Really, a $32,000.00 premium under ACA?

[Lex]

Found this under a friend's FB post about the ACA. WTF!

Ummm, right. ------>

And no, the guy's not a billionaire nor does he have 200 people in his family to cover.

P.S. No, I don't believe him but this is the kind of stuff that people are posting as facts.

[Drale]

1. Ask him to provide documentation to prove that he actually would have to pay 32k

or deride him as a lieing POS

[Lex]

2. I just got a good laugh at how stupid he is but

I didn't engage him in a conversation. He's not my direct friend on FB but someone who posted under a friend's FB post.

[hlthe2b]

6. Agree... It isn't funny. Counter this crap.

[alc]

13. it's not impossible for it to be that but he doesn't have to buy it

http://www.kaiserhealthnews.org/stories/2009/september/22/cadillac-health-explainer-npr.aspx (it's updated March 2010 but the numbers are still valid in terms of how expensive plans can be)

"Cadillac" plan tax starts at $23k/family. Or $31k/family for some professions (e.g. firefighters) - I have to believe that there are plans in that amount if it's included in the ACA.

[Mass]

3. It depends what it covers.

if it is for one person, I think it is difficult to believe.

Now, if we are talking about a family, above 50, smoking, it seems possible (expensive certainly, but in the realm of possible). It depends also whether it is a bronze, silver, or golden plan.


3200/12= 2600 (if you allow a tripling of price for age, for example) it would bring the family premium to $800.

Obviously, this person may qualify for some subsidies and may be find better by shopping around, but it is not totally outside of the realm of possible,

So, I would not tell the person he is lying. I would try to figure out the parameters of the premium.

[Lex]

5. I don't think he understands about the subsidies

is the main thing. He's younger than 50 and doesn't have a large family.

[Hayabusa]

4. That guy's lying out of his ass.

[alc]

14. "cadillac plan" are $30,950/family and up for firefighters (and some others)

http://www.kaiserhealthnews.org/stories/2009/september/22/cadillac-health-explainer-npr.aspx (updated March 2010)

Not that it's the ACA's fault, and this guy probably doesn't have to get a cadillac plan. He may be lying but there are plans that expensive.

[Lex]

15. He'd probably find the most outrageous example

and use it, unless he just completely made it up, which is also possible.

[ScreamingMeemie]

7. Dude couldn't even get the giraffe riddle correct...

[Lex]

8. LOL.

[ScreamingMeemie]

11. Hey Lex!

[StrayKat]

9. Is he opting for gastric bypass coverage?

$32,000 sounds like a very tall tale, but it doesn't meant that there isn't sticker shock for some. For example, in some states there is up to a $1,500/month additional charge to cover gastric bypass surgery.

[onehandle]

10. Facebook is moron troll central.

I only use it because I have to for my career, and because my arm was twisted by family/friends.

One of my best friends from high school is a gun toting rabid Libertarian.

I love him, but muted his feed.

[WilliamPitt]

12. Seems legit.

[Lex]

16. Love that gif!

[Rex]

17. I think we have a Bogue in the wire!

32k? Riiiiigggghhhtttt...he needs to try and make up a believable number.

[spanone]

18. if it's on facebook it HAS to be real!

not

[ehrnst]

19. It could be that his insurance company hiked the price this summer before the ACA

There were insurance companies telling people that in order to stay insured for pre-existing conditions, they would have to renew before the ACA went into effect at much, much higher prices, or be dropped immediately (leaving them without coverage for 6 months.)

Which may be why he's blaming his insurance company's piracy on Obama.