Message auto-removed

[Name removed]

[valerief]

1. So you had a crap policy that wasn't up to ACA standards and the ins co has to replace it.

So what's on the exchange for you?

What are plan details (deductibles, single/family, etc.) and what state?

[valerief]

8. Is this a joke? What's the 89 percent and 4.9 percent thing? Having some fun here?

[valerief]

16. What's it on the exchange? nt

[Agschmid]

75. Jon10

Is sure as hell not looking.

[elleng]

64. 'Cumulative' as in,

4.9 percent increase over last month? Each month since ACA passed, years ago?? or what? Cumulative of what?

[Agschmid]

73. You should...

You know...

Compare the actual policy documents. Might be a worthwhile thing to do.

[Rosa Luxemburg]

2. I've noticed a lot of these 'my premium went because of the ACA' posts

are Republicans sent here?

[valerief]

5. They might come of their own free will. nt

[Rosa Luxemburg]

9. True

[Agschmid]

77. You lost me at "republicans with free will"

[valerief]

10. You haven't answered my questions yet. nt

[Rosa Luxemburg]

22. you already know why the rates have gone up?

[valerief]

24. why?

[elleng]

68. Insurance rates always go up,

every year, happens to everyone, even those of us with the 'best' employer plan, Federal Employee Health Benefits Plan.

[Agschmid]

78. And so has their coverage... Most likely.

[KansDem]

18. And they seem to have low post numbers...

Like a number between 30 and 40...

[dballance]

91. 45 post newbie - I'm thinking RW troll

read his other posts. all negative about Obama.

[NutmegYankee]

3. They were going up at double digit rates before the ACA.

I expect there was a minimal impact on that.

[XRubicon]

14. You should use imaginary money to pay for your imaginary increases

You are welcome!

[Sunlei]

92. you can get blue cross on the exchange for about 100 to 300 a month

[NutmegYankee]

15. Lucky you. Most were seeing them for the last decade.

[kevinbgoode1]

33. Exactly!

One of the things that irritates me the most is the whining coming from conservatives who apparently suddenly discovered that insurance premiums RISE. . .except none of them every opened their mouths for the last 30 years while our entire health care system became subjugated by a cabal of profit-hungry "insurance" corporations whose goals are to minimize payouts on any claims.

This country didn't get to a point where 18% of our national wealth goes into the pockets of health care providers and the corporate "insurance" middlemen because of the ACA - and if conservatives had been willing to DO anything about this problem for the last 30 years (besides try to line the pockets of the do-nothing profiteering private "socialized" insurance corporations) there wouldn't be so many issues with the system today.

It is a national embarrassment that the leading cause of bankruptcies in this nation are due to staggering health care costs - and that the American people are held hostage by the everchanging whims of big insurance companies which Republicans strongly refused to regulate (after all, THEY are entitled to make a profit, the working American is (apparently) NOT) And it is so outrageous for me to see whining conservatives suddenly discovering they have to actually PAY for something.

I am increasingly beginning to believe that Republicans themselves are the ultimate "welfare queens."

[JanT]

58. K & R

you said it so eloquently-nothing more i need to add. thank you for saying it like it is.

[tkmorris]

25. Serious question

What was it in the ACA that you believe caused your rates to increase so dramatically? What specifically was the mechanism?

[Duckhunter935]

42. will you accept

the refund check when they overcharge on the premium having covered more than the 80% maximum. I have heard quite a few rebate check have been sent out as part of the ACA.

[stevenleser]

6. IBTL: None of the past increase had anything to do with ACA. So the effect of ACA to you is 4.9%

And that is pretty good considering that Health Insurance premiums rose more than that on average every year for the past 10 years.

Oh, and welcome to DU

and in before the lock and in before the PPR

[Xipe Totec]

12. Does the new policy include wambulance transport? nt

[nobodyspecial]

17. Is this an employer-sponsored policy

or an individual policy? Is this purchased through a spouse's plan? Have you checked rates on the exchange?

[Motown_Johnny]

19. You understand that the ACA has slowed the increase of costs.. right?

Health insurance costs were skyrocketing before it passed. That is a big reason it was passed.

How about posting the increases for the 3-4 years before ACA passed?

[Cooley Hurd]

32. Before ACA, my premium went from completely-employer paid (in 2002)...

...to my employer having to (reluctantly) ask for an employee contribution (2003). It jumped double-digits YEARLY UNTIL ACA, jon...

Nice try.

[kevinbgoode1]

38. Mine was somewhat similar too. . .

EVERY year my "contributions" went up. . .and this year (before ACA was actually instituted) my premium went up 60%, and I'm saddled with more co-pays, etc. And hell, last year my CAR insurance went up 50% and I have never had a claim or a speeding ticket in at least a dozen years!

When the hell did insurance premiums EVER go down under the old system (before ACA)? All I ever saw was double digit premium increases from EVERY insurance policy, and never a peep from the Republicans that they needed any kind of regulation.

[Cooley Hurd]

46. In 1982, my first over-the-counter job was bag boy at the local P&C...

Part time. I was 16. I had full BC/BS coverage. Since then, premiums have gone up incrementally. (FYI - I'm not bagging groceries anymore ).

You want to point the blame at someone or something? LACK OF REGULATION on the lobbyist-laden insurance industry.

[stevenleser]

41. I wouldn't even give the OP a 'nice try'. This is 6th grade trolling effort.

I would expect most junior high schoolers to be more sophisticated than this.

[Cooley Hurd]

50. True, Steven...

My guess is that such people answered a telemarketing ad, thinking they were going to cold-call people into switching phone carriers. Once in the call center, they instructed them to do this instead.

[arely staircase]

20. so what can you get on the exchange? nt

[tkmorris]

27. Given the info posted, he wouldn't be eligible for the exchange.

[valerief]

29. What info? All I see is Blue Cross. nt

[tkmorris]

84. He has ACA compliant insurance through his employer

Hence he is ineligible for the exchange.

[valerief]

28. Next we'll get the "you're not nice" posts we've seen lately, complete with finger wagging.

[ChisolmTrailDem]

30. Right? But I don't give a shit! Just like many others here posting how tired they are,

so am I and I'm to the point of being fighting pissed!

[valerief]

31. I hate the RW disinformation campaign, too. nt

[valerief]

40. I have no idea what you're talking about since you offer NO details. Bye. nt

[whttevrr]

34. John 10

http://www.biblegateway.com/passage/?search=John+10&version=NIV

10 “Very truly I tell you Pharisees, anyone who does not enter the sheep pen by the gate, but climbs in by some other way, is a thief and a robber. 2 The one who enters by the gate is the shepherd of the sheep. 3 The gatekeeper opens the gate for him, and the sheep listen to his voice. He calls his own sheep by name and leads them out. 4 When he has brought out all his own, he goes on ahead of them, and his sheep follow him because they know his voice. 5 But they will never follow a stranger; in fact, they will run away from him because they do not recognize a stranger’s voice.” 6 Jesus used this figure of speech, but the Pharisees did not understand what he was telling them.

7 Therefore Jesus said again, “Very truly I tell you, I am the gate for the sheep. 8 All who have come before me are thieves and robbers, but the sheep have not listened to them. 9 I am the gate; whoever enters through me will be saved.[a] They will come in and go out, and find pasture. 10 The thief comes only to steal and kill and destroy; I have come that they may have life, and have it to the full.

So uhm... are you the Robber or the Shepherd?

[DefenseLawyer]

36. My Anthem Blue Cross premiums went up at 20-50% every year

for about 10 years before the ACA, til it got so expensive that I had to switch providers. Are you saying your premiums weren't going up before?

[stevenleser]

39. Exactly, this person is deliberately disrupting with nonsense.

They're not even being particularly slick about it.

[stevenleser]

47. Post hoc ergo propter hoc nt

[stevenleser]

54. Right where you mention the increase in the same sentence as the ACA.

Did you not read what you wrote? Did someone else write it for you.

[stevenleser]

59. Once again, post hoc ergo propter hoc. nt

[stevenleser]

61. Those words mean nothing from you since you don't know their correct meaning. nt

[stevenleser]

70. LMAO, no, you don't know the meaning of the straw man and circular logic fallacies. nt

[Agschmid]

87. Since you keep such close watch...

Show the cost growth percentages for the past ten years... Let's see what is really up.

[seabeyond]

43. the outrageous yearly increases were happening well before ACA. why are you letting insurance

companies making a sucker out of you believing their greed has anything to do with ACA? are you really gonna let these companies get away with this? hubby owned a business. i saw the yearly increases. had nothing to do with ACA. be pissed at the insurance companies for so manipulatively playing you

[stevenleser]

45. P.S. MIRT, when you get done with the OP, check out who Recc'd it. nt

[BootinUp]

48. good call, heh.

[stevenleser]

53. Wow, a jury actually refused to hide this OP.

This is a classic case of what is wrong with the jury system.
___________________________________________________________
Got my latest Blue Cross Premium notice, now up 89 percent since ACA
http://www.democraticunderground.com/10023971354

REASON FOR ALERT:

This post is disruptive, hurtful, rude, insensitive, over-the-top, or otherwise inappropriate.

YOUR COMMENTS:

This new 20 or so post troll is trying to claim that before anything went into effect with ACA that would have had an effect on his health insurance premiums, it caused his rates to increase by around 85%.

He is deliberately disrupting with ridiculous suggestions. It's one thing to examine changes in premiums and health care policies that will go into effect in 2014, but to claim that last year and the year before that was the fault of ACA is ridiculous and disrupting poorly.

JURY RESULTS

A randomly-selected Jury of DU members completed their review of this alert at Sun Nov 3, 2013, 01:01 PM, and voted 3-3 to LEAVE IT ALONE.

Juror #1 voted to LEAVE IT ALONE and said: In spite of the lengthy alert reason, I suspect the real reason for alert is disagreement with the claim, and an attempt to close the discussion. Sorry. No hide.
Juror #2 voted to LEAVE IT ALONE and said: Leave it alone, MIRT will kill it.
Juror #3 voted to LEAVE IT ALONE and said: argue it. it is an absurd statement. insurance was increasing at the same rate prior to ACA. insurance is creating sucker to believe their outrageous increase is due to ACA, but they had these outrageous yearly increase prior to ACA. all about greed.
Juror #4 voted to HIDE IT and said: No explanation given
Juror #5 voted to HIDE IT and said: Obv a republican good for nothing troll...go back to your RW dumbass shit site you fool
Juror #6 voted to HIDE IT and said: Of course this guy is a troll, but since we're liberals we'll give him the benefit of the doubt until he starts spouting racist gibberish by Tuesday or something.

Thank you.

[trumad]

62. This is one of my main gripes with the jury system.

They could care less if the Op is bullshit. So--- it lives.

Where the fuck is the group hosts with this?

[stevenleser]

74. Yeah, something like this should live 5 minutes or less if posted during the middle of the day.

This is obvious disruptive trolling. It doesnt get much more obvious than this.

[stevenleser]

65. LOL, troll said what? nt

[Agschmid]

81. Yah... Ok... Bro.

[Logical]

93. What idiot juror said "Leave it alone, MIRT will kill it", why leave it alone then?????

[maced666]

49. F them then....

You are better off, crap plans - being EXPOSED by Affordable Heath Care Act.
That's what the push back is all about make NO mistake.

[Historic NY]

80. What state are you in ...

and when you say ACA was passed exactly what year do you mean?

[hughee99]

52. Not shocked to see how this turned out...

apparently, there's a minimum number of posts required before you can post something that portrays the ACA in a less than optimal light. I don't know what that number is, but you aren't there yet.

[stevenleser]

56. You're kidding right? I think you forgot the sarcasm tag.

Or, are we now going to blame the Lindbergh baby kidnapping on the Affordable Care Act too?

[hughee99]

85. What?

I'm not sure what you're talking about unless you misinterpreted my comments.

Have you seen any posts from new members that didn't get a bunch of replies similar to "cool story, bro" or "I don't believe you"? Hell, even people talking about website glitches were getting this, even though the administration was admitting that the website had glitches.

What I'm saying is this. If a person posts something that suggests they aren't happy with insurance changes, prices or the ACA web interface, and their post count is a relatively low number, it won't matter if their statement amounts to "water is wet", they'll be accused of trolling.

At least if you've been around the DU long enough, you'll instead get accused of other things.

[Agschmid]

83. There is something wrong with the ACA...

It did not go far enough it is NOT single payer.

[hughee99]

88. There is plenty wrong with it, though THIS would have resolve most

of those issues.

[penultimate]

66. Any chance that you can post some statements from your insurance company

to validate your claim? I'm not saying you're lying, but if people see they some proof, they will probably be less skeptical. It would also move the discussion away from people trying to prove you're telling untruths, and more toward discussing the actual issues that may exist.

Seems pretty simple to snap some photos or scan your statements, right?

Who is your insurance company and what are the details of the plan?

[LAGC]

69. Don't expect an honest response.

Just like almost all of these anti-ACA posts by low-count "concerned" newbies, they make their wild claims with no evidence backing them up whatsoever.

"What can be alleged without evidence, can be dismissed without evidence."

[penultimate]

76. Yeah, I pretty figure that's how it will play out...

But I like to at least give it a try.

[penultimate]

90. You can block that stuff out

If I was in the same situation as you, and I found myself paying that much of any increase because of a law, I'd have little issue with taking the time to sanitize my stuff so it can safely be posted online to support my argument. It would just make sense for my own cause to do that, because I'd be trying to convince people to see things from my point of view.

So I find it difficult to simply swallow all these claims that don't come with any sort of backing. Particularly since my personal experiences do not suggest massive increases like some claim. I will have a slight increase in my premium, but it will be for significantly better coverage than what I have now. The few others I spoke to seem to have similar stories too. I know someone who hasn't had insurance for years because they had pre-existing issues and their employer didn't offer health insurance. In his case, he couldn't get private health insurance that he could possibly afford. He can finally get something he can afford and he knows he will be covered.

But if you're being screwed, you should have every right to express your frustration, but you should also be willing to show us some documented proof of your claim.

[ecstatic]

71. So you never had an increase prior to ACA?

We both know better than that (unless you JUST signed up for the first time earlier this year). When on the individual market, my premium increased by $100+ every year, with the final notice stating that my rate would go up to $450 a month (for just me!). Luckily, that notice came just as I was switching to my employer's new group insurance.

[ecstatic]

86. A single digit increase? Wow

Well, good luck.

By the way, welcome and enjoy your stay at DU.

[Agschmid]

89. Double digits after what...

[Arugula Latte]

82. My insurance rates were going up by leaps and bounds for YEARS before ACA.

We had to keep dumping policies in search of something cheaper, and then those went up as well. I've been with Kaiser, Blue Cross, Providence, you name it.

Now, we are going to be able to get a policy at about half of what we're paying currently. Thank you ACA!