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Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsThis message was self-deleted by its author
This message was self-deleted by its author (dilby) on Tue Jul 1, 2014, 01:38 PM. When the original post in a discussion thread is self-deleted, the entire discussion thread is automatically locked so new replies cannot be posted.
There is no medical condition for which a man would need Plan B.
Given that a man has no legitimate medical purpose for which this drug is indicated, then why would his insurance cover it?
"Buying something for someone else" has never been a condition of reimbursement for insurance purposes. The "insured" is the person who needs to have the medical condition for which a treatment is indicated.
Likewise, you do not have a Constitutionally protected right to an abortion, if that is your next question.
Response to jberryhill (Reply #1)
Tetris_Iguana This message was self-deleted by its author.
jberryhill
(62,444 posts)If the person, however they may identify themselves, is in a medically indicated need of a medication, then it is covered by their insurance.
ZombieHorde
(29,047 posts)for people who can become pregnant, but don't want to be pregnant.
dilby
(2,273 posts)It takes two people to make a baby so i think the man has as much financial responsibility as the woman.
jberryhill
(62,444 posts)And coverage of medications is limited to medications which are indicated for that individual.
Amusing, but a non-starter.
BainsBane
(57,751 posts)Somehow I doubt this has anything to do with responsibility.
Should MY insurance cover a vasectomy so I can force my partner to have one?
notadmblnd
(23,720 posts)cover vasectomies for men?
BainsBane
(57,751 posts)Is every bit as important as her right to choose to end that pregnancy.
Response to dilby (Original post)
Tetris_Iguana This message was self-deleted by its author.
Mass
(27,315 posts)is not for you.
jberryhill
(62,444 posts)So if your insurance covers an appendectomy, but you don't have appendicitis, I doubt your insurance will let you loan that coverage out to someone else.
"Hey, my friend wants to use the appendectomy I don't need. Will you cover that?"
JustAnotherGen
(38,045 posts)It's sad when all a person does is use logic and I laugh out loud. But I thank you for the logic and reasonable approach.
But I'm still laughing as I type this.
JustAnotherGen
(38,045 posts)snooper2
(30,151 posts)This is the top video LOL...
Nuclear Unicorn
(19,497 posts)Honest question.
JustAnotherGen
(38,045 posts)And tubals.
lumberjack_jeff
(33,224 posts)Or for the pedants among us; "shall not impose any cost sharing requirements"
See section 2713
JustAnotherGen
(38,045 posts)And I can't read your link.
One salpingectomy (left tube) May 2013 had a little over an $800 co-pay at Somerset Medical Center.
They did cover the abortion fully (ectopic) that wasn't realized until I went under.
If you think these scenarios are just hair on fire - think again.
We are all around you. Right here at DU. And we are giving you a first hand education about reproductive choices in marriages.
And just be glad you aren't the husband who found out his wife was pregnant - and how she was pregnant - to what had to be signed off on in 10 seconds. You are very lucky to never be that man in that situation. Elation to Despair in 10 seconds. I hope that NEVER touches you or your family, daughters, sisters, sons, etc. etc.
Starshine. Sparkle. Enjoy your charmed life.
lumberjack_jeff
(33,224 posts)ACA compliant policies offer, free of charge, "All Food and Drug Administration approved contraceptive methods, sterilization procedures, and patient education and counseling for all women with reproductive capacity."
Hobby Lobby has essentially been awarded a waiver for their non-compliant policies.
I have no idea why you "can't read the link". Hopefully you'll have better luck this time. If not, you can always google "affordable care act full text" and read section 2713.
redqueen
(115,186 posts)kcr
(15,522 posts)notadmblnd
(23,720 posts)Do you know when this changed?
lumberjack_jeff
(33,224 posts)The ACA is completely silent on the issue, no employer or insurer is required to offer it, and they are not obliged to provide them under section 2713 - free preventive care services.
redqueen
(115,186 posts)No it doesn't cover $3 condoms.
dsc
(53,390 posts)and some do not. There is no requirement for them to be covered.
redqueen
(115,186 posts)dsc
(53,390 posts)don't cover them.
lumberjack_jeff
(33,224 posts)The plaintiffs never offered them before and the ACA didn't require it anyway.
dawg
(10,777 posts)Condoms are over the counter, and are therefore not covered. (Which makes very little sense, but that's just another crazy aspect of our for-profit healthcare system).
lumberjack_jeff
(33,224 posts)7 (a) IN GENERAL.A group health plan and a health
8 insurance issuer offering group or individual health insur-
9 ance coverage shall, at a minimum provide coverage for and
10 shall not impose any cost sharing requirements for
11 (1) evidence-based items or services that have in
12 effect a rating of A or B in the current rec-
13 ommendations of the United States Preventive Serv-
14 ices Task Force;
15 (2) immunizations that have in effect a rec-
16 ommendation from the Advisory Committee on Im-
17 munization Practices of the Centers for Disease Con-
18 trol and Prevention with respect to the individual in-
19 volved; and
20 (3) with respect to infants, children, and ado-
21 lescents, evidence-informed preventive care and
22 screenings provided for in the comprehensive guide-
23 lines supported by the Health Resources and Services
24 Administration.
1 (4) with respect to women, such additional pre-
2 ventive care and screenings not described in para-
3 graph (1) as provided for in comprehensive guidelines
4 supported by the Health Resources and Services Ad-
5 ministration for purposes of this paragraph.
6 (5) for the purposes of this Act, and for the pur-
7 poses of any other provision of law, the current rec-
8 ommendations of the United States Preventive Service
9 Task Force regarding breast cancer screening, mam-
10 mography, and prevention shall be considered the
11 most current other than those issued in or around No-
12 vember 2009.
http://www.hhs.gov/healthcare/rights/law/patient-protection.pdf
The HRSA list (additional preventive care and screenings for women) is the only place that reproductive health products and procedures are listed.
Vasectomies are not considered "preventive health care" and are therefore not free. They are "covered" in the same sense that heart disease or lupus may (or may not) be covered, depending on the policy.
Also, there's no requirement in the ACA that vasectomies be covered at all, thus no need to go to court to express ones "every sperm is sacred" religious sensibilities.
Thus the court has ruled that Plan B is subject to exactly the same protection and legal mandate as vasectomies; i.e. none at all.
BainsBane
(57,751 posts)Why would it cover you? Do you not get that women's reproductive rights are about our own choices, not a man's right to control out bodies?
jberryhill
(62,444 posts)BainsBane
(57,751 posts)jberryhill
(62,444 posts)former9thward
(33,424 posts)The reason health insurance has become so expensive is that everyone wants everything covered. Medical insurance should just cover expenses that people don't ordinarily have the money for. Should medical insurance cover bandages? Does homeowners insurance cover a simple plumbing repair? No. Does auto insurance cover when your battery dies? No. Both of those types of insurance have reasonable costs compared with health insurance. There is a reason for that.
BainsBane
(57,751 posts)On Tue Jul 1, 2014, 11:46 AM you sent an alert on the following post:
Should Men be able to use their Insurance to purchase Plan B?
http://www.democraticunderground.com/10025178385
REASON FOR ALERT
This post is disruptive, hurtful, rude, insensitive, over-the-top, or otherwise inappropriate.
YOUR COMMENTS
Think about what this OP is asking. Why can't he as a man have insurance coverage for a medication designed for women. He can't get pregnant. The only purpose of this is to give it to a woman, to control her body. That is offensive.
JURY RESULTS
A randomly-selected Jury of DU members completed their review of this alert at Tue Jul 1, 2014, 12:25 PM, and voted 1-6 to LEAVE IT ALONE.
Juror #1 voted to HIDE IT
Explanation: No explanation given
Juror #2 voted to LEAVE IT ALONE
Explanation: Perhaps the female WANTS him to buy it. Sorry, I don't find it offensive. It may be a dumb question but stop trying to find boogie-men.
signed - a female and a feminist
Juror #3 voted to LEAVE IT ALONE
Explanation: This is too stupid to be offensive. Let this stupid OP ring out across DU and expose the poster as a nincompoop!
Juror #4 voted to LEAVE IT ALONE
Explanation: No explanation given
Juror #5 voted to LEAVE IT ALONE
Explanation: How do we know it is about controlling a woman's body? Maybe it is what she wishes and you seem to be taking that decision away from her.
Juror #6 voted to LEAVE IT ALONE
Explanation: No explanation given
Juror #7 voted to LEAVE IT ALONE
Explanation: So answer him instead of misusing the jury system and wasting our time.
Jurors. Read the thread., If women's reproductive rights are considered a waste of jury time on a Democratic site, something is SERIOUSLY wrong.
LanternWaste
(37,748 posts)You appear irrational in this particular instance... a bit hysterical even. Somewhat shrill. Is there a reason you come across as overly-emotional?
etherealtruth
(22,165 posts)redqueen
(115,186 posts)My favorite is the one about how maybe some woman somewhere thinks it makes sense for men to be able to sabotage any woman's pregnancy - and somehow that makes it ok for men to propose that they be able to do so.
etherealtruth
(22,165 posts)If you have a medical need for Levonorgestrel (AKA Plan B) it would be covered for you if it is within their formulary. Insurance companies typically do not cover drugs when there is no medical need .
I realize you are very invested in trivializing this issue ... perhaps you should do a little soul searching and ask your self why ...?
Warpy
(114,602 posts)when men start getting unwanted pregnancies.
IronLionZion
(51,241 posts)then maybe.
I was in such a situation last year where I took my girlfriend at the time to get plan b. She used her insurance and I gave her cash for the copay. She was so mad at me that day, for no apparent reason. She had been on the pill already for an unrelated medical condition but for some reason she wanted plan b that day.
They really need to approve more types of birth control for men beyond condoms and vasectomy.
They're experimenting with reversible options in India.