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rdking647

(5,113 posts)
Sun Nov 10, 2013, 07:31 PM Nov 2013

see what obamacare inusrance will really cost

this link will show you what the various plans cost in your zip code. i tested it out using my info and its dead on.
its a way to see what it will cost w/o using healthcare.gov (you would have to check the individual companies to see what the coverages actually are but its a start)

http://www.thehealthsherpa.com

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see what obamacare inusrance will really cost (Original Post) rdking647 Nov 2013 OP
we already have one Kaiser... VanillaRhapsody Nov 2013 #1
this one show more info rdking647 Nov 2013 #2
The one problem with some of these is they don't give a premium for your specific age. Hoyt Nov 2013 #3
Sorry, but those rates are ohheckyeah Nov 2013 #4
 

rdking647

(5,113 posts)
2. this one show more info
Sun Nov 10, 2013, 07:40 PM
Nov 2013

it shows the actual plans and rates. the kaiser link just shows the subsidys.

 

Hoyt

(54,770 posts)
3. The one problem with some of these is they don't give a premium for your specific age.
Sun Nov 10, 2013, 07:48 PM
Nov 2013

A 51 year old pays more than a 50 year old, etc.

As someone pointed out to me, even the quick lookup on healthcare.gov only breaks it down into a couple of age ranges. So if you are say 60 and look at the plans that pop up, you will actually pay maybe as much as 30% more than what is displayed.

However, when I looked further, I was still surprised to find the rates were lower than I ever paid for a traditional Blue Cross Plan with an ever increasing deductible to minimize 20 to 30% annual premium increases.

So, this is not a criticism of ACA -- which I support over what we had before -- but the web sites aren't telling the whole truth.

It appears the HealthSerpa site does do it by actual age. Cool and useful.

ohheckyeah

(9,314 posts)
4. Sorry, but those rates are
Sun Nov 10, 2013, 07:54 PM
Nov 2013

nothing like what I got on the healthcare.gov website. The subsidies that website is showing are way higher than actual.

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