Mon Oct 28, 2013, 08:10 PM

WillyT (72,631 posts)

WTF ??? - I Should Get My Health Insurance Cheaper Because I Don't Have A Vagina ??? - Is That...

what we've become ???

Has to have been sarcasm... has to be... Nobody could be THAT stupid.

Talk about your divide and conquer.

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26 replies	Author	Time	Post
WTF ??? - I Should Get My Health Insurance Cheaper Because I Don't Have A Vagina ??? - Is That... (Original post)	WillyT	Oct 2013	OP
I'm Sorry... I Didn't Hear An Answer... Please Defend This Bullshit !!!	WillyT	Oct 2013	#1
should you get life insurance cheaper if you do?	mysuzuki2	Oct 2013	#2
Please explain why you think life insurance and health insurance are comparable.	Warren Stupidity	Oct 2013	#4
Are they not both insurance?	lumberjack_jeff	Oct 2013	#6
insurance is insurance	mysuzuki2	Oct 2013	#10
Well...people expect cheaper rates if they don't smoke	leftstreet	Oct 2013	#3
Actually the government requires a discount as "social engineering" to discourage smoking.	Warren Stupidity	Oct 2013	#7
LOL Check this box if you have no gall bladder	leftstreet	Oct 2013	#8
sorry but that is just plain bull crap	dsc	Oct 2013	#15
You are correct, the ACA allows the surcharge, it doesn't require it.	Warren Stupidity	Oct 2013	#16
No it is there because smokers cost more	dsc	Oct 2013	#17
actually studies show smokers cost less. they die off quicker and use less of the resources,	seabeyond	Oct 2013	#22
certainly life insurance has an issue that is valid	dsc	Oct 2013	#23
it doesnt. there was a study a year or two about it and became a roar, and died. cause really, why	seabeyond	Oct 2013	#24
if they die earlier then of course life insurance is going to be more expensive	dsc	Oct 2013	#25
Some Of The Responses Here:	WillyT	Oct 2013	#9
Oh my	leftstreet	Oct 2013	#12
No. That only works for car and life insurance.	lumberjack_jeff	Oct 2013	#5
Or you should pay more because you have a prostate	JustABozoOnThisBus	Oct 2013	#11
Everyone who walks this earth, pretty much, was involved with a vagina at some point in time.	MADem	Oct 2013	#13
Exactly !!!	WillyT	Oct 2013	#14
+++1000 n/t	cynatnite	Oct 2013	#26
Right wing meme of the day - probably straight from the Heritage Foundation.	TBF	Oct 2013	#18
more than a handful and more than just yesterday and today. ya. that stupid. nt	seabeyond	Oct 2013	#19
the right wing is tricky. they are on an "all fronts" attack	Pretzel_Warrior	Oct 2013	#20
Not that tricky - when they start every other OP with	TBF	Oct 2013	#21

Response to WillyT (Original post)

Mon Oct 28, 2013, 08:18 PM

WillyT (72,631 posts)

1. I'm Sorry... I Didn't Hear An Answer... Please Defend This Bullshit !!!

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Response to WillyT (Original post)

Mon Oct 28, 2013, 08:21 PM

mysuzuki2 (3,521 posts)

2. should you get life insurance cheaper if you do?

Just askin'

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Response to mysuzuki2 (Reply #2)

Mon Oct 28, 2013, 08:24 PM

Warren Stupidity (48,181 posts)

4. Please explain why you think life insurance and health insurance are comparable.

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Response to Warren Stupidity (Reply #4)

Mon Oct 28, 2013, 08:26 PM

lumberjack_jeff (33,224 posts)

6. Are they not both insurance?

Traditionally, women's medical insurance was more expensive because women's lifetime healthcare costs are 30% more.

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Response to Warren Stupidity (Reply #4)

Mon Oct 28, 2013, 08:36 PM

mysuzuki2 (3,521 posts)

10. insurance is insurance

How do we want it to work?

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Response to WillyT (Original post)

Mon Oct 28, 2013, 08:24 PM

leftstreet (34,535 posts)

3. Well...people expect cheaper rates if they don't smoke

Where's all this controversy coming from anyway?

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Response to leftstreet (Reply #3)

Mon Oct 28, 2013, 08:26 PM

Warren Stupidity (48,181 posts)

7. Actually the government requires a discount as "social engineering" to discourage smoking.

Perhaps you think we should discourage vaginas?

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Response to Warren Stupidity (Reply #7)

Mon Oct 28, 2013, 08:30 PM

leftstreet (34,535 posts)

8. LOL Check this box if you have no gall bladder

Look how much I could save if I had my tonsils removed!!

omg I see some 'social engineering' potential here...

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Response to Warren Stupidity (Reply #7)

Mon Oct 28, 2013, 08:46 PM

dsc (51,173 posts)

15. sorry but that is just plain bull crap

The law does permit insurers to charge the different rates but by no means requires them to.

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Response to dsc (Reply #15)

Mon Oct 28, 2013, 09:17 PM

Warren Stupidity (48,181 posts)

16. You are correct, the ACA allows the surcharge, it doesn't require it.

The point remains the same. The surcharge is there to discourage smoking.

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Response to Warren Stupidity (Reply #16)

Mon Oct 28, 2013, 09:20 PM

dsc (51,173 posts)

17. No it is there because smokers cost more

to insure. I assume they aren't trying to discourage people from growing old, and they are allowing age to be used as a factor in rates. It also is very easy to verify smoking unlike some other risk factors.

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Response to dsc (Reply #17)

Tue Oct 29, 2013, 04:32 PM

seabeyond (110,159 posts)

22. actually studies show smokers cost less. they die off quicker and use less of the resources,

effectively costing less. but we like to hold to the old myth cause surely they should be penalized for saving everyone money....

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Response to seabeyond (Reply #22)

Tue Oct 29, 2013, 06:17 PM

dsc (51,173 posts)

23. certainly life insurance has an issue that is valid

if they die sooner. I also think that the end of life costs in many cases still add up. My mom's were fairly high.

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Response to dsc (Reply #23)

Tue Oct 29, 2013, 06:31 PM

seabeyond (110,159 posts)

24. it doesnt. there was a study a year or two about it and became a roar, and died. cause really, why

would anyone want to embrace the concept that the smoker does not cost more, but less, when we all have an agenda.

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Response to seabeyond (Reply #24)

Tue Oct 29, 2013, 09:54 PM

dsc (51,173 posts)

25. if they die earlier then of course life insurance is going to be more expensive

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Response to leftstreet (Reply #3)

Mon Oct 28, 2013, 08:36 PM

WillyT (72,631 posts)

9. Some Of The Responses Here:

DULink: http://www.democraticunderground.com/10023938561

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Response to WillyT (Reply #9)

Mon Oct 28, 2013, 08:40 PM

leftstreet (34,535 posts)

12. Oh my

Missed that one

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Response to WillyT (Original post)

Mon Oct 28, 2013, 08:24 PM

lumberjack_jeff (33,224 posts)

5. No. That only works for car and life insurance.

Personally, I think that it was prudent to remove gender as a rating criteria, but it has the effect of raising mens insurance 15% and lowering women's 15%.

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Response to WillyT (Original post)

Mon Oct 28, 2013, 08:37 PM

JustABozoOnThisBus (22,055 posts)

11. Or you should pay more because you have a prostate

... now where'd I leave those rubber gloves ...

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Response to WillyT (Original post)

Mon Oct 28, 2013, 08:41 PM

MADem (135,425 posts)

13. Everyone who walks this earth, pretty much, was involved with a vagina at some point in time.

They either were created with one at the ready or they transited through one during their birth.

Yeah, there's the odd test tube babies and caesarean births, but for the most part, if it ain't here, we ain't here.

I don't see a slew of angry women complaining about prostate cancer screenings, either. So there's that...

Healthy babies grow into healthy adults who contribute to social security...but lets not look that far down the road, much more fun to be shortsighted and complain that someone is "getting over" on the system!