Are there any ACA experts out there who care to shoot this down?

[LaydeeBug]

Current insurance :
$475 a month
$2500 deductible
OBAMA CARE:
$775 a month
$13500 deductible
Now please explain to me ..... How is this affordable health care?

This tea bagger is in Texas, so there's that, and, off the top of my head, it seems she is conflating total out of pocket with total deductible, but I am not sure, and know there are others here *WAY* better at this than me.

[Wait Wut]

1. There's no way to do that without more information.

But...if she's not a lying sack of shit...tell her to stick with her current plan. Or, tell her that you'll need to know specifics (including income) before you can judge her claim.

I think it's bullshit, though.

[VanillaRhapsody]

2. Salary?

and Yes..I agree total out of pocket is not total deductible...

also tell her that the cost of surgery for to repair a broken arm costs at least $14,000!

[LaydeeBug]

3. The premium can't be higher than 9%, is that right? nt

[uppityperson]

5. I think it is 9.5%

[NYC_SKP]

4. Ask them to prove it and provide zip code, annual salary, age, number in household and income.

I believe that's all that needs to go into the calculator.

Also, they should specify which provider and which level, silver, gold, etc.

Without that information it's bullshit.

And even if the figures were correct, the quality of coverage, the details, would probably be miles apart.

[Drew Richards]

6. Please tell her that what she quoted is impossible. Ask her to please stop listening to others

And go to www.valuepenguin.com plug in her information and look at the plans...
go to health insurance exchange select texas and plug in info...there is NO plan with those statistics on the exchange!


Even with 4 people husban wife two kids in 20's and earnings of 65k blue cross plans are 775 with 6500 deductable or silver 887 with 2000! Deductable...so she is full of.......