General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsThis Will Be The Republican Healh Care Plan If The ACA Is Struck Down
The Republicans, and the health insurance industry, will contrive of a way to sell healh insurance policies across state lines, and those policies WILL NOT be regulated by any federal, state, local, or whatever regulator.
And then this is what will happen, a unscrupulous health insurer will set up shop in the most unregulated state. They will issue policies wherein they can cancel at any time for any reason. So, as soon as you make a claim, they can cancel your policy, and not pay a dime on your claim, even though you've paid a premium to them for years. Even more, they won't be obligated to even give you a reason.
Now, you may ask, why would people buy such a policy? The people may not, but their employers will. These policies will be cheaper than the standard policies, and the Republicans will be able to claim that they solved the health care problem.
That is until it all comes crashing down like the deregulated financial industry.
spanone
(135,795 posts)riderinthestorm
(23,272 posts)employee health insurance altogether.
I think it's only a matter of time before that becomes a rarity. The mandate had a side effect which meant that small business employer's could "drop" their plans with impunity since there would be a federally mandated option available for their employees under the ACA. A business could then take itself out of that whole rigamarole of offering health insurance to its employees (which is prohibitively expensive, difficult to administer, and a real pain in the ass).
Even if the mandate is struck down, or all of the ACA is struck, I think the door has already been opened whereby businesses are evaluating why the hell they are their employee's health care gateway (which really is absurd on the face of it anyway). I predict more and more of them will simply stop offering it regardless of how SCOTUS rules. What was once unthinkable has now been a standard conversation in virtually all human resources departments across the country on whether to continue offering health insurance or dropping it.
I predict the only way this country will ever get single payer, universal health care is if companies stop offering it to employees. THEN the howling will really begin for a sane system.
liberal N proud
(60,332 posts)Even if you have purchased insurance.
muntrv
(14,505 posts)TheKentuckian
(25,020 posts)We should relentlessly filabuster any such moves and yes doing nothing is far and away better than any such sham. Same goes on their lamebrained and failed tort reform.
The answer to charges of obstruction, "we already tried The Heritage Foundation plan championed by Newt Gingrich and put into practice by Mitt Romney and the Republicans opposed it and the United States Supreme Court struck it down".
No hedging, no maybe's, no bipartisan blah blah.
KT2000
(20,568 posts)They have been working on this for years.
tjwash
(8,219 posts)And your family needs to pay for the carts.