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Sun May 26, 2013, 06:09 AM

 

Ha Ha: Obamacare cheaper than Cell Phone Family Plan w/Data

http://www.forbes.com/sites/rickungar/2013/05/24/unexpected-health-insurance-rate-shock-california-obamacare-insurance-exchange-announces-premium-rates/

That is precisely what the President said would happen.

(snip)

“The Congressional Budget Office predicted back in November 2009 that a medium-cost plan on the health exchange – known as a “silver plan” – would have an annual premium of $5,200. A separate report from actuarial firm Milliman projected that, in California, the average silver plan would have a $450 monthly premium.”

The actual costs?

Kliff continues, “On average, the most affordable “silver plan” – which covers 70 percent of the average subscriber’s medical costs – comes with a $276 monthly premium. For the 2.6 million Californians who will receive federal subsidies, the price is a good deal less expensive…”


To be fair, it is still early yet. Still....

Ha Ha!

17 replies, 2654 views

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Response to IdaBriggs (Original post)

Sun May 26, 2013, 07:00 AM

1. Ha! But my family cell-phone plan doesn't come with thousands of dollars of deductables.

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Response to IdaBriggs (Original post)

Sun May 26, 2013, 07:06 AM

2. I know families that even the $276 would be about $200 out of reach.

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Response to hobbit709 (Reply #2)

Sun May 26, 2013, 07:47 AM

5. 276 is for an individual, not for even a Sanctified straight family

 

And 'family' means only some families, those approved by Rick Warren type preachers. The rest of us get shafted. Hallelujah, God is in the mix!

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Response to hobbit709 (Reply #2)

Sun May 26, 2013, 08:04 AM

7. That doesn't count the subsidies.

For example if someone ( an individual ) makes $30,000, the Kaiser calculator estimates the premium would be around $80.00 per month for the Bronze. If it was a family, it might even be free.
This is the DU member formerly known as OKNancy.

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Response to OKNancy (Reply #7)

Sun May 26, 2013, 08:16 AM

10. Yeah that does not apply to all families. It does not apply to mine.

 

Subsidies are only for Rick Warren approved families. We are counted as singles, strangers who have been together longer than the 'First Couple' have been.
If this law treated all families equally, that would at least be a fair starting place. But it does not. I don't count subsidies because we won't get any.

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Response to IdaBriggs (Original post)

Sun May 26, 2013, 07:10 AM

3. I wouldn't count...

On that price. It'll be higher.

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Response to IdaBriggs (Original post)

Sun May 26, 2013, 07:45 AM

4. Two things. First, my partner and I can have a cell phone 'family plan' but ACA treats us as single

 

strangers to each other, so in terms of YOUR community's health care laws, Ms Briggs, the cell company is less bigoted and does not discriminate against minority couples, your health care laws are very bigoted and extremely discriminatory. You, Ida, get to sit down on the bus,while others must stand to allow your comfort, this is what you are so thrilled about.
Second, Ms Briggs, the 276 dollars is for ONE person, the cell phone plan costing that much would cover way more than two. Four? Five? I don't know, we pay less than half that for both of us.
So sure, if you have a 300 dollar cell phone bill, and you are a Rick Warren Approved Sanctity Brand family then this premium for one is cheaper than phones for five.
Such elegant work, this bill is. You say the word 'family' and you hit on the worst aspect of the law. Your family, some families, just not mine or all families. I hope that makes you shimmer with pride as a people. Bigotry, it's what holds your culture together, without hate, what would Francis and his prod peers talk about, you all use hate and metric and as stock in trade. You are a people capable of hating and discriminating against your own children.

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Response to Bluenorthwest (Reply #4)

Sun May 26, 2013, 08:09 AM

9. And cell phone charghes can be tweaked.. I finally am getting one, but ONLY

because it will cost me $27 (the 7 is for replacement insurance) a month by piggybacking on our son's plan.. the Samsung S3 cost me $19.99 thru Amazon..

I will NEVER pay more than $40 a month for ANY phone.. I still long for the days of MaBell & her $9 a month rent-a-phone system..

SCD--------->not a phone-person

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Response to SoCalDem (Reply #9)

Sun May 26, 2013, 09:03 AM

15. Neither am I, SCD, neither am I

I have a very basic service because I might have to call for help at some point. I usually call my sister once a week. Otherwise, I ignore the thing. When I travel, I buy a $29.95 throw-away cell phone and hope I never have to use it (though I have had to, due to flight delays, etc.).

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Response to IdaBriggs (Original post)

Sun May 26, 2013, 08:01 AM

6. A $276 monthly premium

is more than double the Medicare premium and $53 more than Medicare plus supplemental insurance.

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Response to PADemD (Reply #6)

Sun May 26, 2013, 08:06 AM

8. Aren't medicare participants exempted from Obamacare?

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Response to SoCalDem (Reply #8)

Sun May 26, 2013, 08:16 AM

11. Yes they are exempt from Obamacare, I was just comparing the premiums.

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Response to SoCalDem (Reply #8)

Sun May 26, 2013, 08:18 AM

12. I'd say Obamacare participants are exempted from Medicare, which should be for all...

 

But if they do that, they can't discriminate against those unlike themselves and thus lose the centrists primary motivations, profit and abuse of others.

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Response to Bluenorthwest (Reply #12)

Sun May 26, 2013, 08:25 AM

13. Amen.. Medicare should be for ALL

No need for The VA (except for the specialized hospitals)..no Medicaid..just Medicare for ALL..

It may eventually end up that way, but not in my lifetime.

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Response to PADemD (Reply #6)

Sun May 26, 2013, 10:42 AM

16. that really isn't a fair comparison

since people on medicare have, in effect, prepaid their premiums for several years. You would have to compare the total cost per recipient with the premium of these plans since the premium is covering the entire cost.

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Response to IdaBriggs (Original post)

Sun May 26, 2013, 08:32 AM

14. So for many that's about a weeks worth of take home pay after taxes every month?

 


Does this covers prescription medication also ?
you pay 30% of the cost?

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Response to IdaBriggs (Original post)

Sun May 26, 2013, 11:09 AM

17. I pay $406 a month now for one person...

on an individual(non-group) plan. Does that mean I will be paying $276 a month instead? Obviously that would be great, however, when I first signed up with BlueXBlueShield, it was $222/mo. That was about 8 years ago. So, it's likely that the $276 will almost double in 8 years or less.
This is the DU member formerly known as rusty fender.

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