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WTF ??? - I Should Get My Health Insurance Cheaper Because I Don't Have A Vagina ??? - Is That... (Original Post) WillyT Oct 2013 OP
I'm Sorry... I Didn't Hear An Answer... Please Defend This Bullshit !!! WillyT Oct 2013 #1
should you get life insurance cheaper if you do? mysuzuki2 Oct 2013 #2
Please explain why you think life insurance and health insurance are comparable. Warren Stupidity Oct 2013 #4
Are they not both insurance? lumberjack_jeff Oct 2013 #6
insurance is insurance mysuzuki2 Oct 2013 #10
Well...people expect cheaper rates if they don't smoke leftstreet Oct 2013 #3
Actually the government requires a discount as "social engineering" to discourage smoking. Warren Stupidity Oct 2013 #7
LOL Check this box if you have no gall bladder leftstreet Oct 2013 #8
sorry but that is just plain bull crap dsc Oct 2013 #15
You are correct, the ACA allows the surcharge, it doesn't require it. Warren Stupidity Oct 2013 #16
No it is there because smokers cost more dsc Oct 2013 #17
actually studies show smokers cost less. they die off quicker and use less of the resources, seabeyond Oct 2013 #22
certainly life insurance has an issue that is valid dsc Oct 2013 #23
it doesnt. there was a study a year or two about it and became a roar, and died. cause really, why seabeyond Oct 2013 #24
if they die earlier then of course life insurance is going to be more expensive dsc Oct 2013 #25
Some Of The Responses Here: WillyT Oct 2013 #9
Oh my leftstreet Oct 2013 #12
No. That only works for car and life insurance. lumberjack_jeff Oct 2013 #5
Or you should pay more because you have a prostate JustABozoOnThisBus Oct 2013 #11
Everyone who walks this earth, pretty much, was involved with a vagina at some point in time. MADem Oct 2013 #13
Exactly !!! WillyT Oct 2013 #14
+++1000 n/t cynatnite Oct 2013 #26
Right wing meme of the day - probably straight from the Heritage Foundation. TBF Oct 2013 #18
more than a handful and more than just yesterday and today. ya. that stupid. nt seabeyond Oct 2013 #19
the right wing is tricky. they are on an "all fronts" attack Pretzel_Warrior Oct 2013 #20
Not that tricky - when they start every other OP with TBF Oct 2013 #21
 

lumberjack_jeff

(33,224 posts)
6. Are they not both insurance?
Mon Oct 28, 2013, 08:26 PM
Oct 2013


Traditionally, women's medical insurance was more expensive because women's lifetime healthcare costs are 30% more.

leftstreet

(36,106 posts)
3. Well...people expect cheaper rates if they don't smoke
Mon Oct 28, 2013, 08:24 PM
Oct 2013


Where's all this controversy coming from anyway?
 

Warren Stupidity

(48,181 posts)
7. Actually the government requires a discount as "social engineering" to discourage smoking.
Mon Oct 28, 2013, 08:26 PM
Oct 2013

Perhaps you think we should discourage vaginas?

leftstreet

(36,106 posts)
8. LOL Check this box if you have no gall bladder
Mon Oct 28, 2013, 08:30 PM
Oct 2013

Look how much I could save if I had my tonsils removed!!

omg I see some 'social engineering' potential here...

dsc

(52,155 posts)
15. sorry but that is just plain bull crap
Mon Oct 28, 2013, 08:46 PM
Oct 2013

The law does permit insurers to charge the different rates but by no means requires them to.

 

Warren Stupidity

(48,181 posts)
16. You are correct, the ACA allows the surcharge, it doesn't require it.
Mon Oct 28, 2013, 09:17 PM
Oct 2013

The point remains the same. The surcharge is there to discourage smoking.

dsc

(52,155 posts)
17. No it is there because smokers cost more
Mon Oct 28, 2013, 09:20 PM
Oct 2013

to insure. I assume they aren't trying to discourage people from growing old, and they are allowing age to be used as a factor in rates. It also is very easy to verify smoking unlike some other risk factors.

 

seabeyond

(110,159 posts)
22. actually studies show smokers cost less. they die off quicker and use less of the resources,
Tue Oct 29, 2013, 04:32 PM
Oct 2013

effectively costing less. but we like to hold to the old myth cause surely they should be penalized for saving everyone money....

dsc

(52,155 posts)
23. certainly life insurance has an issue that is valid
Tue Oct 29, 2013, 06:17 PM
Oct 2013

if they die sooner. I also think that the end of life costs in many cases still add up. My mom's were fairly high.

 

seabeyond

(110,159 posts)
24. it doesnt. there was a study a year or two about it and became a roar, and died. cause really, why
Tue Oct 29, 2013, 06:31 PM
Oct 2013

would anyone want to embrace the concept that the smoker does not cost more, but less, when we all have an agenda.

 

lumberjack_jeff

(33,224 posts)
5. No. That only works for car and life insurance.
Mon Oct 28, 2013, 08:24 PM
Oct 2013

Personally, I think that it was prudent to remove gender as a rating criteria, but it has the effect of raising mens insurance 15% and lowering women's 15%.

MADem

(135,425 posts)
13. Everyone who walks this earth, pretty much, was involved with a vagina at some point in time.
Mon Oct 28, 2013, 08:41 PM
Oct 2013

They either were created with one at the ready or they transited through one during their birth.

Yeah, there's the odd test tube babies and caesarean births, but for the most part, if it ain't here, we ain't here.

I don't see a slew of angry women complaining about prostate cancer screenings, either. So there's that...

Healthy babies grow into healthy adults who contribute to social security...but lets not look that far down the road, much more fun to be shortsighted and complain that someone is "getting over" on the system!

 

Pretzel_Warrior

(8,361 posts)
20. the right wing is tricky. they are on an "all fronts" attack
Tue Oct 29, 2013, 04:29 PM
Oct 2013

blasting out misinformation, negative spin, etc. across the gamut just like that little shit bag DeMint said they would.

TBF

(32,047 posts)
21. Not that tricky - when they start every other OP with
Tue Oct 29, 2013, 04:31 PM
Oct 2013

the same meme it's coming from somewhere and it's quite obvious. And yes I believe it's coming straight from DeMint.

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