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Segami

(14,923 posts)
Mon Jul 29, 2013, 10:38 PM Jul 2013

Ohio Bank Still REFUSING TO PAY For STEALING Everything From Woman's Home




Banks entitled to be above the Law!!
Who does the Bank think should pay for THEIR mistake??...


The Ohio bank that broke into a woman's home and mistakenly took all her possessions is apologizing—but not paying her for her stuff. First National Bank of Wellston admits that it had no right to be in Katie Barnett's home, since it was her neighbor who was being foreclosed. But the bank doesn't think it should have to pay for everything it took and trashed, sold, or gave away:


“(They) demanded that I had receipts for all my stuff that they threw away,” Barnett said. “And I said, ‘Well, you know first of all, I don’t have receipts for all of my stuff. I wasn’t expected a bank to come and to accidently repossess my house and throw it all away. And second, if I did, where do you think it would be? In my house with all my belongings?’”

http://www.10tv.com/content/stories/2013/07/26/wellston-bank-issues-statement-about-home-it-wrongfully-foreclosed-upon-balks-at-paying-up.html


Seriously. Should we all have to keep receipts for everything we buy in case a bank breaks into our homes and steals everything? And do we have to keep the receipts in safe deposit boxes at that, to be sure those aren't stolen, too? I guess all those safe deposit boxes would be a big new source of income for banks like First National, so probably the bank's officers think that's a reasonable solution. If you needed an exhibit of just how above the law banks have become, this is it. First National Bank broke into Katie Barnett's house and stole all her things, and not only are we not talking about someone going to jail, but the bank is being allowed to quibble over whether it will pay her back for the full value of what it stole.


http://www.dailykos.com/story/2013/07/29/1227453/-Ohio-bank-still-refusing-to-pay-for-stealing-everything-from-woman-s-home



SIGN PETITION:

Tell First National Bank to pay Katie Barnett restitution for breaking into her house


"I don’t have receipts for all of my stuff. I wasn’t expecting a bank to come and to accidently repossess my house and throw it all away. And second, if I did, where do you think it would be? In my house with all my belongings?"

- Katie Barnett of McArthur, Ohio


Sign our petition to Eric Emmert, president and CEO of First National Bank of Wellston, demanding that they reimburse a minimum of $18,000 to Katie Barnett.


http://campaigns.dailykos.com/p/dia/action3/common/public/?action_KEY=510
60 replies = new reply since forum marked as read
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Ohio Bank Still REFUSING TO PAY For STEALING Everything From Woman's Home (Original Post) Segami Jul 2013 OP
K&R and signed. Gravitycollapse Jul 2013 #1
Signed. The Bank should be prosecuted for theft think Jul 2013 #2
Where are all the lawyers in the country? This is the easiest case in the world to win! DontTreadOnMe Jul 2013 #3
And the First National Bank of Wellston... Segami Jul 2013 #7
Duress, Punitive Damages .... Easy 1 or 2 $Million FreakinDJ Jul 2013 #11
+1 Faryn Balyncd Jul 2013 #54
this was just a burglary Swagman Jul 2013 #25
Why aren't there lawyers? former9thward Jul 2013 #58
Done. If they don't pay up, I would sue....... PDJane Jul 2013 #4
Does the bank really want a jury to decide this? ThoughtCriminal Jul 2013 #5
I don't see how $18,000 can even begin to pay for all the things in a family's home. kas125 Jul 2013 #24
I agree. Curmudgeoness Jul 2013 #50
I can see it now. First, they'd have to change their letterheads: Buns_of_Fire Jul 2013 #32
Judges don't allow those type of awards. former9thward Jul 2013 #59
That this is even allowable is a damnation of this country burnodo Jul 2013 #6
Amen to that! theHandpuppet Jul 2013 #12
The steps I would take dickthegrouch Jul 2013 #8
^^^THIS^^^ kestrel91316 Jul 2013 #9
+1000 Segami Jul 2013 #10
I agree with all of that, but how in the world would someone go about doing it? Orrex Jul 2013 #36
Go to the court dickthegrouch Jul 2013 #43
My (perhaps incorrect) understanding is that it was due to a mistaken address Orrex Jul 2013 #45
She must name everyone involved, including the truck drivers, the cops MsPithy Jul 2013 #51
I'd get her some protection FAST before she ends up as a Jane Doe in another state. Spitfire of ATJ Jul 2013 #13
of course she doesn't have receipts azureblue Jul 2013 #14
(see #17)....... lastlib Jul 2013 #18
$18K is a downright BARGAIN considering what they did. AtheistCrusader Jul 2013 #15
K&R.... daleanime Jul 2013 #16
And if she put the receipts for her stuff in a *bank* safe-deposit box..... lastlib Jul 2013 #17
K & R Oldtimeralso Jul 2013 #19
kr. if my friend asked me to come & take away their furniture & i went into the neighbor's & HiPointDem Jul 2013 #20
^THIS^ is the question I want answered. eppur_se_muova Jul 2013 #37
So... I'm not sure... Pelican Jul 2013 #21
I also think it's beyond strange Swagman Jul 2013 #26
The story is running in TIME, USA TODAY,... GreenStormCloud Jul 2013 #35
What I would really like to see is for a creative judge to identify everyone involved petronius Jul 2013 #22
That's the ticket Faryn Balyncd Jul 2013 #55
That, and let's all send her as many receipts as we can. Ring up the bill to the max. joeunderdog Jul 2013 #56
That would be a big help, I bet! I really thought her $18k estimate was petronius Jul 2013 #57
cALL THE doj and oHIO ag.... concreteblue Jul 2013 #23
Perhaps Eric Emmert and his bank should be posted all over social media GiaGiovanni Jul 2013 #27
I don't know if any DUers Jenoch Jul 2013 #28
At least the bank is trying... Lancero Jul 2013 #29
Well, I would now be suing for much more than the cost of my items Downtown Hound Jul 2013 #30
Just curious: If this were Texas... KansDem Jul 2013 #31
That wasn't an SYG shooting. GreenStormCloud Jul 2013 #34
Well, it's a good think this theft didn't happen in Texas KansDem Jul 2013 #38
Kicked and Recommended! Signed.......nt Enthusiast Jul 2013 #33
My letter to the bank Prez Vinnie From Indy Jul 2013 #39
Ohio AG Dewine is too busy harassing a dying man and his spouse to help. greatlaurel Jul 2013 #40
The bank will settle with her soon KinMd Jul 2013 #41
Petition signed, canned letter edited magical thyme Jul 2013 #42
If she wants to really raise the level, she should walk into one of their branches with video ca era Pretzel_Warrior Jul 2013 #44
They want her to jump through the hoops and sue them Warpy Jul 2013 #46
I don't cotton to 2nd amendment solutions RVN VET Jul 2013 #47
Signed. n/t RebelOne Jul 2013 #48
I tried to send a note via dailykos but the mail didn't go through AnotherDreamWeaver Jul 2013 #49
Eric Emmert & William Kimbel should be arrested, held without bail, & prosecuted for running their Faryn Balyncd Jul 2013 #52
maybe the bank has an ace in the hole--up in west bend wisconsin the local judge was married to one dembotoz Jul 2013 #53
What if someone gave her a birthday/Xmas gift that was repossesed? edbermac Jul 2013 #60
 

DontTreadOnMe

(2,442 posts)
3. Where are all the lawyers in the country? This is the easiest case in the world to win!
Mon Jul 29, 2013, 10:52 PM
Jul 2013

I would sue for well OVER $18,000!!!!
Hey, where are my irreplaceable family photos? They are worth $50K alone...

 

Segami

(14,923 posts)
7. And the First National Bank of Wellston...
Mon Jul 29, 2013, 10:58 PM
Jul 2013
ADMITTED THEY HAD NO RIGHT!....But they still contend they shouldn't have to pay for damages and loss of personal property.

First National Bank of Wellston admits that it had no right to be in Katie Barnett's home, since it was her neighbor who was being foreclosed. But the bank doesn't think it should have to pay for everything it took and trashed, sold, or gave away:


Unbelievable!!!

Swagman

(1,934 posts)
25. this was just a burglary
Tue Jul 30, 2013, 01:41 AM
Jul 2013

why aren't lawyers queuing at her door ?

forget the $18K...damages, damages, damages

former9thward

(32,099 posts)
58. Why aren't there lawyers?
Tue Jul 30, 2013, 11:35 PM
Jul 2013

We are hearing one side. Since there doesn't seem to be any suits in the works I guarantee there are things we are not being told.

PDJane

(10,103 posts)
4. Done. If they don't pay up, I would sue.......
Mon Jul 29, 2013, 10:55 PM
Jul 2013

Incompetence added to avarice added to outright stupidity..........Lord and Lady.

ThoughtCriminal

(14,050 posts)
5. Does the bank really want a jury to decide this?
Mon Jul 29, 2013, 10:55 PM
Jul 2013

They might figure $18 thousand would cover it. And then $20-50 million punitive.

So, how are Ohio courts when this sort of thing happens?

kas125

(2,472 posts)
24. I don't see how $18,000 can even begin to pay for all the things in a family's home.
Tue Jul 30, 2013, 01:21 AM
Jul 2013

I'd be asking for a hell of a lot more than that if I were her.

Curmudgeoness

(18,219 posts)
50. I agree.
Tue Jul 30, 2013, 09:55 PM
Jul 2013

I am sitting here looking around my living room, and the amount of money it would take to replace everything in this one room might get close to that.....and I do not have the highest priced furnishings and décor.

Buns_of_Fire

(17,202 posts)
32. I can see it now. First, they'd have to change their letterheads:
Tue Jul 30, 2013, 06:17 AM
Jul 2013
[center]First National Bank of Wellston
A wholly-owned subsidiary of Katie Barnett, Inc.[\center]

Well, probably not that extreme, but if she got herself a lawyer who really enjoys going for the jugular, she could well wind up with a LOT more than the $18,000 in replacement costs.

The bank could always write it off as just another Cost of Doing Stupid Business.

former9thward

(32,099 posts)
59. Judges don't allow those type of awards.
Tue Jul 30, 2013, 11:38 PM
Jul 2013

Even if the juries return them. Judges will always reduce an award to what the law will allow. But what is odd about this case is that there does not seem to be any lawyers or lawsuits.

 

burnodo

(2,017 posts)
6. That this is even allowable is a damnation of this country
Mon Jul 29, 2013, 10:57 PM
Jul 2013

If it was thieves, she'd get an insurance settlement...it's the bank? "Woops! Sorry. No, we don't do responsibility."

dickthegrouch

(3,184 posts)
8. The steps I would take
Mon Jul 29, 2013, 11:19 PM
Jul 2013

Find out who signed the repossession order
Find out which Judge signed the repossession order
Find out which Deputies supervised the break-in (signed-off on the repossession)

Demand the cops arrest each one of them for grand theft, and
Sue every single one of them as Individuals for the entire value of everything lost, times three since they are all obviously running a racketeering organization.

dickthegrouch

(3,184 posts)
43. Go to the court
Tue Jul 30, 2013, 12:10 PM
Jul 2013

All these should be public records, the Foreclosure paperwork, the court judgement agreeing to the foreclosure. Even the eviction and foreclosure should all be overseen by the court and court officers. Both sets of paperwork should be obtained (the erroneous and the intended foreclosure properties). Whoever made the mistake of using 60 South Street instead of 63 South Street (or whatever the actual addresses involved are), is the most culpable.

Every piece of paper should have been signed by the person who now needs to be sued.

Slap a Civil damages suit on the bank for $1,000,000 and demand the bank produce all its foreclosure paperwork. Everything should have been executed (signed AND dated) correctly for the process to to be valid. Any mistake makes the person that signed the form that much more liable.

Orrex

(63,239 posts)
45. My (perhaps incorrect) understanding is that it was due to a mistaken address
Tue Jul 30, 2013, 12:45 PM
Jul 2013

If that's the case, then it would seem that she'll be hard-pressed to assign liability to anyone beyond the person or agency who was charged with verifying the physical address while on-site.

If the judge approved foreclosure of the correct address, then I can't imagine that he or she will be found liable in any way. It's also likely that the bank worked through a subcontractor, so the bank itself will likely be insulated from liability.


Don't get me wrong--my personal feeling is that everyone involved should be held criminally liable in the same way that the victim would be liable if she'd broken into, cleaned out & sold the bank president's home. She should be rendered financially secure for life IMO, and the bank should be charged with every applicable crime.

However, I know that banks spend billions on lawyers to protect them from accountability, so I will be amazed if the victim receives anything approaching appropriate compensation.

MsPithy

(809 posts)
51. She must name everyone involved, including the truck drivers, the cops
Tue Jul 30, 2013, 10:14 PM
Jul 2013

and the dump or resale, or pawn, or wherever they took her stuff. That is the only way to prevent the bank from blaming anyone unnamed in her lawsuit, it's called the empty saddle defense.

It is also the way to make those involved turn on each other.

azureblue

(2,154 posts)
14. of course she doesn't have receipts
Tue Jul 30, 2013, 12:10 AM
Jul 2013

they were inside the house, with the rest of her belongings that were stolen. Jeez, doesn't the bank even stop to think before they say something stupid?

lastlib

(23,336 posts)
17. And if she put the receipts for her stuff in a *bank* safe-deposit box.....
Tue Jul 30, 2013, 12:42 AM
Jul 2013

...Guess who would have them???!? DUH-uh.........

Oldtimeralso

(1,938 posts)
19. K & R
Tue Jul 30, 2013, 12:44 AM
Jul 2013

If corporations are people have the police arrest the bank and shut the business until a bond is posted and not from other peoples assets that have been deposited.

Then the break in was a conspiracy to commit a felony by the person who ordered the act and the persons that committed the actual felony.

Who does the law serve and protect?

 

HiPointDem

(20,729 posts)
20. kr. if my friend asked me to come & take away their furniture & i went into the neighbor's &
Tue Jul 30, 2013, 12:50 AM
Jul 2013

took theirs instead, not only would i have to pay for the stuff, i'd be in jail.

why do the banksters not go to jail? how do they get to just give 'an apology' & expect to walk?

'personal responsibility' never applies to the 1%.

eppur_se_muova

(36,305 posts)
37. ^THIS^ is the question I want answered.
Tue Jul 30, 2013, 10:10 AM
Jul 2013

They had legal grounds to enter one house. As soon as they entered another, they were in violation of the law. Charge them with breaking and entering, burglary, theft, posession of stolen goods.

If repossesors believe that occasionally getting the wrong house is just part of the job, they should learn that occasionally going to jail is too.

 

Pelican

(1,156 posts)
21. So... I'm not sure...
Tue Jul 30, 2013, 12:52 AM
Jul 2013

.. if it's only in the DU echo chamber or if this story is getting real national attention.

If it's the first, I can see why they are holding out. Intimidation and lawyers will do what they can...

If it's the second, with media on a national scale, 18K seems like a deal. It's just very strange...

Swagman

(1,934 posts)
26. I also think it's beyond strange
Tue Jul 30, 2013, 01:45 AM
Jul 2013

$18K is so damned cheap considering the potential damage that can result...get thee to a lawyer quick smart.

GreenStormCloud

(12,072 posts)
35. The story is running in TIME, USA TODAY,...
Tue Jul 30, 2013, 07:32 AM
Jul 2013

Huffington Post, ABC, RTT, FOX, and dozens of other hits on Google News. I googled bank forclosed wrong home

petronius

(26,606 posts)
22. What I would really like to see is for a creative judge to identify everyone involved
Tue Jul 30, 2013, 12:55 AM
Jul 2013

in the 'error' - from the bank president on down - and order movers in to remove every scrap of property from their homes. With no warning, and no chance to remove a single thing. Take it all to a storage facility, and let Ms. Barnett do whatever she wants with it, sell it, keep it, shred it, whatever. Of course, the removal and storage would be billed to the bank...

joeunderdog

(2,563 posts)
56. That, and let's all send her as many receipts as we can. Ring up the bill to the max.
Tue Jul 30, 2013, 11:03 PM
Jul 2013

Start a receipt fund. Aim for a million+.

petronius

(26,606 posts)
57. That would be a big help, I bet! I really thought her $18k estimate was
Tue Jul 30, 2013, 11:29 PM
Jul 2013

far too low - even if a lot of what she had in her house was old, or gifted, or just no longer in use, replacing it all in one swoop could really add up. I remember the first time I did one of those estimates back in grad school for renter's insurance, and even though I lived in squalor at the time, once you start counting books on the shelf, dishes in the cabinet, jeans in the drawer, the bike, the sheet sets and comforters, the couch, the bed, the toolbox, etc ... it adds up shockingly.

concreteblue

(626 posts)
23. cALL THE doj and oHIO ag....
Tue Jul 30, 2013, 01:00 AM
Jul 2013

SHouldn't we be calling the D.O.J. and the Ohio AG? If enough people raise hell, you would think they would have to do SOMETHING........it is apparent the bank does not give a shit if anyone is pissed.

 

GiaGiovanni

(1,247 posts)
27. Perhaps Eric Emmert and his bank should be posted all over social media
Tue Jul 30, 2013, 01:47 AM
Jul 2013

Sometimes the exposure can shame these types into it.

 

Jenoch

(7,720 posts)
28. I don't know if any DUers
Tue Jul 30, 2013, 02:59 AM
Jul 2013

would want such information, but here it is:


First National Bank in Wellston
Customer Service:
Wellston Office (Phone) 740-384-2146
Toll Free: 877-684-2146
Jackson Office (Phone) 740-286-6773

inforesponse@fnbwellston.com



Lancero

(3,016 posts)
29. At least the bank is trying...
Tue Jul 30, 2013, 03:22 AM
Jul 2013

To make up for there mistakes.

They've offered to replace her bowflex ultimate home gym with one they found laying on the side of the road.

Downtown Hound

(12,618 posts)
30. Well, I would now be suing for much more than the cost of my items
Tue Jul 30, 2013, 03:50 AM
Jul 2013

I'd add quite a bit for emotional stress and lost time as well. I would tell them that that $18,000 offer went out the window the minute they decided to be royal assholes. Price goes up the more you wait.

KansDem

(28,498 posts)
31. Just curious: If this were Texas...
Tue Jul 30, 2013, 05:29 AM
Jul 2013

Texas has an SYG law for thefts. Consider the recent incident where an escort was killed for taking a client's fee and not providing the service:

Jury Acquits Texas Man For Murder Of Escort Who Refused Sex

What if this incident with the bank happened in Texas?

Just curious...

GreenStormCloud

(12,072 posts)
34. That wasn't an SYG shooting.
Tue Jul 30, 2013, 07:19 AM
Jul 2013

Texas also allows you to recover items that have been stolen from you, using gunfire if necessary.

Vinnie From Indy

(10,820 posts)
39. My letter to the bank Prez
Tue Jul 30, 2013, 10:47 AM
Jul 2013

Dear Sirs:

You people must be so proud to have received such enormous publicity on the Internet. Maybe you can use the Katie Barnett incident to rework your bank's slogan or tagline. Right off the bat, you can probably move away from things like "The Friendly Bank" or "A Bank With A Heart" and more towards "Damn! It Feels Good To Be A Banksta!". Please feel free to use that last suggestion in your ads. Also, how much will you charge me to get a few Wellston Bank business cards with my name on them? My neighbor has a riding lawn mower that I would love to get my hands on, but I need a get out of jail free card of some sort. I figure that if your employees can burglarize homes with impugnity, maybe it will work for me. Please advise!

Regards,

V

greatlaurel

(2,004 posts)
40. Ohio AG Dewine is too busy harassing a dying man and his spouse to help.
Tue Jul 30, 2013, 10:54 AM
Jul 2013

Ohio AG Mike Dewine is too busy harassing a dying man and his spouse to actually look out for Ohio citizens who need help.

This woman will most likely get little if any compensation. Ohio passed tort reform using the hype over the McDonald's hot coffee law suit, so any compensation she would get from a lawsuit is strictly limited under state law. If any Ohio attorneys know what the limits are, please correct me if I am wrong.

Meanwhile, how do you put your life back together after having everything stolen? Clothing, kitchen utensils, a bed and blankets etc... how do you replace all that to get up and operating again? Just getting clothing to go to your job is a major expense. This bank president should be falling all over himself to make this right. Because it is a small town in southeastern Ohio, he knows he is one of the most important people in town, so nothing will happen to him. Is he closely tied to the local coal industry? I'll bet he is. Those people can do no wrong in this neck of the woods. I know Wellston and Jackson County. This poor woman had better watch her back.

The Jackson County law enforcement is notorious for corruption. That can be said of about every sheriff's department in Ohio. Ohio is one of the very few home rule states which means there is no state oversight on local authorities. Home rule is an open invitation for corruption at the local government level. Thus, Ohio has become notorious for our corrupt members of Congress. The ones that stay at the state legislature level never get the federal oversight that will put them in jail. Although, we currently have a member of the state legislature who is under federal investigation (Beck, if I remember correctly) for financial fraud that could land him in jail.

KinMd

(966 posts)
41. The bank will settle with her soon
Tue Jul 30, 2013, 11:03 AM
Jul 2013

they don't want to take this to a jury, plus the bad publicity isn't goodd

 

magical thyme

(14,881 posts)
42. Petition signed, canned letter edited
Tue Jul 30, 2013, 11:39 AM
Jul 2013

I wasn't nearly as polite as their canned letter. '

I hope she sues their asses from here to kingdom come and ends up with 20-fold or better.

 

Pretzel_Warrior

(8,361 posts)
44. If she wants to really raise the level, she should walk into one of their branches with video ca era
Tue Jul 30, 2013, 12:16 PM
Jul 2013

And witnesses and demand to speak to the senior management and start taking bank furniture, plants, and other objects out of the bank.

I doubt she would do it, but it will make the point.

Warpy

(111,384 posts)
46. They want her to jump through the hoops and sue them
Tue Jul 30, 2013, 03:25 PM
Jul 2013

and they hope she contracts a loathsome disease and dies before she sees a dime.

They think they stole her life away from her fair and square. They're the BANK.

RVN VET

(492 posts)
47. I don't cotton to 2nd amendment solutions
Tue Jul 30, 2013, 09:20 PM
Jul 2013

But if it was my house they busted and robbed, I might just make an exception.

More than that, if the State is powerless to take care of this woman and get the bank to pay her, what the hell good is the State?

AnotherDreamWeaver

(2,852 posts)
49. I tried to send a note via dailykos but the mail didn't go through
Tue Jul 30, 2013, 09:30 PM
Jul 2013

I got this back:

Delivery has failed to these recipients or groups:

inforesponse@fnbwellston.com
The email address you entered couldn't be found. Please check the recipient's email address and try to resend the message. If the problem continues, please contact your helpdesk.

Faryn Balyncd

(5,125 posts)
52. Eric Emmert & William Kimbel should be arrested, held without bail, & prosecuted for running their
Tue Jul 30, 2013, 10:24 PM
Jul 2013

...criminal enterprise, Midwest Bancshares, Inc., the holding company for their theft & money laundering operation.


http://investing.businessweek.com/research/stocks/snapshot/snapshot.asp?ticker=MDWE


Any DA that does not immediately act to charge these criminals is in violation of his or her oath of office.



















dembotoz

(16,864 posts)
53. maybe the bank has an ace in the hole--up in west bend wisconsin the local judge was married to one
Tue Jul 30, 2013, 10:31 PM
Jul 2013

of the bank directors

the fact that records show that this judge NEVER ruled against the bank was just because--well the other side was ALWAYS wrong.

Crime does pay
this Bitch judge (Ziegler) is now on the state supreme court.

Maybe like in west bend Wisconsin
the bank has nothing to fear......

edbermac

(15,947 posts)
60. What if someone gave her a birthday/Xmas gift that was repossesed?
Tue Jul 30, 2013, 11:45 PM
Jul 2013

Is she supposed to have a receipt for that?

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