Are your social security deposits on time?

[AverageOldGuy]

As far as I know, the SSAdminiistration requires that pension payments be deposited to a financial institution account except in unusual circumstances when a check is mailed.

Are your SS payments being deposited on time?

We have four sources of income:
-- My military pension, which is in our bank not later than the first of each month without fail.
-- Ditto for her state pension from 35 years as public school teacher.
-- Her SS annuity usually deposited on 30/31 of last month or 1st/2nd of current month. In December her SS annuity was deposited on 10th of month, NEVER BEFORE been later than the 2nd. This month --- Jan 2026 -- deposited on Jan 11.
-- My SS annuity which is deposited on third Wednesday of the month. In December my SS annuity was deposited on Dec 23 (4th Tuesday), should have been on 17th (3rd Wednesday). My SS annuity for January is due this Wednesday, 21st.





Anyone else having similar experiences?

[sinkingfeeling]

1. I get mine deposited on the third Wednesday of the month. Mine was in my account bright and early on Dec. 17.

[Fiendish Thingy]

2. Always on time for us. Nt

[Diamond_Dog]

3. Mine is same as sinkingfeeling above.

[GP6971]

4. No probems for us.....deposits on the 2nd & 4th Wednesdays. They usually

show up the Monday before in a pending status.

[yaesu]

5. Been good here, knock on wood. nt

[NewHendoLib]

6. On time here

[GoodRaisin]

7. Yes

[PJMcK]

8. So far so good for my wife

I’m still working since my paycheck is more than my SS payment would be. I’m incredibly fortunate to have my gig! I can work remotely from Panama or anywhere else and continue to take care of my clients.

[cachukis]

9. Pension on 30th. SS on 2nd Wednesday.

Both of us like clockwork so far.

[markodochartaigh]

10. My Social Security check

has been on time.

[Mz Pip]

11. So far so good

But we are still concerned each month.

[MIButterfly]

12. The only time mine was late was back when I was supposed to start getting the checks

and I didn't. I called them up and got two payments the next month.

But I do worry about it when I see that others have gotten theirs late. This month is one of the months that's it's five weeks between checks and believe me, it's been rough, especially with all the Christmas bills coming due this month.

[Timewas]

13. Always

On the third of the month unless it lands on a weekend or holiday then gets in the friday before

[kimbutgar]

14. My husband has been getting his around the 17th of the month deposited in our account with no problems.

I’m getting ready to apply for the maximum at my 70th birthday and am going to start the process in a few weeks. Getting on Medicare took 3 months because I was getting my healthcare from my husband’s company before he retired in July last year.

[mcar]

15. 2nd Wednesday, no problems

Hubby is 4th Wednesday, ditto.

[mnhtnbb]

16. Both my SS and OPM deposits

continue to be on time. My SS is always deposited on the second Wednesday of the month (according to my birthday), and the OPM benefit is always deposited on the first of the month, unless it falls on a weekend.
No changes.

[Skittles]

17. what is a "social security annuity"?

[stopdiggin]

18. No. regular as clockwork.

and - since almost no one else is experiencing similar problems ...
maybe you ought to be examining your bank?

[PCIntern]

19. On time or early

[duckworth969]

20. So far, ok

[valleyrogue]

21. No. It is always on time. n/t

[Karma13612]

22. No problems here

Knock on wood

Hubbie on 2nd Wednesday
I’m on the 4th Wednesday

Both are direct deposit.

What’s a SS Annuity? Do you get a Retirement benefit or are you talking about a SS Disability benefit?

As people respond, it might be good to clarify “physical check” or “direct deposit “ since the method of delivery can be the issue.

Since Direct Deposit is automated, there shouldn’t be any issues once the process has been firmly established between the Treasury and your bank. Getting a check in the mail can be delayed for various reasons, only some of which can be blamed on the government. And a delay doesn’t necessarily imply that the SSA is holding back funds.

And isn’t there some sort of debit card arrangement for retirees who can’t have a bank account due to a felony conviction?

[JCMach1]

23. Find the payment calendar for the year online

January due to when it landed was a little off from most. Months.

[Kaleva]

24. Mine is deposited on time

[Buns_of_Fire]

25. So far, so good. Scheduled for the 2nd Wednesday,

pending to my bank account and available for use on the Tuesday before (I have a really good bank). For 12 years or so now, it's been so reliable my monthly budget is keyed to it.

Now that I've jinxed it, of course, I may never see another cent, with the entire payment diverted to pay into El Cloaca's monthly budget for disposable belly-button lint removers.

[mucholderthandirt]

26. Mine are on time so far. I get mine the first of the month, unless it's a holiday or weekend.

At those times, the money usually comes the last business day before. My state employee credit union shows my deposit as available then, though the actual deposit doesn't show as a credit until the actual date of deposit.

I'm worried every month that it won't come, though. I can't survive on my own without SS, my son would be paying all the bills like he did before I got SS at 62. I told my son that I know voted Republican that he'll be contributing should I lose my benefits, and the other one will as well. They should pay for being stupid. I love them, but damn.