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cali

(114,904 posts)
Sun Sep 21, 2014, 06:58 AM Sep 2014

Read This: After Surgery, Surprise $117,000 Medical Bill From Doctor He Didn’t Know

Before his three-hour neck surgery for herniated disks in December, Peter Drier, 37, signed a pile of consent forms. A bank technology manager who had researched his insurance coverage, Mr. Drier was prepared when the bills started arriving: $56,000 from Lenox Hill Hospital in Manhattan, $4,300 from the anesthesiologist and even $133,000 from his orthopedist, who he knew would accept a fraction of that fee.

He was blindsided, though, by a bill of about $117,000 from an “assistant surgeon,” a Queens-based neurosurgeon whom Mr. Drier did not recall meeting.

“I thought I understood the risks,” Mr. Drier, who lives in New York City, said later. “But this was just so wrong — I had no choice and no negotiating power.”

In operating rooms and on hospital wards across the country, physicians and other health providers typically help one another in patient care. But in an increasingly common practice that some medical experts call drive-by doctoring, assistants, consultants and other hospital employees are charging patients or their insurers hefty fees. They may be called in when the need for them is questionable. And patients usually do not realize they have been involved or are charging until the bill arrives.

<snip>

http://www.nytimes.com/2014/09/21/us/drive-by-doctoring-surprise-medical-bills.html

greedy fucker scam.

98 replies = new reply since forum marked as read
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Read This: After Surgery, Surprise $117,000 Medical Bill From Doctor He Didn’t Know (Original Post) cali Sep 2014 OP
Just one more reason why US healthcare is the most expensive in the world! B Calm Sep 2014 #1
All the ridiculous greed and not the best! n/t RKP5637 Sep 2014 #35
should be illegal JI7 Sep 2014 #2
That's some baaaad "insurance." WinkyDink Sep 2014 #3
I would think bad freeloading doctor. . B Calm Sep 2014 #4
actually, if you read the piece, BC actually paid up for the entire sham bill cali Sep 2014 #5
Yeah ... They are suing the doctors that engage in these "drive-by doctoring" ... 1StrongBlackMan Sep 2014 #25
This is a case where insurers actually have been battling for the consumers pnwmom Sep 2014 #65
I would tell.. sendero Sep 2014 #6
there's an equally- if not even more- outrageous story at the link. cali Sep 2014 #7
At the link you learn the assistant surgeon was out of network. Scary story, B Calm Sep 2014 #8
you are welcome. I find it frightening too- and infuriating. cali Sep 2014 #12
Or two years. To me $117,000 is a shitload of moola. JEB Sep 2014 #62
This happened to my wife Uben Sep 2014 #9
PA's can bill Sgent Sep 2014 #10
They were quick to drop the charge... Uben Sep 2014 #18
PA's are not 'studying to be doctors'. Aristus Sep 2014 #46
But you aren't doctors, and you aren't surgeons. Otherwise, you'd have the titles. nt MADem Sep 2014 #51
Yes. The title is 'Surgical PA.' Aristus Sep 2014 #54
They are not paid as MD/DOs. In fact, Medicare pays PAs less than 15% of a physician's Allowable Hoyt Sep 2014 #58
Thank you for that. Aristus Sep 2014 #59
I have found that PAs often take the time to actually listen to the patient. Frustratedlady Sep 2014 #74
While I'm rarely allotted more than 15 minutes per patient, I do take as much time as possible Aristus Sep 2014 #97
I agree with you completely. It is outright theft and nothing but. cali Sep 2014 #11
It is theft and fraud. joshcryer Sep 2014 #31
An orthopaedic surgeon operated on his NECK ?? pangaia Sep 2014 #13
Yes. An orthopedic surgeon operated on his NECK. Aristus Sep 2014 #47
A neurosurgeon. pangaia Sep 2014 #82
That's why the neurologist was involved MannyGoldstein Sep 2014 #56
That was my first thought, too. WillowTree Sep 2014 #64
i researched this when i was facing back surgery, and there is some overlap between orthopaedists dionysus Sep 2014 #96
We got 6 bills for our colonoscopy Doctor_J Sep 2014 #14
Our provider got wise to that racket. PeoViejo Sep 2014 #15
part of the problem is onethatcares Sep 2014 #16
And yet... Orrex Sep 2014 #22
I'm so sorry that you're having to deal with it mahina Sep 2014 #43
We were told that getting mandatory, for profit insurance SOLVED the problem. He's probably lying. Romulox Sep 2014 #17
When were you told that the ACA would end the practice ... 1StrongBlackMan Sep 2014 #30
Nonsense. We were told that the lack of mandatory, for-profit insurance WAS the problem. Romulox Sep 2014 #33
Nonsense is right! ... 1StrongBlackMan Sep 2014 #36
Thanks for the laugh. I forgot the "We need to see his tax return" from the Heritage Care Fan Club Doctor_J Sep 2014 #76
cali Diclotican Sep 2014 #19
I wish you the best of luck with your upcoming surgery, Diclotican cali Sep 2014 #21
cali Diclotican Sep 2014 #42
Best wishes with your surgery, Diclotican and... steve2470 Sep 2014 #90
steve2470 Diclotican Sep 2014 #92
Two words - 'single payer'. marble falls Sep 2014 #20
Freeloading doctors will still be charging us. B Calm Sep 2014 #98
IMO, they are committing fraud and should not only not get paid Crunchy Frog Sep 2014 #23
It makes me wonder if there is some fine print in those release forms he signed justiceischeap Sep 2014 #28
read the whole article. this is a widespread practice- and fine print or not, it's theft. cali Sep 2014 #32
I've had this happen to me twice. lisby Sep 2014 #24
Check you credit report yeoman6987 Sep 2014 #40
"Invisible Providers" Ruby the Liberal Sep 2014 #26
you must not have gotten the memo Doctor_J Sep 2014 #39
You've yet to explain how you get Lieberman to vote for more. jeff47 Sep 2014 #94
Holy Damn! TM99 Sep 2014 #53
That would be it Ruby the Liberal Sep 2014 #57
I never had a bill riverbendviewgal Sep 2014 #27
actually Obamacare is probably going to turn out to be worse than nothing Doctor_J Sep 2014 #38
Odd that the state of Vermont thinks otherwise nt karynnj Sep 2014 #41
Actually, it moved us closer. It was almost 20 years after Hillary Care was shot down, for anyone Hoyt Sep 2014 #61
Mandating that every man, woman, and child buy private insurance is NOT moving us closer Doctor_J Sep 2014 #63
Ask him and see what he says. My friend's 3 year old daughter says Obamacare rocks when she's sick. Hoyt Sep 2014 #69
Wait, did you reply to the wrong post? Doctor_J Sep 2014 #72
But that wasn't going to happen with the Republicans in Congress, and 3 year olds know it. Hoyt Sep 2014 #73
Now that IS a tricky one for a 5-year-old. Dem president, Dem senate, Dem house, Doctor_J Sep 2014 #77
Tell that to Vermont, where they are going ahead with single-payer pnwmom Sep 2014 #66
Canada did not get single payer all at one time, MoonchildCA Sep 2014 #67
They also never required for-profit insurance by law Doctor_J Sep 2014 #68
Get a non-profit plan. Hoyt Sep 2014 #70
Yes. It did. MoonchildCA Sep 2014 #71
It wouldn't happen without the ACA Sgent Sep 2014 #78
How do you get Lieberman to vote for single-payer? jeff47 Sep 2014 #95
My response to that would be The Wizard Sep 2014 #29
Guys, this is how a private market for healthcare will *always* work. What did you expect??? nt Romulox Sep 2014 #34
things will be better now that everyone has to buy private insurance Doctor_J Sep 2014 #37
It's medical providers like these, Aristus Sep 2014 #44
If we had single payer Ruby the Liberal Sep 2014 #50
Insane. If only we can get a Democratic president & a Democratic congress, this Karmadillo Sep 2014 #45
You know we one more step added to your list. nt Logical Sep 2014 #48
You would think democrats would be campaigning for this to impliment after the next election. Looks B Calm Sep 2014 #49
Er, the Dem WH and Congress are the ones who put this in place Doctor_J Sep 2014 #60
What isn't clear is exactly what is the contracted rate that the insurance company pays. It is still_one Sep 2014 #52
American exceptionalism Doctor_J Sep 2014 #75
No one is "happy" with it, but it's better than what we had by a long shot. Hoyt Sep 2014 #79
Really? The "thanks Obama" Heritage Care threads usually get dozens or hundreds of recs Doctor_J Sep 2014 #81
Bernie Sanders voted for it, the 40 million uninsured are now getting health care they didn't before still_one Sep 2014 #89
Only about 12 million are, and at the cost of a half-trillion dollar per year bribe to Big Insurance Doctor_J Sep 2014 #91
Well as long as people keep electing what they elect, yes still_one Sep 2014 #93
Where did I say I was happy with it? I just stated the way the game is set still_one Sep 2014 #87
Oh what a pile of #%^* we make, MannyGoldstein Sep 2014 #55
That is a perfect definition of our situation. Enthusiast Sep 2014 #86
they should name the blood sucker Liberal_in_LA Sep 2014 #80
This sounds like fraud. alarimer Sep 2014 #83
Did they plate the disc in solid gold? Vinca Sep 2014 #84
Kicked and recommended! Enthusiast Sep 2014 #85
The whole system is defective. bigwillq Sep 2014 #88
 

cali

(114,904 posts)
5. actually, if you read the piece, BC actually paid up for the entire sham bill
Sun Sep 21, 2014, 07:42 AM
Sep 2014

but I do think insurance companies have the power to do something about this.

 

1StrongBlackMan

(31,849 posts)
25. Yeah ... They are suing the doctors that engage in these "drive-by doctoring" ...
Sun Sep 21, 2014, 09:42 AM
Sep 2014

this is going to be interesting . Thanks.

pnwmom

(110,254 posts)
65. This is a case where insurers actually have been battling for the consumers
Sun Sep 21, 2014, 12:36 PM
Sep 2014

and where the doctors take the blame.

sendero

(28,552 posts)
6. I would tell..
Sun Sep 21, 2014, 07:45 AM
Sep 2014

.. the doctor who brought in the other doctor to pay for it, or get ready to be sued.

$117,000? what did the surgery take a month? This shit has got to stop.

 

B Calm

(28,762 posts)
8. At the link you learn the assistant surgeon was out of network. Scary story,
Sun Sep 21, 2014, 08:11 AM
Sep 2014

thank you for posting it!

Uben

(7,719 posts)
9. This happened to my wife
Sun Sep 21, 2014, 08:12 AM
Sep 2014

After her knee surgery, she noticed a bill for another surgeon in the OR. She recognized the name of the doctor....it was a PA for her orthopedist! The guy wasn't even a doctor! When she called the insurance company to complain, they said it was between her and her physician. So she called her surgeons office and asked why a PA was being charged as a surgeon in the OR. They immediately removed the charge once they had been found out. What really sucks is that the insurance company was going to pay for the guy without even verifying he was a doctor! The bill was for thousands of dollars, too! Wonder how many times they have done this? Most people probably do not go over their bills to verify the charges......my wife did.

To me, this is outright theft and deserves criminal charges.

Sgent

(5,858 posts)
10. PA's can bill
Sun Sep 21, 2014, 08:21 AM
Sep 2014

as assistant surgeons. Depending on their contract with the insurance company, they usually only get paid 75-90% of what a MD would, but they (like a nurse practitioner) are allowed to bill using physician codes.

Note, a PA is a masters or doctorate level "mid-level" provider, not a medical assistant or the like. I point this out because there has been confusion on this in the past.

Uben

(7,719 posts)
18. They were quick to drop the charge...
Sun Sep 21, 2014, 08:50 AM
Sep 2014

...and this was back in 2003 or 2004. We should be told who will be in the OR working on us and who is going to be charging us for services beforehand. A PA is NOT a doctor, he is an assistant studying to be a doctor, and you shouldn't be paid as a doctor until you have the shingle. HE was billed as a surgeon, not an assistant.

Aristus

(72,114 posts)
46. PA's are not 'studying to be doctors'.
Sun Sep 21, 2014, 10:31 AM
Sep 2014

We are fully-trained and licensed to practice medicine. PA's practice in every medical discipline that employs MD's, including surgery. We are required to demonstrate competence, just like MD's. We are required to keep our medical knowledge and skills up-to-date, just like MD's. And because the PA profession actually enjoys a great deal more mobility than doctors, many PA's you encounter may have significant training and expertise in multiple medical fields of study, such as orthopedics, cardiology, gastroenterology, and so on.

We're not water boys for the medical profession...

MADem

(135,425 posts)
51. But you aren't doctors, and you aren't surgeons. Otherwise, you'd have the titles. nt
Sun Sep 21, 2014, 10:53 AM
Sep 2014

Aristus

(72,114 posts)
54. Yes. The title is 'Surgical PA.'
Sun Sep 21, 2014, 11:22 AM
Sep 2014

And yes, we're not doctors. And we don't claim to be.

 

Hoyt

(54,770 posts)
58. They are not paid as MD/DOs. In fact, Medicare pays PAs less than 15% of a physician's Allowable
Sun Sep 21, 2014, 12:00 PM
Sep 2014

when acting as a surgical assistant. MD surgical assistans usually get about 25%.

And the physician's allowable for that surgery is probably less than $4,000 (depends on type surgery). The rest is written off. Physician and hospital charges when a patient has insurance is just a game.

Blue Cross likely does much the same.

In a lot of respects, PAs are better than MD/DOs.

Aristus

(72,114 posts)
59. Thank you for that.
Sun Sep 21, 2014, 12:08 PM
Sep 2014


There's a lot of misinformation out there regarding PA's. I try not to blame the misinformed; our profession, even after 50 years, doesn't have the same visibility as a doctor.

In the past, some rather angry and unstable posters here have lashed out at me, apparently thinking I was practicing medicine as a Medical Assistant, instead of a Physician Assistant. I was an MA for about five years before going to PA School. But I didn't practice medicine back then. (I couldn't. An MA is part of allied health, not a provider.) There were lots of irritated accusations of 'pretending to be a doctor', and so on.

So I appreciate you standing up for us...

Frustratedlady

(16,254 posts)
74. I have found that PAs often take the time to actually listen to the patient.
Sun Sep 21, 2014, 02:16 PM
Sep 2014

My cardiologist has a PA who is very attentive, whereas the dr. limits his time to 15 minutes or less. Communication is a huge part of an appointment and a patient is not always able to condense it down enough to fit into 5-10 minutes. Misinterpretations can cause some serious problems, so I'd much rather talk with a PA and let them pass on any critical symptoms to the dr.

I just came out of the University hospital of our state and could not believe how many times communication was a factor. Even after I was released, I could not make contact with the doctor to point out/remedy two mistakes in their prescriptions. I finally had to "dose" myself in the manner previously used before my hospitalization. What if I had been elderly and not alert to my medical history? I would have ended up taking 4 times the dose on one med. Scary.

I have dealt with 3 PAs and found them to be more analytic than their bosses.

Aristus

(72,114 posts)
97. While I'm rarely allotted more than 15 minutes per patient, I do take as much time as possible
Sun Sep 21, 2014, 11:37 PM
Sep 2014

with patients who have a complex problem. If a patient is just in for a medication refill or review of lab results, I can usually finish those visits quickly, freeing up extra time for the patients who need it.

Thanks for the vote of confidence...

 

cali

(114,904 posts)
11. I agree with you completely. It is outright theft and nothing but.
Sun Sep 21, 2014, 08:26 AM
Sep 2014

it's so slimy.

joshcryer

(62,536 posts)
31. It is theft and fraud.
Sun Sep 21, 2014, 09:46 AM
Sep 2014

That guy should be reported. Your wife is likely not the only one. The reversed the charges because what they did was illegal. They probably don't get many people complaining.

Aristus

(72,114 posts)
47. Yes. An orthopedic surgeon operated on his NECK.
Sun Sep 21, 2014, 10:35 AM
Sep 2014

Orthopedists treat musculoskeletal conditions. Who would you want operating on your NECK? A gastroenterologist?

 

MannyGoldstein

(34,589 posts)
56. That's why the neurologist was involved
Sun Sep 21, 2014, 11:25 AM
Sep 2014

To help ensure that the nervous system wasn't damaged.

It's pretty typical, I think.

WillowTree

(5,350 posts)
64. That was my first thought, too.
Sun Sep 21, 2014, 12:36 PM
Sep 2014

My orthopaedist, who is the surgeon of choice for other doctors in the area when it comes to lumbar and thoracic discs, won't touch cervical discs, but refers them to neurosurgeons. The man has an ego as big as all outdoors, but he knows where the boundaries are and the neck requires the specific delicate touch of a neurosurgeon. So that gave me pause.

dionysus

(26,467 posts)
96. i researched this when i was facing back surgery, and there is some overlap between orthopaedists
Sun Sep 21, 2014, 09:17 PM
Sep 2014

and nuerosurgeons when it comes to back surgery. luckily I ended up not needing the surgery, phew.

 

PeoViejo

(2,178 posts)
15. Our provider got wise to that racket.
Sun Sep 21, 2014, 08:41 AM
Sep 2014

They arranged a deal with a local Catholic Hospital run by Nuns. My last, including removing several Polyps came to less than $400.

onethatcares

(16,984 posts)
16. part of the problem is
Sun Sep 21, 2014, 08:48 AM
Sep 2014

you can't ask what a surgery is going to cost up front.

Presently, my wife is waiting on an oncologist to give us some direction, but the surgeon recommended by another

is ready to operate as soon as she can get a chemo port in and lose some weight prior to the surgery. We have no

idea what surgery to remove part of her liver, part of her bile duct and do re constructive work will cost. Not a freaking

clue and don't know who to ask either.

I went through the out of network thing with an anesthetist that worked with my orthopedic surgeon two years ago.

It was not a pleasant surprise to get a 1400.00 bill that wasn't expected at all.

Orrex

(67,062 posts)
22. And yet...
Sun Sep 21, 2014, 09:17 AM
Sep 2014

Again and again we're told that "healthcare consumers" should "shop around" for the best deal.

100% bullshit almost 100% of the time, but still that's the meme put forth.


Years ago my wife had to have an MRI, and the insurance company told us we had to call them for approval on the morning of the scan, which was scheduled for 5:45AM. So we called and were told we were ok to proceed, but that the insurer might opt not to pay for the scan after the fact.

In other words, we didn't know (and had no way to know) if we would be charged $1500 until weeks later.


And if we'd needed a second scan to confirm? Well, we'd simply be fucked.

mahina

(20,626 posts)
43. I'm so sorry that you're having to deal with it
Sun Sep 21, 2014, 10:24 AM
Sep 2014

wishing your wife healing and smooth navigation in this process for you both.

when my son was injured we went through that same free falling uncertainty so stressful on top of worrying and caregiving the last thing we need to have to worry about . In the end because of insurance, his bills came to 2k, our cap. I as was so relieved; I was expecting, I don't know, 15 20,000...unknowable.

Best luck and much aloha to you both. Peace.

Romulox

(25,960 posts)
17. We were told that getting mandatory, for profit insurance SOLVED the problem. He's probably lying.
Sun Sep 21, 2014, 08:49 AM
Sep 2014

I need to see Drier's tax return, or I saying he's lying.

 

1StrongBlackMan

(31,849 posts)
30. When were you told that the ACA would end the practice ...
Sun Sep 21, 2014, 09:46 AM
Sep 2014

Oh. I get it ... just another swipe at the ACA ... a lazy one at that.

Romulox

(25,960 posts)
33. Nonsense. We were told that the lack of mandatory, for-profit insurance WAS the problem.
Sun Sep 21, 2014, 09:49 AM
Sep 2014

We have that now. So the "problem" mentioned in the OP is obviously BS.

The man has ACCESS TO INSURANCE. That was healthcare in America's primary problem, and it's been SOLVED.

 

1StrongBlackMan

(31,849 posts)
36. Nonsense is right! ...
Sun Sep 21, 2014, 10:02 AM
Sep 2014

We were told that mandatory insurance was necessary to populate nsurance pools with health(er) consumers in order to moderate healthcare costs ... we were told NOTHING about doctors gaming the insurance companies by loading up on procedures.

 

Doctor_J

(36,392 posts)
76. Thanks for the laugh. I forgot the "We need to see his tax return" from the Heritage Care Fan Club
Sun Sep 21, 2014, 03:29 PM
Sep 2014

It's Great! It will be the president's greatest achievement!

Diclotican

(5,095 posts)
19. cali
Sun Sep 21, 2014, 09:00 AM
Sep 2014

cali

That is expenive - thanks everything what is good in this universe I live in a country with universal healt care - where I do not pay for that up front - of course I pay more taxes too.... But this is still better than this story, and so many others tell about health care in the US..

Currenty Im sceduled for a surgery - 8th next monts - and I would not worry about THAT at least....

Diclotican

 

cali

(114,904 posts)
21. I wish you the best of luck with your upcoming surgery, Diclotican
Sun Sep 21, 2014, 09:10 AM
Sep 2014

I'm glad you don't have to worry about the costs.

it's not just that it's expensive, it's that it's dishonest. As others in the thread have pointed out, it's theft.

Again, I hope everything goes well for you.

Diclotican

(5,095 posts)
42. cali
Sun Sep 21, 2014, 10:22 AM
Sep 2014

cali

Thank you - I just hope it goes as it should - with no hiccup - and I am very glad I am not to worry about the cost of the surgery too - and I agree it dishonest to do as many in the US do - surge the prize so hight that even life saving surgeries are something that you have to pay for - the rest of your life - and that you might never be healthy again because of the need to work to pay off your debt to a hospital... If americans had know - that it is possible to have a whole different way of doing health care in the US, they would revolt for a better treatment - and I do hope - for the best for everyone in the US - so they are able to get some of the same public health care as I enjoy.... Everyone should have access to health care - regardless of their wealth - or the lack of wealth... It is sick and sad to read about how it is... And even then, some say US is the best


I guess it will go rather well - the doctors have been rather good in explaining what it is about - and I have also prepped somewhat myself - reading up on the surgery I might end up having - and looking at some you tube videos - I am glad I am sleeping at that surgery...

Diclotican

steve2470

(37,481 posts)
90. Best wishes with your surgery, Diclotican and...
Sun Sep 21, 2014, 07:08 PM
Sep 2014

I'm glad you don't have to worry about the money aspect ! By the way, how is the economy in Norway ? Growing slowly ?

Diclotican

(5,095 posts)
92. steve2470
Sun Sep 21, 2014, 07:18 PM
Sep 2014

steve2470

Thank you - it is hopefully something that would elevate my kidney problems somewhat - and also make the peeing part somewhat more easy than it is today - at the moment I have a plastic thing to let the urine true - but hopefully after the surgery - I am not in need of anymore of that - and can do it naturally - it is not a very difficult surgery - but still - the possibilities is there..... So I hope the surgery who are doing the job know what he are doing

And I am glad I do not need to worry about the money aspect - as it is kind of paid already - universal health care do have it merits - it is in fact more or less a year since I got really sick - and ended up in the same hospital for 3 weeks - I survived to tell the tale, something I did after I got home.... I wrote a piece here on DU back then - and I guess many was reading it - even with the gramatical error and it all...

The economy is steady as it goes - not much to talk about but growing at a nice pace - Norway survived the crisis more or less without much problems - we have the benefit of a stable economy - and a lot of money in the bank, and the fact we live in one of the most peacefully corners of the world - no real enemies at the border - even the russians is peacefully, even if the relationship is somewhat cold at the moment - but still - it is peace...

Crunchy Frog

(28,258 posts)
23. IMO, they are committing fraud and should not only not get paid
Sun Sep 21, 2014, 09:25 AM
Sep 2014

but should also be heavily prosecuted.

The patient has contracted for the services. You can't contract when you're unconcious.

justiceischeap

(14,040 posts)
28. It makes me wonder if there is some fine print in those release forms he signed
Sun Sep 21, 2014, 09:44 AM
Sep 2014

or something... if not, then I agree, it's criminal.

 

cali

(114,904 posts)
32. read the whole article. this is a widespread practice- and fine print or not, it's theft.
Sun Sep 21, 2014, 09:47 AM
Sep 2014

lisby

(408 posts)
24. I've had this happen to me twice.
Sun Sep 21, 2014, 09:38 AM
Sep 2014

I've gotten bills from a doctor I never saw from another state who somehow was involved in my surgeries. No clue who this person was. I just flatly refused to pay it and said come try to get it. I never heard from them again.

Ruby the Liberal

(26,650 posts)
26. "Invisible Providers"
Sun Sep 21, 2014, 09:42 AM
Sep 2014

Its the latest rage.

Where I live, the ER is outsourced. The Docs are not employed by the hospital and do not accept any insurance. They direct bill, you call your insurance company, your insurance company sends you a fraction of the bill, you send them that money. Then (in my case), they send followup bills demanding the rest of the money or they will send you to collections. Then, you call the insurance company back and they send a second check - but you have to wait - because they won't cut a second check until the first check has cleared.

I went through this on 3 separate occasions this past year. The more it pissed me off, the more determined I was that I would not give them a damn dime as I paid my obligation AT the hospital per my insurance.

Add to that all of the phantom "providers" whose services are tacked on to these bills - and it is overwhelming. One visit, I saw 1 guy for all of 15 minutes total but was billed for physician services for 3.

Currently, I have a draft about this "invisible provider" issue ready to send to my state's AG office to file a complaint, but need to get the finishing touches. This thread just motivated me to dig that back up and start the editing process.

jeff47

(26,549 posts)
94. You've yet to explain how you get Lieberman to vote for more.
Sun Sep 21, 2014, 08:58 PM
Sep 2014

And then move on to how you get Nelson to vote for more. And then move on to the next 8 conservative Senators.

 

TM99

(8,352 posts)
53. Holy Damn!
Sun Sep 21, 2014, 11:20 AM
Sep 2014

I think I just got hit with this scam.

In August, I had a 'cardiac event'. I was told by my insurance and PCP which ER to go to. I did so. They kept me for 3 days. Thankfully it was due to my hormone in-balances, and my Endo and Cardio MD's were able to correct it over the last few weeks.

About a week or so ago, I get a bill in the mail for $1200.00 from an ER MD during that visit. I call them. They tell me that they never received insurance information. It was not a doctor's office. It was a billing service. I provided them the medicaid information. A week later, I get a call telling me they have not received payment and may consider collections. I call my insurance company. They tell me they covered everything except that MD. She is not on my insurance plan. She knows if she wants to get paid by them then she has to do the simple process of signing up. They can't do anything until it goes to collection. Then I can send it to my insurer for payment.

It sounds similar to what you describe, and I guess I can now expect another couple of months of hassle with this shit. Health care currently in the grand old US of A is sick joke.

Ruby the Liberal

(26,650 posts)
57. That would be it
Sun Sep 21, 2014, 11:57 AM
Sep 2014

I wrote that post before I read the article - and the article specifically mentions this outsourced ER deal about halfway through. As soon as I saw it, I sent the link to my local paper saying "this isn't LA or Chicago, this is happening RIGHT HERE" and named our local hospital.

We shall see what they do with it.

One suggestion though, don't give up fighting this. If it goes to collection before it is resolved, it will stain your credit, adding insult to injury. The more pissed I got at these people, the more I fought and it took everything I had.

I do encourage you to write a letter to your State Insurance Office (and AG if applicable). Unless this becomes a known issue - nothing will ever be done about it.

riverbendviewgal

(4,396 posts)
27. I never had a bill
Sun Sep 21, 2014, 09:44 AM
Sep 2014

Son and husband and myself saw all kinds of specalists. Had consultations and doctors consilted with other doctors. Son and husband cancer treats at least a million.

We live in Canada . I love our health care. We will never give it up. Obamacare is better than nothing but not like mine.

 

Doctor_J

(36,392 posts)
38. actually Obamacare is probably going to turn out to be worse than nothing
Sun Sep 21, 2014, 10:12 AM
Sep 2014

It has made single payer impossible for at least fifty years. Which was the whole point.

 

Hoyt

(54,770 posts)
61. Actually, it moved us closer. It was almost 20 years after Hillary Care was shot down, for anyone
Sun Sep 21, 2014, 12:25 PM
Sep 2014

to have the guts to support major coverage overhaul. We couldn't wait another 20 years if Obamacare had been defeated. That is why it is such a concocted system because Obama and supportive Democrats did everything they could to get something enacted after Republicans started obstructing. Defeat would have been catastrophic. Obamacare needs lots of work, but it got through some of the major hurdles that make future changes easier.

 

Doctor_J

(36,392 posts)
63. Mandating that every man, woman, and child buy private insurance is NOT moving us closer
Sun Sep 21, 2014, 12:29 PM
Sep 2014

to being rid of private insurance. Honestly my 5 year old grandson could work through that logic. Please, please stop that one particular lie.

 

Hoyt

(54,770 posts)
69. Ask him and see what he says. My friend's 3 year old daughter says Obamacare rocks when she's sick.
Sun Sep 21, 2014, 12:54 PM
Sep 2014

Much better than sitting in ER, knowing you can't pay the bill.

 

Doctor_J

(36,392 posts)
72. Wait, did you reply to the wrong post?
Sun Sep 21, 2014, 01:00 PM
Sep 2014
Mandatory for-profit insurance is not a step toward getting for-profit insurance out of the system

That was the point.

I'm sure your friend's daughter would be equally happy if she got care without paying her share of a CEO's 10 million dollar bonus.
 

Hoyt

(54,770 posts)
73. But that wasn't going to happen with the Republicans in Congress, and 3 year olds know it.
Sun Sep 21, 2014, 01:34 PM
Sep 2014

Better to pass something, than walk away with nothing like Hillarycare.

Besides, you aren't going to get insurers out of the game in the short-run. Heck, for-profit insurers administer traditional Medicare and Medicaid; the run Drug coverage; they run Medicare Advantage; they pay Medicare and Medicaid claims; they make medical necessity decisions; etc. It may all be under the feds guidelines, but there is no way to get them out overnight. Would be nice if we could, but it's not practical in the short-run.

 

Doctor_J

(36,392 posts)
77. Now that IS a tricky one for a 5-year-old. Dem president, Dem senate, Dem house,
Sun Sep 21, 2014, 03:35 PM
Sep 2014

and this disastrous system is somehow all the fault of the republicans.

And don't worry about Hillarycare. The candidate herself has now declared that she is against single payer. It may be the world's worst, but it's good enough for our candidate.

pnwmom

(110,254 posts)
66. Tell that to Vermont, where they are going ahead with single-payer
Sun Sep 21, 2014, 12:38 PM
Sep 2014

thanks to Obamacare.

MoonchildCA

(1,349 posts)
67. Canada did not get single payer all at one time,
Sun Sep 21, 2014, 12:38 PM
Sep 2014

and neither will we. It will be a state by state process.

ACA has opened the door to that happening, and it's starting in Vermont.

 

Doctor_J

(36,392 posts)
68. They also never required for-profit insurance by law
Sun Sep 21, 2014, 12:45 PM
Sep 2014

Vermont, a tiny state, MIGHT get SP in 2017. And nothing about the ACA made that happen.

Meanwhile Medicare was enacted in less than 3 years, and the British NHS in two. That's what happens when you have a government that works for the people instead of for the corporations.

MoonchildCA

(1,349 posts)
71. Yes. It did.
Sun Sep 21, 2014, 12:57 PM
Sep 2014

Vermont is taking advantage of the innovation waiver within the ACA, that allows states to come up with their own plans as long as they meet or exceed certain requirements. These states will make use of the federal funding, provided through the ACA, they would not have received had it not passed.

We did have to pass something while we could, and it's far from perfect. But it did indeed open the door to to single-payer. Vermont is a small state, yes, but they are simply the first to enact it. Other states have single-payer plans in the works, including California.

Sgent

(5,858 posts)
78. It wouldn't happen without the ACA
Sun Sep 21, 2014, 03:37 PM
Sep 2014

ERISA (which is the biggie) along with Medicare, Medicaid, and VA laws would have prevented effective single payer. Without that ERISA reform single payer is dead before it gets started even if the other three want to go along.

jeff47

(26,549 posts)
95. How do you get Lieberman to vote for single-payer?
Sun Sep 21, 2014, 09:08 PM
Sep 2014

And then how do you get Nelson to vote for single-payer? And then how do you get the next 8 senators to vote for single-payer?

The ACA isn't giving up on single-payer. It's moving the fight to the states. We can win in the "blue" states, and have concrete examples to destroy Republican FUD about single-payer, causing it to spread all over the country. Just like Canada got single-payer.

Let's go with your alternative instead. We put single-payer in the ACA. Lieberman and Nelson vote to maintain the filibuster. Now you have jack shit. And then you get a Republican House in 2010, thanks to the "OMG HE'S BLACK!!" caucus. Resulting in jack shit until at least 2022 thanks to Republican gerrymandering keeping the House in Republican hands.

I eagerly await your insistence that two retiring senators could be convinced to vote your way by "trying harder".

Romulox

(25,960 posts)
34. Guys, this is how a private market for healthcare will *always* work. What did you expect??? nt
Sun Sep 21, 2014, 09:50 AM
Sep 2014

Aristus

(72,114 posts)
44. It's medical providers like these,
Sun Sep 21, 2014, 10:25 AM
Sep 2014

and not like me, a primary care provider working 55 hours a week at a medical clinic serving the homeless in a run-down, one-story building in a dodgy part of town, and who hasn't had more than one week off in two years, who inspire others to call me 'greedy', 'money-crazed', and the owner of mansions and yachts.

Yeah, we're not all like this, people. In fact, most of us aren't. Or they wouldn't be writing about it in a newspaper.

Ruby the Liberal

(26,650 posts)
50. If we had single payer
Sun Sep 21, 2014, 10:49 AM
Sep 2014

Nobody would be pointing fingers at anyone. Docs are just trying to make a living, pay off their student loans and fund their malpractice premiums. Insurance companies are trying to figure out how to stay within the 15-20% max profitability clause lest they have to issue refunds. It all becomes a huge shell game of who can capture what cash someone left in a loophole.

Did the insurance companies cause this because they cut their reimbursement rates to pennies on the dollar, or did the doctors find a way of scamming the new rules? Chicken and egg.

Karmadillo

(9,253 posts)
45. Insane. If only we can get a Democratic president & a Democratic congress, this
Sun Sep 21, 2014, 10:28 AM
Sep 2014

sort of thing will be brought to a speedy end with the implementation of some form of single payer.

 

B Calm

(28,762 posts)
49. You would think democrats would be campaigning for this to impliment after the next election. Looks
Sun Sep 21, 2014, 10:42 AM
Sep 2014

like a great get out the vote issue for the midterm.

 

Doctor_J

(36,392 posts)
60. Er, the Dem WH and Congress are the ones who put this in place
Sun Sep 21, 2014, 12:21 PM
Sep 2014

or did you forget your sarcasm smilely?

 

still_one

(98,883 posts)
52. What isn't clear is exactly what is the contracted rate that the insurance company pays. It is
Sun Sep 21, 2014, 10:59 AM
Sep 2014

NEVER or very rarely the bill sent to the consumer. That is the price if the person did NOT have insurance. It is also padded, but the actual contracted rate the insurance company pays out is considerably less.

That is the game that is played. Perhaps I read it wrong, but if they wanted full disclosure it would be nice to see the following:

The Total out of pocket expenses from the Patient
The Total payment from the insurance, that is excepted as payment in full

The actual bill for an insured person means very little.

A perfect example is Medicare. For those hospitals that take Medicare payment in full, people receive statements from the healthcare facilities which represent huge bills, and yet the patient doesn't pay those, and Medicare gets a negotiated price.

That is the game.

A perfect example is out of network and in network providers. The consumer will pay less going to an in network provider than an out of network provider because of the negotiated contract the insurance company has

In this case he needs to appeal it. His insurance company should also work with him.



 

Doctor_J

(36,392 posts)
75. American exceptionalism
Sun Sep 21, 2014, 03:25 PM
Sep 2014
In this case he needs to appeal it. His insurance company should also work with him.


Unbelievable that people who call themselves democrats are happy with this piece of shit "system" we have.
 

Doctor_J

(36,392 posts)
81. Really? The "thanks Obama" Heritage Care threads usually get dozens or hundreds of recs
Sun Sep 21, 2014, 04:11 PM
Sep 2014

they sure sound happy to me.

The president will likely be best known for finishing off FDR's legacy

 

still_one

(98,883 posts)
89. Bernie Sanders voted for it, the 40 million uninsured are now getting health care they didn't before
Sun Sep 21, 2014, 06:52 PM
Sep 2014
 

Doctor_J

(36,392 posts)
91. Only about 12 million are, and at the cost of a half-trillion dollar per year bribe to Big Insurance
Sun Sep 21, 2014, 07:10 PM
Sep 2014

yippee.

Let me ask you this - how much would you consider too much to pay in overhead (non-health related costs)? Right now private insurance takes 20%, Medicare 3%. You think that's OK. What would the 20% have to change to for you to consider it too much? Plus as noted in a couple threads today, people have to beg or fight their "insurers" to get coverage, they are expected to shop around (as if they're replacing their dishwasher), and pay lots of money anyway. Do we really have to put up with this to get healthcare? If so, why are we the only ones?

 

still_one

(98,883 posts)
87. Where did I say I was happy with it? I just stated the way the game is set
Sun Sep 21, 2014, 06:45 PM
Sep 2014

Single payer or Medicare for all would be the way to go, but we did not have the votes for that, and a lot of uninsured folks can get medical care where they would have nothing otherwise. Bernie Sanders thought it was better than nothing. It is not the end, but a path to single payer

 

MannyGoldstein

(34,589 posts)
55. Oh what a pile of #%^* we make,
Sun Sep 21, 2014, 11:24 AM
Sep 2014

when at first, we practice to triangulate

America's "health care" "system" is designed to keep a group of people wealthy while pretending to help the rest of us.

We need an actual health care system, not pusilanimity.

Enthusiast

(50,983 posts)
86. That is a perfect definition of our situation.
Sun Sep 21, 2014, 06:20 PM
Sep 2014
America's "health care" "system" is designed to keep a group of people wealthy while pretending to help the rest of us.
 

alarimer

(17,146 posts)
83. This sounds like fraud.
Sun Sep 21, 2014, 05:25 PM
Sep 2014

One of the most egregious problems in our system is the "In-network" vs. "Out-of-network" costs. You can research everything before hand to find out what your costs should be, but then they "consult" with someone who is out-of-network (without checking with the patient to see if it's okay) and your bill balloons.

This is either cluelessness or outright fraud to get an obscene payday for not doing much, in the case of the assistant.

Those totals are simply outrageous to begin with. I wonder how much it costs the UK government for similar procedures in the NHS? My guess is a fraction.

Vinca

(53,920 posts)
84. Did they plate the disc in solid gold?
Sun Sep 21, 2014, 05:49 PM
Sep 2014

I can't imagine getting a bill like that. I remember being shocked at getting a bill for $2,500 from an assisting surgeon I was unaware of a couple of years ago. Something smells like "for profit" back clinic.

Enthusiast

(50,983 posts)
85. Kicked and recommended!
Sun Sep 21, 2014, 05:56 PM
Sep 2014

This is why I won't get my neck done. Or other needed surgeries. I've seen medical scams right up close.

 

bigwillq

(72,790 posts)
88. The whole system is defective.
Sun Sep 21, 2014, 06:51 PM
Sep 2014

I got a bill last month from blood work I took in January.
I don't even remember what it was for. I had a few doctor visits in Jan and Feb.
I understand their are a lot of patients, but I don't think it should take 8 months to send a bill out. I should get 8 months to pay it, but if I don't send in 30 days they will charge a late fee.

Corrupt system.

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