Ms. Toad

(38,736 posts)
22. Is that because the injury was caused by a car accident?
Thu Jan 15, 2026, 01:15 PM
Jan 2026

Medical facilities are getting more obnoxious about getting paid up front when they believe they might be caught between dueling insurance companies, with neither willing to pay the bill.

Bettie

(19,791 posts)
35. Could be
Thu Jan 15, 2026, 03:21 PM
Jan 2026

but we have good health insurance, I figured they would take care of it.

First time I've ever been in an accident that caused injury. Had one where a deer leaped off the hill next to the road and landed directly in front of my vehicle, but none of us were injured.

barbtries

(31,324 posts)
13. i believe they are trying to kill us.
Thu Jan 15, 2026, 12:44 PM
Jan 2026

to cull the herd, so to speak.

hard to reach any other conclusion based on their actions.

justaprogressive

(7,036 posts)
14. Government program to give Paxlovid
Thu Jan 15, 2026, 12:44 PM
Jan 2026

to Medicare and Medicaid patients expired 12/31/2025

DISCOUNTED PRICE NOW = $1600

Had to run a gofundme.

If you just have Medicare A&B THAT'S THE PRICE TO STAY ALIVE!!!!!!

Ms. Toad

(38,736 posts)
30. On the $0 premium plan available in my area,
Thu Jan 15, 2026, 01:54 PM
Jan 2026

It's $352 (after the annual deductible across all drugs is paid).

Still bad, but better than $1600.

(And that plan caps all drug expenses for the year at $2,100 - quite a bargain for a $0/month premium. We've always had the option of at least one plan at no more than $8/month. I believe there was only one year in which there was not a $0/month premium. So don't go without a Part D prescription plan!)

popsdenver

(2,425 posts)
58. But, But, But
Thu Jan 15, 2026, 07:30 PM
Jan 2026

Trump said he was going to cut prescriptions by 1600 percent.
Someone I know, WITH additional top line prescription insurance, just paid 2100 for her ONE MONTH supply of Cancer Rx......(The LIST price was 21,000 dollars for a one month Rx).......She was on another cancer drug previously for five years, and her cost, after insurance was 100 dollars a pill, and she had to take one a day........

My Medicare Rx prescription insurance just went from 75/month in 2025 to 125/month January first. AND a sizable increase in the deductible.......

Hotler

(13,747 posts)
18. As someone here said awhile back, "there should be a noose on every lamp post up and down Pennsylvania avenue."
Thu Jan 15, 2026, 01:00 PM
Jan 2026

In the beginning the French citizens used the lamp post. À la lanterne

À la lanterne!" (French pronunciation: [a la lɑ̃tɛʁn], lit. 'To the lamp post!') is a French slogan that gained special meaning and status in Paris and France during the early phase of the French Revolution from the summer of 1789.[3] Lamp posts served as an instrument to mobs to perform extemporised lynchings and executions in the streets of Paris during the revolution when the people of Paris occasionally hanged officials and aristocrats from the lamp posts. Some English equivalents would be "String them up!" or "Hang 'em high!"

https://en.wikipedia.org/wiki/%C3%80_la_lanterne

BComplex

(9,940 posts)
25. The French have the right idea. Steve Miller should be the first one on the lamp post.
Thu Jan 15, 2026, 01:41 PM
Jan 2026

It's like hanging Christmas decorations, except better for the country.

DallasNE

(8,018 posts)
26. I HAD The Same Thing
Thu Jan 15, 2026, 01:42 PM
Jan 2026

But mine went from $0 to $170. I’m seeing this with meds to with co-pays of $220. Talk about inflation only 2.7%.

unblock

(56,233 posts)
28. She got off easy. I'm still making payments on a $7300 procedure last year that was only $250 in 2024.
Thu Jan 15, 2026, 01:50 PM
Jan 2026

JT45242

(4,071 posts)
32. Agree with earlier folks -- likely deductible season
Thu Jan 15, 2026, 02:24 PM
Jan 2026

I get hit hard for the first $500 of deductible for everything that is not a routine office visit or medication.

Hear this every January/February

Response to Aristus (Original post)

 

Mosby

(19,491 posts)
52. My recent colonoscopy cost me a grand.
Thu Jan 15, 2026, 05:12 PM
Jan 2026

Isn't that procedure preventative?

It was in network, listed doctor.

progressoid

(53,283 posts)
53. Sort of.
Thu Jan 15, 2026, 05:25 PM
Jan 2026

My PCP recommended I get another one but my ins would only cover one every 5 years (it had only been 3 years since the first one). Mine was going to be over 800 out of pocket. Needless to say, I didn't get it. Now I wait and hope there isn't a problem brewing inside me.

 

Mosby

(19,491 posts)
57. I had to do a second procedure
Thu Jan 15, 2026, 07:09 PM
Jan 2026

This one in a hospital, I think its going to cost out of pocket somewhere between 600 and 800. Bills aren't finalized yet, but the hospital (Banner - University Medical Center Phoenix) made me prepay them $500. Funny how they think they know what my cost is going to be, just to them.

If your first one was clear you can wait a while I think. I'm supposed to have one in a year. It can take a decade for a polyp to develop into something more than an adenoma.

Kali

(56,863 posts)
68. are there any other hospitals up there anymore?
Thu Jan 15, 2026, 10:14 PM
Jan 2026

I fucking HATE banner.

don't get me wrong, some good docs and other on-the-ground people work there but the whole corporate banner bullshit...I will never voluntarily go to them.

 

Mosby

(19,491 posts)
90. There is the Honor Health system.
Fri Jan 16, 2026, 12:52 PM
Jan 2026

I had an emergency appendectomy during Covid a few years back, went to Honor Health John C. Lincoln. Great place, really friendly staff and good food. I like that its smaller. There are 5 Honor Health hospitals in Maricopa County I think. There is also Mayo and some independent hospitals like Cancer TX centers.

I had one other hospital option for my ESD procedure but it was in north Scottsdale, so I went to Good Sam (banner university phx), which is what me and my wife will always call it, lol. It's changed names but its a good teaching hospital.

One i would avoid is Abrazo (used to be phx baptist) on 19th and Bethany.

Kali

(56,863 posts)
91. d'oh of course Mayo
Fri Jan 16, 2026, 01:04 PM
Jan 2026

my sister's man friend works there

banner took over University Medical Center in Tucson - the wonderful medical school hospital in "collaboration" with the U of A. while UMC had some issues I didn't care for, the system now is so horrible. I got caught up in it last spring when I had an infection in my replaced knee after my original surgeon retired and nobody knew or wanted anything to do with me. it was quite a nightmare of lost records, inability of banner to communicate with other hospitals or doctors not in their system, and honestly, not communicating with me either.

while I was in there I had a roommate who had come in during an emergency. they lost her wheelchair for one thing, but the kicker was learning that UMC/banner no longer does transplants - something that had kind of been pioneered (at least some procedures) there. she was waiting for a liver and normally had to travel to Phx for care and eventually for the transplant if it happens. that sort of corporate decision making really harmed the local community, in my opinion.

progressoid

(53,283 posts)
73. Yeah, my PCP thought I should have another prior to the 5 year schedule due to
Thu Jan 15, 2026, 11:34 PM
Jan 2026

previous issues and current complications. Apparently the insurance company knows better than my doctor.

Ms. Toad

(38,736 posts)
66. There's a little catch -
Thu Jan 15, 2026, 10:01 PM
Jan 2026

If they discover something (like a polyp) during the preventative colonoscopy, it converts the procedure from preventative to treatment.

It's a favorite trick of insurance companies. If you have an annual wellness visit covered for free - but you ask a question about a specific concern you have, the visit can be converted to a regular office visit (or you can be charged for two visits - the free wellness visit, and the regular office visit (with whatever copay that includes)).

OldBaldy1701E

(11,347 posts)
54. Hell, I have not been able to address anything for several months now.
Thu Jan 15, 2026, 05:37 PM
Jan 2026

Between the chest pains, the foot injury that is now in it's 8th month of 'healing', I cannot afford to say the word 'doctor'.

They figure that they will just move to another country, rig their society, and repeat the process.

Let's hope the other nations won't make our mistakes.

Evolve Dammit

(21,803 posts)
59. It's predatory, exclusive and corporate driven for profit. Profit. Remember when BC/BS was non-profit?? I do.
Thu Jan 15, 2026, 07:47 PM
Jan 2026

slightlv

(7,865 posts)
63. This is exactly what is happening to us, too...
Thu Jan 15, 2026, 08:49 PM
Jan 2026

Hubby needs an MRI on his brain, and also a CTScan of his heart. Each procedure will run approximately $500.

I had an MRI of my back done just after the ACA was put in place. I had NO copay. Now, even an x-ray of a broken bone, for example, runs us $85.

Hubby has to have these tests, but we already owe about $2k in medical copays, etc., for his trips to the ER over the holidays. I'm not sure how I'm going to swing this financially... everyone wants everything paid in full, even when I say I'll give them "X" over the next few months. (sigh) Medical is going to eat us alive this year, I'm afraid.

dsc

(53,422 posts)
64. I had to get angioplasty recently and was given an estimate that I had to pay
Thu Jan 15, 2026, 09:20 PM
Jan 2026

it was over 3k. I wound up borrowing the money since I couldn't afford it from savings. This was in Nov. Finally my insurance has settled and turns out my out of pocket should have been closer to 2k. Usually I get the difference back when the copay is wrong so I am hoping I will get a check this time too.

Other thing is that the part that took so long for insurance to clear (they asked for more records) was 43k cash price, about 7k total for those with my insurance. That is crazy numbers.

I will say the hospital was amazing (my previous procedures were done locally, this was at the nearest large city) but it is ridiculous that the prices are permitted to be that different.

Jersey Devil

(10,843 posts)
72. $250 for CT scan of lungs, pelvis
Thu Jan 15, 2026, 11:32 PM
Jan 2026

Last year it was $150. Had kidney cancer a few years ago, luckily localized, but need scans every year (every 6 months the first 2 years) to monitor.

DFW

(60,332 posts)
89. What a disjointed whacked out system
Fri Jan 16, 2026, 05:58 AM
Jan 2026

If it could even be called that.

I have Medicare A, my U.S. employer-provided BC-BS and employer-provided Humana for dental. In practical terms, as far as I can determine from past experience, this means I have no coverage at all. I have no idea what Medicare A would provide in case of drastic illness or injury, especially to someone living in Germany. Germany offers no coverage at all to residents like me. When I moved there, the government suggested I try a “Privatversicherung,” or “private health insurance,” which quoted me €30,000 ($35,000) a year—in 2011!—and they covered no dental. I said, “Danke, aber nein, danke.”

I have no idea how much the Germans would quote me today for health insurance, but I think it’s a fair bet they would not quote me less than they did fifteen years ago.

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