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Yavin4

(35,421 posts)
Wed Mar 28, 2012, 06:53 PM Mar 2012

This Will Be The Republican Healh Care Plan If The ACA Is Struck Down

The Republicans, and the health insurance industry, will contrive of a way to sell healh insurance policies across state lines, and those policies WILL NOT be regulated by any federal, state, local, or whatever regulator.

And then this is what will happen, a unscrupulous health insurer will set up shop in the most unregulated state. They will issue policies wherein they can cancel at any time for any reason. So, as soon as you make a claim, they can cancel your policy, and not pay a dime on your claim, even though you've paid a premium to them for years. Even more, they won't be obligated to even give you a reason.

Now, you may ask, why would people buy such a policy? The people may not, but their employers will. These policies will be cheaper than the standard policies, and the Republicans will be able to claim that they solved the health care problem.

That is until it all comes crashing down like the deregulated financial industry.

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This Will Be The Republican Healh Care Plan If The ACA Is Struck Down (Original Post) Yavin4 Mar 2012 OP
i suspect they will do absolutely nothing. they have no plan, no alternative. nothing. spanone Mar 2012 #1
The ACA has motivated more than a few companies to evaluate whether they will continue to carry riderinthestorm Mar 2012 #2
It will be a get sick and you die world liberal N proud Mar 2012 #3
Or the Republickers will do nothing. muntrv Mar 2012 #4
Junk policies have always been on their agenda. TheKentuckian Mar 2012 #5
Spot on! KT2000 Mar 2012 #6
The repug health care plan has always been bring out your dead carts. tjwash Mar 2012 #7
 

riderinthestorm

(23,272 posts)
2. The ACA has motivated more than a few companies to evaluate whether they will continue to carry
Wed Mar 28, 2012, 07:04 PM
Mar 2012

employee health insurance altogether.

I think it's only a matter of time before that becomes a rarity. The mandate had a side effect which meant that small business employer's could "drop" their plans with impunity since there would be a federally mandated option available for their employees under the ACA. A business could then take itself out of that whole rigamarole of offering health insurance to its employees (which is prohibitively expensive, difficult to administer, and a real pain in the ass).

Even if the mandate is struck down, or all of the ACA is struck, I think the door has already been opened whereby businesses are evaluating why the hell they are their employee's health care gateway (which really is absurd on the face of it anyway). I predict more and more of them will simply stop offering it regardless of how SCOTUS rules. What was once unthinkable has now been a standard conversation in virtually all human resources departments across the country on whether to continue offering health insurance or dropping it.

I predict the only way this country will ever get single payer, universal health care is if companies stop offering it to employees. THEN the howling will really begin for a sane system.

TheKentuckian

(25,020 posts)
5. Junk policies have always been on their agenda.
Wed Mar 28, 2012, 07:21 PM
Mar 2012

We should relentlessly filabuster any such moves and yes doing nothing is far and away better than any such sham. Same goes on their lamebrained and failed tort reform.

The answer to charges of obstruction, "we already tried The Heritage Foundation plan championed by Newt Gingrich and put into practice by Mitt Romney and the Republicans opposed it and the United States Supreme Court struck it down".
No hedging, no maybe's, no bipartisan blah blah.

tjwash

(8,219 posts)
7. The repug health care plan has always been bring out your dead carts.
Wed Mar 28, 2012, 07:32 PM
Mar 2012

And your family needs to pay for the carts.

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