General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsA question about that WalMart health insurance for under $40 per month...
There's an annoying ad by WalMart about how great their employees' benefits are, including the employee health care policy costing the employee under $40 a month.
Does anyone know what is IN those policies?
I'm very tempted to drive over to a nearby WalMart and ask one of the "associates" there...
VanillaRhapsody
(21,115 posts)Junk insurance!
anyone with half a brain realizes that insurance "starting at $40 a month" doesn't cover jack-shit. $480 a year? Seriously. You would be better off putting that in the bank with what you are going to get for that!
CTyankee
(63,883 posts)WalMart has its nerve, running that ad in the first place.
Nye Bevan
(25,406 posts)onehandle
(51,122 posts)More importantly, people who shop at Walmart are probably not the most critical thinkers, and will lap it up.
Flame away, but most people can't see past the idiot box in their living room.
leftstreet
(36,097 posts)onehandle
(51,122 posts)But most people are idiots and many have to shop at Walmart.
Continue flaming.
moishe pippick
(4 posts)Consider this a flame or not, don't care: I am tired of condescending elitist attitudes like yours, whether you're talking about just people who work at Walmart or everyone the attitude that most people are 'idiots' has no place in an egalitarian society.
Most Americans shop at Walmart. It is an unavoidable part of life in this country whether they like it or not. The working class people who shop there and who work there deserve our respect and solidarity, not sneers.
JaneyVee
(19,877 posts)Therefore not giving town residents much alternatives to shopping there or working there.
Rex
(65,616 posts)Most people probably shop at their local dollar general store.
ramblin_dave
(1,546 posts)Many companies only deduct a small amount from employee paychecks, the total premium payed to the health plan is much more.
Glitterati
(3,182 posts)It's garbage insurance. Covers nothing.
My son has asthma, he was a preemie and has had asthma all his life. Not only did it NOT cover his doctor visits for asthma (pre-existing condition, thankyouverymuch) it didn't even cover his prescription inhalers purchased AT the Walmart pharmacy.
It's GARBAGE, not insurance.
Puzzledtraveller
(5,937 posts)Glitterati
(3,182 posts)I was just answering the question of the initial post.
Haven't spoken to my son about it, so I have no idea if the situation has changed, but he saw his Doctor last year for a severe asthma attack and his Walmart insurance didn't cover a dime of it. And, continues NOT to cover his meds.
I saw the letter from the insurance company denying coverage as a pre-existing condition as he lived with me then.
That's all I know.
SoCalDem
(103,856 posts)The junk policies are NOT compliant, and the companies will NOT offer a good po;icy for cheap prices..
These junk policies are marketed mostly to people who probably will not ever even use them..young healthy people, and people who cannot afford a co pay at all, so they wait out their illnesses
KellyGofAL
(2 posts)The fact that Walmart takes full advantage of every legal loophole available to them to limit employee hours, and therefore escape paying for health insurance, I'd say makes them no better than and fully in cahoots with the conservative, Tea Party weenies that want to limit the minimum wage, keep the vast populace poor and stupid, and scare them into the voting booth with anti-progressive and homophobic messages. That said, the person in the ad speaking to the $40/month health insurance probably only applies to the full time folks, and it can easily be decent insurance, with the balance being paid for by the company. I work for the biggest airplane maker in the U.S., and pay nothing for great health insurance now, and if I retire early (before I'm eligible for Medicare), I can pay $40/month for my same policy (Blue Cross/Shield) until Medicare kicks in. So it CAN be great health insurance (although I bet it doesn't cover contraceptives), Bottom line about this ad? Deception and lying, two of many trademarks of the conservative, Tea Party weenies mentioned above.
ScreamingMeemie
(68,918 posts)Tikki
(14,549 posts)We know all of Wal*Marts tricks
there is a ton of info about that place here on DU..
look forward to more of your posts.
Tikki
gopiscrap
(23,725 posts)ancianita
(35,926 posts)as we all know. To the right wing, 'take advantage' is bad -- unless the already-rich do it, then it's just good business sense; to the LW, it's exactly what we pay taxes for and why we hate finding out that lying ads bamboozle those made to feel ashamed about being on welfare at all.
Just an observation.
Oh, by the way, welcome to DU! Hope you enjoy your stay.
caraher
(6,278 posts)My son just started a manufacturing job through a staffing agency and they offered him a similar plan. Fortunately we can keep him on my wife's policy because of his age, but we worked out that between the deductibles/co-pays and the coverage cap in the plan there was actually a very narrow window of annual expenses under which he could conceivably come out "ahead." (I think the sweet spot was something like $700-1200 over the course of 1 year.) It was worthless for catastrophic events.
It's losing "insurance" like this that helps drive all the "Obama lied about being able to keep my present insurance" wailing from low-information, low-wage workers.
Skidmore
(37,364 posts)to qualify for benefits. Walmart is notorious for its part-time employment to avoid having to pay benefits.
CTyankee
(63,883 posts)god, these people make me mad! It's a real disgrace...