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Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region Forums6 other Obamacare promises - and these are very much coming true
Republicans recently pounced on the fact that, yes, some Americans will lose their current crummy insurance plans that don't meet the new standards set by the Affordable Care Act.
These Republicans are accusing President Obama of having misled the American public -- or worse, having lied.
I think that's a ridiculous claim. If you like your crummy plan, you can't keep your crummy plan under Obamacare, but odds are you will find a better plan that is also more affordable, with subsidies available to more than half of Americans.
Aside from parsing this promise that you could keep your plan, it is wrong to say that this alone was how Obamacare was sold to the public.
There were many promises -- and they are coming true with great benefits for millions of Americans.
You wouldn't know this from listening to Republicans and other critics.
So here, for the record, are a few of the Affordable Care kept promises:
1. Millions of young Americans will get access to health care by staying on their parents' plans.
2. You will no longer be denied insurance because of a pre-existing condition.
3. Your insurance will no longer be cut off due to spending caps.
4. You will now be guaranteed much more comprehensive coverage
5. The Affordable Care Act will cover millions of Americans who have lacked insurance.
6. The Affordable Care Act is projected to lower the deficit.
-more-
http://money.cnn.com/2013/11/04/news/economy/obamacare-kept-promises/index.html
gcomeau
(5,764 posts)" If you like your crummy plan, you can't keep your crummy plan under Obamacare, "
Yes. You. Can.
If your crummy plan existed when the ACA was signed into law then it's grandfathered. You CAN keep it UNDER OBAMACARE.
The people losing their crummy plans now fall into two categories:
1. People whose crummy plans were only created after the ACA was put into place, and did not exist when Obama was telling people they could keep what they had then. Created, btw, by insurance companies who knew damn well the plans they were creating would not comply and would have to be cancelled right away. These people are now losing those plans because their insurance companies created plans they knew didn't meet the requirements of existing law, not because the ACA came along and took their old plan away.
2. People whose crummy plans had grandfathered status but then got substantially changed, voiding their grandfathered status. As in, the crummy plan they had when Obama said they could keep it under the ACA no longer exists because their insurance company (NOT the ACA) discontinued the damn thing and substituted in a new non-grandfathered plan.
In both cases it is the insurance company that sold them the plan, NOT the ACA, that is responsible for them getting a plan they weren't going to be able to keep.
(Not that not keeping them is a bad thing considering the quality of those plans... but we still shouldn't be letting this "Obamacare won't let me keep my old plan when Obama said I could" bullshit spread unchallenged)