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Paper Roses

(7,473 posts)
Mon Sep 1, 2014, 03:01 PM Sep 2014

I'm sick of the plastic store cards, anyone else?

The next time I hear, " do you have a XXX store card" I think I'll scream.

There is no purpose to these plastic store cards other than to track us. Sale price only if you have a card? Nuts!

CVS, Walmart, Shaw's, Ace Hdwr, Home Depot, ad infinitum.

I can see having a card if you belong to one of the clubs like Cost-co or BJ's. You have paid to shop there. The rest are nothing but pains in the backside.
My change purse now has several cards, and I am not a big shopper. These cards are not charge cards, just tracking cards.
Whoever thought up this phony-baloney gimmick should be fired.

Another thing that bugs the heck out of me, Sale price? X dollars off your next purchase? What's with that? Take my money, give me a receipt and off I go. The heck with XXX dollars off my next purchase. I live in the here and now. There may not be another time that I visit a particular store. I need to save the money now!
This gimmick is nothing but a bet just in case we don't come back.

I may be too sensitive to this issue but I am sick of these cards. I also don't like to feel I have to give my zip code to places like Walmart. I avoid them like the plague but when I need cat food or litter, they are the least expensive.

Cranky old geezer, aren't I. Anyone else agree?

101 replies = new reply since forum marked as read
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I'm sick of the plastic store cards, anyone else? (Original Post) Paper Roses Sep 2014 OP
I totally agree. Having to carry a purse full of cards sucks. Cleita Sep 2014 #1
i have the smaller version thst goes on the key ring Liberal_in_LA Sep 2014 #20
I type my phone number into the debit Codeine Sep 2014 #22
You are not required to have them yeoman6987 Sep 2014 #28
I'm on Social Security smart ass and paying the inflated price is a luxury I Cleita Sep 2014 #32
Same here. I am on Social Security also. RebelOne Sep 2014 #40
I just use my phone # at King Soopers (Kroger). Laffy Kat Sep 2014 #53
So what. Has nothing to do with the card yeoman6987 Sep 2014 #45
If you read my post, I said I shop elsewhere, mainly Trader Joes. Cleita Sep 2014 #46
Oops sorry yeoman6987 Sep 2014 #48
JC Penney's tried that idea customerserviceguy Sep 2014 #87
Very true davidpdx Sep 2014 #93
You don't need the card to get the sale price TorchTheWitch Sep 2014 #88
Only if you pay in cash is the purchase not tracked upaloopa Sep 2014 #2
Yes, but people who pay in cash are annoying, IMO. randome Sep 2014 #7
Damn straight! pinboy3niner Sep 2014 #11
IMO people who pay with cards are annoying and slow the line down. Shrike47 Sep 2014 #50
Paying cash helps me stay on my retirement budget. PADemD Sep 2014 #78
Don't have one malaise Sep 2014 #3
My Ace Hardware card accumulates points for discounts later, same with Office Depot. NYC_SKP Sep 2014 #4
I disagree. former9thward Sep 2014 #5
yes - they are a pain KT2000 Sep 2014 #6
There can be upsides jeff47 Sep 2014 #8
Mine are all for Nichola Klaus, who lives at 123 N. Poll St, Nome Alaska. Phone 867-5309. politicat Sep 2014 #9
Whenever some store asks for my phone number I give out the local Time/Temp number. hobbit709 Sep 2014 #12
I don't even know if we have one of those. politicat Sep 2014 #14
Jenny's number! missingthebigdog Sep 2014 #101
The biggest joke is Walgreen's ScreamingMeemie Sep 2014 #10
Wrong, wrong. I get points on everything I buy RebelOne Sep 2014 #41
Wrong , wrong, wrong... ScreamingMeemie Sep 2014 #42
Wrong, wrong, wrong... Curmudgeoness Sep 2014 #64
Wrongness x eleventy-billion That is not how it works here. I spent dollars; I have no points. ScreamingMeemie Sep 2014 #68
Amen, Paper Roses oldandhappy Sep 2014 #13
Albertson's! Grrr Delmette Sep 2014 #63
not your imagination oldandhappy Sep 2014 #70
Oh thank you. Delmette Sep 2014 #71
The Albertsons here in Santa Fe SheilaT Sep 2014 #79
Put them in the name of your pets. That's what I do. MADem Sep 2014 #15
I do to, and change the middle initial so I know who is really doing the selling. hollysmom Sep 2014 #18
"I'm driving my auntie's car, dear, and this is her card--I'm doing her shopping, you see!" MADem Sep 2014 #23
PS, I'm a MB customer too but today I went to another store. Paper Roses Sep 2014 #25
Store CC's are not good for your credit score. L0oniX Sep 2014 #16
Those plastic customer discount cards aren't credit cards Lex Sep 2014 #17
The thread is about LOYALTY cards, not credit cards. nt MADem Sep 2014 #24
My Ralph's card saves me a fair bit of coin, Codeine Sep 2014 #19
the grocery store I used to go to always gave me coupons for stuff TorchTheWitch Sep 2014 #91
My pet peeve is the same-item coupons that expire in three weeks starroute Sep 2014 #21
my guess is that they don't actually want you to use the coupon TorchTheWitch Sep 2014 #92
I definitely agree. Guess we don't have to use some of them, cuz onecent Sep 2014 #26
Every market basket study that I've read shows no savings with supermarket affinity cards. Gormy Cuss Sep 2014 #27
I don't believe this. Curmudgeoness Sep 2014 #69
The market basket studies compared prices in supermarkets with a card and those without. Gormy Cuss Sep 2014 #74
I can agree with this Curmudgeoness Sep 2014 #75
Last time I was at CVS my card saved me a ton tabbycat31 Sep 2014 #80
You can get the sale price without the card at stores that don't have affinity cards. Gormy Cuss Sep 2014 #89
Apart from the First World Problems aspect of the complaint, some cards offer great benefits pinboy3niner Sep 2014 #29
Just ask for a courtesy scan. Most places comply. alphafemale Sep 2014 #30
Solutions. Chan790 Sep 2014 #31
I remember my mom getting Greenbak stamps. alphafemale Sep 2014 #33
When my mom died, I found a box of them in her closet. Cleita Sep 2014 #34
I think half our kitchenware--and our TV tray tables--came from S&H Green Stamps pinboy3niner Sep 2014 #43
I LOVED the Green Stamps when I was a kid. Laffy Kat Sep 2014 #54
I figured out pretty quick that the groceries were more expensive.... alphafemale Sep 2014 #55
True. Still, as a kid I thought it was fun. Laffy Kat Sep 2014 #73
OMG S&H Green Stamps~ BumRushDaShow Sep 2014 #59
We got a rocking chair with S&H Green Stamps once Art_from_Ark Sep 2014 #90
I talked to my Mom last night about these BumRushDaShow Sep 2014 #96
There's an app for that. LiberalAndProud Sep 2014 #35
I have a CVS card tazkcmo Sep 2014 #36
Love my Google Voice number Jake Stern Sep 2014 #37
If you can type in a phone number, use (area code) 555-1212 as many of us use those numbers uppityperson Sep 2014 #38
Or any 555- number between 555-0100 and 555-0199, for that matter Art_from_Ark Sep 2014 #77
I HATE them! nt Raine Sep 2014 #39
I only use 2 credit cards and both give me something back (otherwise why use them?). CTyankee Sep 2014 #44
Here's one way to address this issue: Nye Bevan Sep 2014 #47
In AZ Fry's and Safeway cards get you discounts on gas Mosby Sep 2014 #49
Shopping is just so hard .... oldhippie Sep 2014 #51
I resisted these cards for a while but yes I did give in - a couple of points: LiberalElite Sep 2014 #52
I always refuse to give a zip code. Curmudgeoness Sep 2014 #67
The cashier will most likely be docked in some way tabbycat31 Sep 2014 #81
Then I did that cashier a favor Curmudgeoness Sep 2014 #84
Blame management not them tabbycat31 Sep 2014 #86
Guaranteed, I do blame management. Curmudgeoness Sep 2014 #97
I actually participate in market research quite often tabbycat31 Sep 2014 #99
Hell, I'd participate in market research surveys for cash. Curmudgeoness Sep 2014 #100
Huh. I've got a lot of cards, but not a Wal-Mart card. cwydro Sep 2014 #56
it depends on the card laundry_queen Sep 2014 #57
Mine always get worn out and fall off the keychain shenmue Sep 2014 #58
I always say "I'm rarely in here" or something like that. C Moon Sep 2014 #60
I won't give my ZIP code or my phone number. Brigid Sep 2014 #61
I never give my zip, phone # or e-mail if they ask at the checkout bigwillq Sep 2014 #62
Aren't you a geezerette? nt raccoon Sep 2014 #65
Agreed. Just a way to make sure sales don't apply to all shoppers. RedCappedBandit Sep 2014 #66
They are annoying, but my grocery does have a nice feature kcr Sep 2014 #72
Just say no thank you and you do not have to give your zip code email or phone no. to purchase lunasun Sep 2014 #76
I happen to like My Winn-Dixie card. William769 Sep 2014 #82
I don't brooklynite Sep 2014 #83
I don't have a single one bhikkhu Sep 2014 #85
My problem is that I no longer live in the US davidpdx Sep 2014 #94
I don't mind the cards, but I won't give anyone my email address or zip code. cbayer Sep 2014 #95
I carry them in an old wallet that stays in my car. nt adirondacker Sep 2014 #98

Cleita

(75,480 posts)
1. I totally agree. Having to carry a purse full of cards sucks.
Mon Sep 1, 2014, 03:06 PM
Sep 2014

It's one of the reasons I do most of my shopping at Trader Joe's. No cards. No coupons. But fair prices. I also find my total grocery bill is less from TJ's than other stores in spite of the cards and coupons.

 

Codeine

(25,586 posts)
22. I type my phone number into the debit
Mon Sep 1, 2014, 04:02 PM
Sep 2014

machine at Ralph's. The little fobs break off my keychain and my wallet has enough crap in it.

 

yeoman6987

(14,449 posts)
28. You are not required to have them
Mon Sep 1, 2014, 04:15 PM
Sep 2014

You volunteered to be annoyed. Tell the no and pay regular price. Problem solved. That was so easy, next.

Cleita

(75,480 posts)
32. I'm on Social Security smart ass and paying the inflated price is a luxury I
Mon Sep 1, 2014, 04:22 PM
Sep 2014

can't afford. Those cards are pinned to the actual price you should be paying. If you don't use them you are paying too much. However if you want to make Wal-Mart or Target richer I hope you can afford it.

RebelOne

(30,947 posts)
40. Same here. I am on Social Security also.
Mon Sep 1, 2014, 04:48 PM
Sep 2014

I shop at Kroger at least twice a week, and I use their store card. I do not want to pay the actual price, so that is why I use the card. I also have a Walgreens store card and have earned enough points to get big discounts, especially on prescriptions.

 

yeoman6987

(14,449 posts)
45. So what. Has nothing to do with the card
Mon Sep 1, 2014, 05:07 PM
Sep 2014

You have 3 choices. Use card, don't use card or shop somewhere else. You make it too easy to help you which is really awesome. So glad many of us are giving our time giving you suggestions.

Cleita

(75,480 posts)
46. If you read my post, I said I shop elsewhere, mainly Trader Joes.
Mon Sep 1, 2014, 05:10 PM
Sep 2014

If other stores want my business back, they will get rid of the cards and offer everyday lower prices for everyone, you too.

customerserviceguy

(25,183 posts)
87. JC Penney's tried that idea
Mon Sep 1, 2014, 11:43 PM
Sep 2014

It seems that people want to be deceived with fake sales.

About ten years ago, I had a job at Sears where I would climb up a ladder at 5 AM to change a sign from "40 percent off" to "50 percent off", and in a few days, the 40 percent sign would go back up again. I reflected on how much of a waste of money it was to print signs, distribute ads, and frankly, even pay me to do this. It seemed that if they stopped doing all that crap, Sears could sell all that stuff for 60 or 70 percent off every day.

JC Penney's tried to dump the bogus sale game, and they got financially hammered for it. Seems the American shopping public likes the hallucination that they are getting a 'deal'. I wish people were smarter, but it doesn't seem that enough of them are.

Me, I don't give a damn if some corporation wants information on what a working class male buys for his household, if they think they can advertise their way to success with me, they're sadly mistaken, as I'm highly resistant to pitches. But, I'll take the discount, thank you.

davidpdx

(22,000 posts)
93. Very true
Tue Sep 2, 2014, 05:03 AM
Sep 2014

That Ron Johnson guy really fucked the company up. When I was in the US this summer I bought a few things at J.C. Penny's. The salespeople were not that friendly though. At Sears I was talking to one of the sales associates about jeans and losing weight. She pointed out to me that they had 29 length jeans and sure enough I dug through pile and found them. My legs are just a hair too short for 30's.

TorchTheWitch

(11,065 posts)
88. You don't need the card to get the sale price
Tue Sep 2, 2014, 02:05 AM
Sep 2014

It's illegal for them to charge full price for items offered on sale. The sale items are for every customer whether they have a store card or not. When you go through the checkout and don't feel like dealing with your card just say you forgot it or don't have one and to swipe THEIR store card to get the sale price. Every clerk has a card at their register for this purpose.

In fact, most stores sale items are input into the system to automatically come up at the sale price at some point before the end of the transaction. Since I usually go through the self-checkout at the grocery store that opened rather recently across the street from my house the sale price comes up when you hit the "pay for my order" button though it comes up with the regular price when the item is scanned. The grocery store I used to go to for years I still go to once in awhile if it's more convenient (or they have something I want on sale that the new store doesn't), and when going through the self-checkout the sale price comes up when you scan the item on sale. Either way, they both have the sale prices imputed into the system already.

Store cards have only ONE purpose - to track what you buy. They have nothing to do with getting items on sale that you supposedly wouldn't get on sale without the card, but of course, that's what they WANT you to think they do so you don't know that the only purpose for the card is to track what you buy.

If you want to, throw out all your store cards. Be careful which ones you pitch out because some stores do offer actual special discount cards that without the card you don't get the discount. These are pretty rare though. The discount cards normally come with a lot more paperwork than a regular store card, and are normally offered for specific types of people such as seniors, low income persons, friends and family of store workers, medical personnel like doctors or nurses, etc.

Since you're on Social Security, check out every store or place that you go like movie theaters, etc. to see if they offer a discount card for seniors. I remember when my mom officially became a senior she was thrilled that soooo many places offer senior discounts, and she ALWAYS asks. Over the years she's saved a bundle just being diligent in always asking about senior discounts where ever she goes where she'll be spending money. My mom is a wizard at figuring out all kinds of ways to pinch a penny. And she could pinch a penny 'till there was blood on Lincoln's face.

Oh yeah, always check stores for what rebate offers are available. Stores used to always have a little sign about a rebate available right on the shelf with the item, but these days I've noticed that a lot of stores have gotten REALLY lax about this. The pharmacy I go to for instance stopped doing that and now has a bulletin board way off in a hidden corner with all the rebate offers tacked to it for items they carry. And of course, nobody ever mentioned that's what they did with the rebate offers, and they hid them on purpose. I've gotten stuff for half price or even more for items through rebates that I would never have known about without checking for them and getting the paperwork to mail in for them.

 

randome

(34,845 posts)
7. Yes, but people who pay in cash are annoying, IMO.
Mon Sep 1, 2014, 03:17 PM
Sep 2014

[hr][font color="blue"][center]TECT in the name of the Representative approves of this post.[/center][/font][hr]

Shrike47

(6,913 posts)
50. IMO people who pay with cards are annoying and slow the line down.
Mon Sep 1, 2014, 05:14 PM
Sep 2014

I have my money out and ready to pay as soon as I get to the check stand, no looking for the card, waiting and then hearing 'you'll have to run it again.'

 

NYC_SKP

(68,644 posts)
4. My Ace Hardware card accumulates points for discounts later, same with Office Depot.
Mon Sep 1, 2014, 03:09 PM
Sep 2014

And Office Depot and Circuit City allows me to receive email receipts so that in case I lose a printed receipt, I've got a record.

I don't care to have to pack these cards around and with some, I just log on with my phone number.

Thankfully, the whole affair is optional.

I sort of agree, and I remember that Radio Shack has been asking for mailing addresses for decades, I always thought that a pain.

former9thward

(31,970 posts)
5. I disagree.
Mon Sep 1, 2014, 03:16 PM
Sep 2014

You can get good savings with the card. If you don't like them, don't use them. Simple solution. No one forces you to get one. And no. I don't care if they are tracking how much corn flakes I buy.

KT2000

(20,572 posts)
6. yes - they are a pain
Mon Sep 1, 2014, 03:16 PM
Sep 2014

we are supposed to go through the checkout quickly but organizing the merchandise on the counter, using the card , and preparing for payment is time consuming. I have dropped $$ trying to get everything done and only realized it later.

But...........My local Kroger (QFC) called with a recording about recalled produce that I had purchased.

jeff47

(26,549 posts)
8. There can be upsides
Mon Sep 1, 2014, 03:19 PM
Sep 2014

My Lowe's card means I don't have to keep receipts if I need to return something. They look it up via the card.

But as someone who is terrible about clipping and keeping coupons, I really don't get most of the benefits of the card, other than the non-card tax added to the prices of everything on the shelves.

politicat

(9,808 posts)
9. Mine are all for Nichola Klaus, who lives at 123 N. Poll St, Nome Alaska. Phone 867-5309.
Mon Sep 1, 2014, 03:22 PM
Sep 2014

And about once a year, my colleagues and I take all of our fobs off, mix them up, and redistribute. I don't know whose original fobs I have now, and I don't care.

It messes with their data, gives us the discounts, and protects some privacy.

politicat

(9,808 posts)
14. I don't even know if we have one of those.
Mon Sep 1, 2014, 03:32 PM
Sep 2014

(Digital kid - that's what my phone is for!)

Good idea, though. I'll have to look it up and try it some time. Surely someone else has used it to create a card.

missingthebigdog

(1,233 posts)
101. Jenny's number!
Tue Sep 2, 2014, 09:43 PM
Sep 2014

I read that using your are code and Jenny's number almost always works. Someone has signed up with it on almost every system.

I have been using an "unregistered" Kroger card for years. I asked for a card, said I would fill out the form and return it, and never did. Card works fine, but isn't linked to me personally.

ScreamingMeemie

(68,918 posts)
10. The biggest joke is Walgreen's
Mon Sep 1, 2014, 03:23 PM
Sep 2014

Where you have to buy 10 packs of Bic pens to get 500 points or something just as stupid and not useful to stock up on.

ScreamingMeemie

(68,918 posts)
42. Wrong , wrong, wrong...
Mon Sep 1, 2014, 04:58 PM
Sep 2014

Never earned a point in my life. I don't need two bottles of a knockoff perfume for 500 points. Glad those deals worked out for you though. I stopped shopping there when they stopped accepting Humana for prescriptions.

Curmudgeoness

(18,219 posts)
64. Wrong, wrong, wrong...
Mon Sep 1, 2014, 06:07 PM
Sep 2014

You accumulate points for every dollar that you spend at Walgreens. Occasionally, you will have "specials" that will offer a large amount of points for one purchase, but that is not the only way to earn points. When I get to $5.00 in points, my clerk will tell me and ask me if I want to redeem them....before that, I didn't even know I had points either. Now, I just always ask to redeem any that I have each time.

ScreamingMeemie

(68,918 posts)
68. Wrongness x eleventy-billion That is not how it works here. I spent dollars; I have no points.
Mon Sep 1, 2014, 06:36 PM
Sep 2014

Perhaps it is different in different states, but only certain "specials" carry points. There is no points accumulation here.

oldandhappy

(6,719 posts)
13. Amen, Paper Roses
Mon Sep 1, 2014, 03:30 PM
Sep 2014

One of the reasons I shop at State Bros is because they have 1/3 off the price of Albertsons etc and no card required, and besides that the cashiers smile. I sorted cards one day and kept about four of the cards I was carrying. And most of those I never sent in the paperwork! I have stopped going to lots of stores that use those card things. Hope someone is scanning the responses to your post, smile. You know, the NSA of retail.

Delmette

(522 posts)
63. Albertson's! Grrr
Mon Sep 1, 2014, 06:06 PM
Sep 2014

I refuse to have one of their cards and I always pay in cash. I also get the feeling that I get the cold shoulder from the cashiers when they realize I'm not signed up. It's nothing serious just less friendly and they don't make it easy for me to get my bag of purchases. Maybe it's my imagination.

oldandhappy

(6,719 posts)
70. not your imagination
Mon Sep 1, 2014, 06:46 PM
Sep 2014

And they try to force you to use the self check out. There is a branch of my bank in the local store and I sometimes go in for that, but never to shop. I wrote to the manager to explain my view of things and never heard back -- and I was nice!

Delmette

(522 posts)
71. Oh thank you.
Mon Sep 1, 2014, 06:52 PM
Sep 2014

I don't like to disparage an employee, so it must be an unspoken message from management. It's not a good way to encourage customers to sign up for " membership".

 

SheilaT

(23,156 posts)
79. The Albertsons here in Santa Fe
Mon Sep 1, 2014, 09:32 PM
Sep 2014

don't have a card.

You can also give them a fake name and address when filling out the paperwork for a card.

I never do the survey things that so many businesses want me to do, with the inducement that I might win something. Now THAT'S a good way to keep track of us.

MADem

(135,425 posts)
15. Put them in the name of your pets. That's what I do.
Mon Sep 1, 2014, 03:37 PM
Sep 2014

Then, when I get a flyer or junk mail addressed to this dead cat or that dead dog, I know who's selling my information.

If they ask for an occupation, always give a glamorous one. Who doesn't want to be an astronaut?

My grocer doesn't demand those things--that's another reason why we love Market Basket.

And no, you are not crazy, even if you might be a geezer like me. I agree with you.

hollysmom

(5,946 posts)
18. I do to, and change the middle initial so I know who is really doing the selling.
Mon Sep 1, 2014, 03:48 PM
Sep 2014

and I give my dead mother's phone number and address - just like it is her birthday on face book. I dont think she would mind, just shake her head and wonder whi I can't just tell the truth. But I have found you have to give the correct zip code, if you use a credit card. No one ever asks why the cared is in Holly's name and the credit card is in mine.

MADem

(135,425 posts)
23. "I'm driving my auntie's car, dear, and this is her card--I'm doing her shopping, you see!"
Mon Sep 1, 2014, 04:03 PM
Sep 2014

They usually don't care if they get paid!!!!

Paper Roses

(7,473 posts)
25. PS, I'm a MB customer too but today I went to another store.
Mon Sep 1, 2014, 04:08 PM
Sep 2014

I was told the crowds at MB were large. I can go there tomorrow for a few of things I forgot or that this store did not carry.

Today just made me angry. If the item is on sale, a customer should be able to buy it at the price advertised, never mind the card baloney. Another good reason to shop at Market Basket.

I was told that our fairly local store was about 85% stocked. Not bad for just a few days!

I guess my most relevant question is "Why do we need these cards?" Can't a sale be for everyone, card or not? We don't need the darn things at all. Just have the sale, give the sale price, off we go!

Lex

(34,108 posts)
17. Those plastic customer discount cards aren't credit cards
Mon Sep 1, 2014, 03:42 PM
Sep 2014

and they don't effect your credit score.

 

Codeine

(25,586 posts)
19. My Ralph's card saves me a fair bit of coin,
Mon Sep 1, 2014, 03:50 PM
Sep 2014

and I don't give two shits about them tracking how much peanut butter or tofu I purchase. In fact, I get targeted savings coupons based on that tracking. They benefit by tracking purchase patterns and I benefit by getting a discount on my Saturday morning OJ.

Everyone is so desperate to be pissed off about utterly insignificant things; seems a bit sad, really. I'll reserve my privacy-related anger for the NSA and let the fact that Ralph's knows I drink an awful lot of Earl Grey slide for now.

TorchTheWitch

(11,065 posts)
91. the grocery store I used to go to always gave me coupons for stuff
Tue Sep 2, 2014, 02:30 AM
Sep 2014

I didn't buy though a similar item. Like, I'd buy a certain brand of dog food and get a coupon for X amount of money off some other brand I wasn't going to buy, or I'd buy a certain brand of peanut butter and it would spit out a coupon for some other brand I wasn't going to buy. They NEVER gave you a coupon for the actual item that you bought but some other brand of a similar item. I'm not seeing the point of tracking what exactly I buy if they're going to give me coupons for stuff that I never do.

It also makes me bonkers that they never have a damn trash can anywhere near the machines that spit out the coupons that I don't want so I'm forced to take them home. They also recently rigged the machines so that if you don't detach the coupons it won't spit out your receipt. I'm sure they did that because nobody else wanted the useless coupons either and were just letting them stream out onto the floor. Bad enough that I don't get any kind of discount for checking out my own groceries, but to expect me to also do housekeeping by taking out the coupon stream so I can get my receipt is even more galling especially when most of them were spit out for other shoppers who didn't detach them because they didn't care to get their receipt.

I REALLY hate the concept of self-checkout, but it always seems like I have to use it because they NEVER have any other express cashier open, and the cashier lines are always full of people with carts overflowing with groceries while I only usually ever have a few items.

The grocery store I go to now has their own gas station in the parking lot, and at regular price it's always a good 10 to 20 cents cheaper than anywhere else. For every cent you spend in the store you rack up points for X amount off per gallon of gas that has to be used the last day of the month. Since I'm single and broke besides it's been damn hard to rack up enough points to get 30 cents off per gallon each month, but this month I was finally able to do it, and damn me if I didn't totally forget that I missed the last day of the month, so now it's expired, and I have to start all over again! I had already stupidly filled the tank not long ago, so even if I'd remembered I'd probably only have been able to put in a few gallons at the discounted price anyway.

starroute

(12,977 posts)
21. My pet peeve is the same-item coupons that expire in three weeks
Mon Sep 1, 2014, 03:58 PM
Sep 2014

Last edited Tue Sep 2, 2014, 11:10 AM - Edit history (1)

When I've just bought a bottle of vitamins or a packet of antihistamines or whatever that is going to last me at least a year, the last thing I need is a coupon to save a dollar if I buy more of the exact same thing a couple of weeks from now.

Whatever is the logic behind that?

TorchTheWitch

(11,065 posts)
92. my guess is that they don't actually want you to use the coupon
Tue Sep 2, 2014, 02:34 AM
Sep 2014

You're supposed to be thrilled that you "earned" X amount off of some similar item that you don't buy to one that you do (and they should know since they track it). I'm convinced they do this crap because they don't want anyone to actually use the coupons but feel good about they're being so "generous" to give the useless things to you.

onecent

(6,096 posts)
26. I definitely agree. Guess we don't have to use some of them, cuz
Mon Sep 1, 2014, 04:10 PM
Sep 2014

when I go back to Indiana to visit my home town and i tell them I don't have a
card for their store, they run one through.

I have so many cards on my key chain..it's getting too heavy. I hate them also.

Gormy Cuss

(30,884 posts)
27. Every market basket study that I've read shows no savings with supermarket affinity cards.
Mon Sep 1, 2014, 04:14 PM
Sep 2014

I haven't seen studies for other retail segments so have no idea about those.

I have a CVS card because it was the choice made by the employer for prescription drug discounts. Pretty much the latter is the only reason I've used it because even with the card discount the prices on many items in the store is higher than the same or similar item at Target.

Curmudgeoness

(18,219 posts)
69. I don't believe this.
Mon Sep 1, 2014, 06:38 PM
Sep 2014

Or maybe I should say that I don't believe that it applies to me. I shop sales. I know that I am getting a good price for the product that I am buying, whether it is at a store with a card or not. If I need that card to get the sale price, I will have the card.

Example: I needed to get a pet product, and it was not available at my usual pet supply store. I went to another store further away to see if they had it, and they did....and it had a 10% off if I had their card. Since the product was about $60, this was worth it to me and I signed up right then for the card. I have never been back. I realize that I might have found that product at a better price if I had the time for online shopping/shipping or access to more stores, but I didn't.

But I do understand that many people are not able to walk into a store, buy the sale item they went for, and check out without buying more items. Maybe that is why these studies show no savings. But I don't see how there can be no savings.

Gormy Cuss

(30,884 posts)
74. The market basket studies compared prices in supermarkets with a card and those without.
Mon Sep 1, 2014, 07:27 PM
Sep 2014

Market basket studies by design are purchasing a set of equivalent items in all stores. This technique was used before affinity cards as a way of comparing supermarkets because it evens out the effect of loss leader items used to draw people into the store. An affinity card is just a step up from that, cultivating store loyalty so that you'll come for the card savings but also buy items not on sale. It's a gentle push to keep people from shopping around as much.

Generally speaking, affinity card sale prices were negated by higher shelf prices for items not on sale and with rare exception, the card sale price wasn't a better deal than the general sales at other grocery stores.

Keep in mind that these were supermarket studies only. I haven't seen ones for other parts of the retail sector and don't know if it holds true for hardware stores, clothing stores, pet stores, etc. I do know from my own experience with pet stores that one chain with a card is always more expensive than the other chain which also has a card, and that one line of food that my cat eats is always the same price or less at a local chain with no card, but that's an anecdote.

Curmudgeoness

(18,219 posts)
75. I can agree with this
Mon Sep 1, 2014, 07:35 PM
Sep 2014

when someone only uses one store because of the card. I think that this was true when the cards first came out, but at this point, every store in my area has a card. Same with pharmacies. So now, we are stuck with a pile of cards if we choose to shop at the store with the best prices on what we are purchasing that week.

Then again, I have always known that I am not the "typical" shopper who will buy all my items in one store. In fact, except for rare items, I shop based strictly on sale items....that is how I plan my week, and I stock up when a price is good.

tabbycat31

(6,336 posts)
80. Last time I was at CVS my card saved me a ton
Mon Sep 1, 2014, 10:01 PM
Sep 2014

I was buying one of my supplements there and they were on sale with card (buy 1 get 1 free) and then I entered the phone # (I use my mom's CVS card) into the kiosk and it gave me a $4 coupon.

I bought $40 of vitamins for $16. You can't even get the sale price without the card.

Gormy Cuss

(30,884 posts)
89. You can get the sale price without the card at stores that don't have affinity cards.
Tue Sep 2, 2014, 02:12 AM
Sep 2014

And if you bought other things at CVS that weren't on sale, chances are good your savings on the vitamins weren't that great because of the higher shelf prices of other items.

The goal is to lure you in with a deeply discounted item and hope that you spend enough on other items for them to make up the loss.

pinboy3niner

(53,339 posts)
29. Apart from the First World Problems aspect of the complaint, some cards offer great benefits
Mon Sep 1, 2014, 04:16 PM
Sep 2014

I can live with it.

 

alphafemale

(18,497 posts)
30. Just ask for a courtesy scan. Most places comply.
Mon Sep 1, 2014, 04:18 PM
Sep 2014

Except for Petco and some bookstores.

They are pretty freak about it.

 

Chan790

(20,176 posts)
31. Solutions.
Mon Sep 1, 2014, 04:20 PM
Sep 2014

1.) You don't usually need the card. They can usually find you in the system by phone #. You don't have to give them your phone number...just a phone number that you will remember and can consistently use for these programs. Mine is 246-552-2134. It's never going to be assigned so it doesn't matter if they call it. I can't forget it. If they did ever call it and it connected, they'd never do it again...toll calls to Barbados are not cheap.

2.) Run a swap. Once a year, 8 of my friends and I get together and swap cards. We also all use the same dummy phone #. It makes any tracking metric use for the retailer useless as they get weird results like buying 10 gallons of milk/week or buying beer, ovulation tests and emergency contraceptives in the same afternoon.

 

alphafemale

(18,497 posts)
33. I remember my mom getting Greenbak stamps.
Mon Sep 1, 2014, 04:22 PM
Sep 2014

I remember deciding at about 8 that it was a Bullspit gimmick. And all I had to do was lick and paste the stamps.

Cleita

(75,480 posts)
34. When my mom died, I found a box of them in her closet.
Mon Sep 1, 2014, 04:25 PM
Sep 2014

Those stores to redeem the stamps had closed years before so I had to throw them out.

pinboy3niner

(53,339 posts)
43. I think half our kitchenware--and our TV tray tables--came from S&H Green Stamps
Mon Sep 1, 2014, 05:02 PM
Sep 2014

Of course the drinking glasses were jelly jars and the good wheat pattern china came from boxes of DUZ detergent.

Laffy Kat

(16,376 posts)
54. I LOVED the Green Stamps when I was a kid.
Mon Sep 1, 2014, 05:30 PM
Sep 2014

Mom always let me put them in the books and then when you had enough, you could "trade" them for cheap crappy items. It was fun.

 

alphafemale

(18,497 posts)
55. I figured out pretty quick that the groceries were more expensive....
Mon Sep 1, 2014, 05:38 PM
Sep 2014

I figured out pretty quick that the groceries were more expensive....

"Mom...we could easily buy this toaster for as long and more money as it will take to get it."

Laffy Kat

(16,376 posts)
73. True. Still, as a kid I thought it was fun.
Mon Sep 1, 2014, 07:06 PM
Sep 2014

Sometimes Mom would pile loads of GS on the coffee table and give me a damp sponge to wet them and place them in the books. I felt like a was contributing something.

BumRushDaShow

(128,765 posts)
59. OMG S&H Green Stamps~
Mon Sep 1, 2014, 05:53 PM
Sep 2014

Can't continue this subthread without a pic -




I remember us collecting enough to get a lawn chair or something at one point. It's been so long ago but I believe the redeeming place nearest to us was up in NE Philly somewhere - some "showroom"-like spot.

Art_from_Ark

(27,247 posts)
90. We got a rocking chair with S&H Green Stamps once
Tue Sep 2, 2014, 02:17 AM
Sep 2014

We still had several books of them in the '60s. I don't know if we were able to redeem them all or not, because it was a real pain trying to get to the redemption center 20 miles away.

BumRushDaShow

(128,765 posts)
96. I talked to my Mom last night about these
Tue Sep 2, 2014, 05:30 AM
Sep 2014

and she said we also got a card table and 2 chairs at some point....

I sortof remember the last time we were at the nearest redemption center and I think there were signs up in there indicating its imminent closure at that time. And that was that.

"Them was the old days..."

tazkcmo

(7,300 posts)
36. I have a CVS card
Mon Sep 1, 2014, 04:28 PM
Sep 2014

No registering, not linked to me and it saves me money. So yes, I agree. You are a cranky old geezer.

Jake Stern

(3,145 posts)
37. Love my Google Voice number
Mon Sep 1, 2014, 04:42 PM
Sep 2014

Whenever anybody needs a phone number from me, such as loyalty programs, I give 'em my Google Voice number.

Only family and close friends have my real mobile number and email.

uppityperson

(115,677 posts)
38. If you can type in a phone number, use (area code) 555-1212 as many of us use those numbers
Mon Sep 1, 2014, 04:46 PM
Sep 2014

to not be tracked.

CTyankee

(63,901 posts)
44. I only use 2 credit cards and both give me something back (otherwise why use them?).
Mon Sep 1, 2014, 05:06 PM
Sep 2014

I pay cash for groceries as I like to see where my dollars are going and how much...

I shop for clothes only in a couple of places/catalogs and use their plastic if I get something off the price of the item I am buying. But I don't buy a lot of clothes because hey, I'm retired...

 

oldhippie

(3,249 posts)
51. Shopping is just so hard ....
Mon Sep 1, 2014, 05:15 PM
Sep 2014

... for so many people. Choices, decisions, analysis ... gads, how is anyone supposed to deal with all that complexity? Really, it's traumatic. The government should just decide what you need and send it to you and debit your account. Life is so hard.

LiberalElite

(14,691 posts)
52. I resisted these cards for a while but yes I did give in - a couple of points:
Mon Sep 1, 2014, 05:17 PM
Sep 2014

you can give them some other zip code
if you don't want them to know what you're purchasing at any given time, don't use the card.

Curmudgeoness

(18,219 posts)
67. I always refuse to give a zip code.
Mon Sep 1, 2014, 06:30 PM
Sep 2014

When they say they need one, I tell them that they can either use their own, or cancel the sale. Funny, no one has ever cancelled the sale.

And I don't use the card if there is no benefit for it. Some cards do accumulate points for all dollars spent at that store, so I will always use it. Some cards only help with items that are on sale "for card holders only", and if I don't have any of those items, I don't use the card....just for a little privacy.

I resisted the cards for a long time, just like I only used cash for most purchases so that I wasn't tracked. But as more stores offered only sales to card holders, I finally had to give in as well.

tabbycat31

(6,336 posts)
81. The cashier will most likely be docked in some way
Mon Sep 1, 2014, 10:06 PM
Sep 2014

When I worked at a big box score, we had a score for zipcodes. If we got below 95% we were spoken to about it by management.

All of a sudden I had a lot of customers from Beverly Hills, CA because my refusal zipcode was 90210.

Curmudgeoness

(18,219 posts)
84. Then I did that cashier a favor
Mon Sep 1, 2014, 10:13 PM
Sep 2014

by giving them a good idea for what to do if someone refuses. That is the stupidest thing that I have ever heard about, me having to give them info to pay, with cash. If I saw a valid reason, I might not be such a bitch about it.

tabbycat31

(6,336 posts)
86. Blame management not them
Mon Sep 1, 2014, 11:37 PM
Sep 2014

Most of the time (especially in big box stores) the brilliant people at corporate who never saw the light of a sales floor direct everything.

In reality, the zipcodes are used to determine whether new stores are needed in the area (ie if many people were coming 30 miles away, it would make sense to open a store there) and what newspapers to put our sale flyers in (at least that is what they told us).

Curmudgeoness

(18,219 posts)
97. Guaranteed, I do blame management.
Tue Sep 2, 2014, 07:38 PM
Sep 2014

I know that people working as cashiers or on phones or as waiters don't have any control over these policies. But that doesn't mean that I will not protect my privacy more than I worry about them getting addresses/zip codes/phone numbers/etc. I am not nasty about it, when they ask, I just say no and suggest that they use their own.

Those reason you were given seem valid. But there are other ways, probably costing more but much less intrusive, to determine whether a store should be located in a certain town. It is called "market research" and there are firms that specialize in it. As to where sale flyers are placed, I would suspect that you will always have the most customers from places where flyers are distributed---since the rest of the people may never have heard of you or not know where you are otherwise.

For the record, my opinion of all this comes from the very intrusive Radio Shack questions for name/address just to buy a cable or battery, even when paying cash...and that just snowballed. Oh well.

tabbycat31

(6,336 posts)
99. I actually participate in market research quite often
Tue Sep 2, 2014, 09:20 PM
Sep 2014

There's a firm at my local mall that pays $8-15 for a survey so I always stop by when I'm there for extra $$$. It's not a lot but it's easy work for a small time commitment.

That was just what management told us, not sure if the reasons were valid (this store now has a keytag card and apparently they email you coupons, but I don't share my email with stores). I'm VERY sure it was data mining.

If these things are as optional as they're made out to be, stores need to not hold it against low-level employees who have absolutely no say in the decision making process.

Curmudgeoness

(18,219 posts)
100. Hell, I'd participate in market research surveys for cash.
Tue Sep 2, 2014, 09:29 PM
Sep 2014

I have never been offered so much as a penny for my info.

That really does suck that the employees are penalized if people do not want to play the game.

 

cwydro

(51,308 posts)
56. Huh. I've got a lot of cards, but not a Wal-Mart card.
Mon Sep 1, 2014, 05:41 PM
Sep 2014

Is there such a thing?

I shop there a lot (sorry to be un PC)

laundry_queen

(8,646 posts)
57. it depends on the card
Mon Sep 1, 2014, 05:45 PM
Sep 2014

There's one card I had that earned me so many points (it was a grocery store chain here in Canada) that I got many free items...I lived in a small extremely remote town too where that was the only grocery store so I couldn't comparison shop anyway and HAD to pay their prices, so the points were a huge bonus. I got a really elaborate fake Christmas tree worth several hundred dollars for free. I still have that tree 12 years later and it's in great shape. With that card I also got several small appliances, a stroller, and an infant car seat.

However, it seems the rewards for these cards now are getting really anemic. It does piss me off that these stores get my marketing info for free, whereas before they would pay people to conduct research for them. So the cards cost jobs too.

That said, I carry a large purse, so carrying around the cards doesn't bother me too much. I dislike the premise of them, completely, but given my current financial situation, they can be a huge money saver. I like the ideas mentioned upthread about using a different phone number for the cards. I may try that.

shenmue

(38,506 posts)
58. Mine always get worn out and fall off the keychain
Mon Sep 1, 2014, 05:46 PM
Sep 2014

I can never find the damn things, because I have eleventy billion of them attached to the same ring.

Brigid

(17,621 posts)
61. I won't give my ZIP code or my phone number.
Mon Sep 1, 2014, 05:55 PM
Sep 2014

I get funny looks from cashiers, but I don't care. And I don't want those stupid cards either. I hate those things. And I don't want to donate to their charity of the month either. I just want to pay for the freakin' cat food and go. Is that so much to ask for?

 

bigwillq

(72,790 posts)
62. I never give my zip, phone # or e-mail if they ask at the checkout
Mon Sep 1, 2014, 05:55 PM
Sep 2014

I always say "I don't want to give it"


I have a few of those cards, which do save some money.

kcr

(15,315 posts)
72. They are annoying, but my grocery does have a nice feature
Mon Sep 1, 2014, 06:59 PM
Sep 2014

If you have a card you can scan it into a machine and it assigns you a handheald scanner and you can scan and bag your groceries as you're shopping, and you just pay at the self check out and go. It really is neat and convenient.

lunasun

(21,646 posts)
76. Just say no thank you and you do not have to give your zip code email or phone no. to purchase
Mon Sep 1, 2014, 08:53 PM
Sep 2014

Just say no thank you

William769

(55,144 posts)
82. I happen to like My Winn-Dixie card.
Mon Sep 1, 2014, 10:07 PM
Sep 2014

It has fuel perks! The last time I got gas, I got 80 cents off a gallon. Thats nothing to sneeze at.

brooklynite

(94,489 posts)
83. I don't
Mon Sep 1, 2014, 10:07 PM
Sep 2014

The stores I hold discount cards for offer discounts. The one's that I don't have a card for don't.

As for tracking your purchases, how does that affect your life?

bhikkhu

(10,715 posts)
85. I don't have a single one
Mon Sep 1, 2014, 10:16 PM
Sep 2014

fortunately the best store in our town doesn't use them, but I wonder if the other stores realize I don't shop at their places because I don't want to have to sign up and carry around another card?

davidpdx

(22,000 posts)
94. My problem is that I no longer live in the US
Tue Sep 2, 2014, 05:08 AM
Sep 2014

So when I go to visit I wouldn't really want them. I was able to sign up for a Rite Aid card without my name. The cashier was really nice about it. I gave them an old phone number. When I was done I chucked it in the bag. It came back to Korea with me and then it went straight into the recycling bin. For Fred Meyer I just used my mom's phone number (she doesn't mind).

So yes, it certainly is a pain.

Here in South Korea they have something similar, but the discount cards actually go through your mobile phone. You get points for your mobile phone bill and then there is a list of places you can use the points. The other way is through credit cards. I get points on my Samsung credit card and then use them online when I shop (in that case the points are on the billing statement).

cbayer

(146,218 posts)
95. I don't mind the cards, but I won't give anyone my email address or zip code.
Tue Sep 2, 2014, 05:16 AM
Sep 2014

Having a card is a choice. Don't like them? Don'g get one.

But I find it very annoying when someone asks me for personal information. I almost always just refuse and they have no problem with that.

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