Should I cash out of my 401k and sell all my stocks

[sawdust]

Now that the republicans are back in the market will probably tank in the coming 6 or 8 months.

[madville]

1. Of course not

Convert the stocks over into some G bonds or a short term annuity if you want to sit tight for a couple of years, no reason to cash out and pay penalties.

I currently have mine set up where it buys 33% DJIA stocks, 34% a small cap index fund thing, and 34% federal government bonds. My employer matches up to 5% of every paycheck so it's like instant 100% profit when I contribute.

[Lochloosa]

8. This.

[Nye Bevan]

2. Don't try to time the market. You can't.

Decide on what percentage you are comfortable holding in equities (100 minus your age is one common suggestion) and stick with it. Bear in mind that this portion of your portfolio could conceivably fall by 30 or 40 percent, as in 2008-2009, but if this happens you should not panic and sell, you should stick with your allocation, rebalancing every quarter to maintain it.

[NRaleighLiberal]

3. Look at the Dow or S&P plot over the long haul

there are drops, and there are spikes, but the overall slope is positive. 401K is not for timing or short term juggling - and if you cash out, you end up losing a big chunk in taxes.

[belzabubba333]

4. tag

[Ishoutandscream2]

5. Excellent point.

Republicans are bad for the markets.

[abakan]

7. Bad for markets

and all living things.

[kansasobama]

6. Not yet

Do not do that yet...

If all branches go GOP, then move it to money market.

At this time, we have to wait. We do not know what is going to happen.

If they come up with a tax reform that looks too good to be true and the math does not add up, then gradually move it to money market. Leave 50% in stock. If GOP wins in 2016, move all to money market.

Later on, move it to stocks, when all three branches go Dem.

I have made more money doing this. Do not SELL.

[sawdust]

11. Thank you

Well worth consideration

[Skink]

9. Obama has presided over a 10,000 point rise

In the DJIA.

I moved all the gains to bond funds for now. Planning on swooping down and buying up things after the crash

[sawdust]

10. Now that sounds like a plan

think I'll join ya!

[backwoodsbob]

20. that is exactly what I did

went 100% stable fund about two months ago.When the downswing occurs I'll buy back in at about 13k

[former9thward]

12. Republicans are not "back in".

Obama is President for the next two years. If the president is responsible for the stock market and the economy then he is responsible for whatever happens in the next two years. BTW I reject that theory. The president and government in general has little effect on the stock market and only a small effect on the economy.

[sawdust]

15. And what planet

did you say you were from?

[former9thward]

17. Not yours, thank god.

I expect you will beam up shortly. Safe trip.

[Boom Sound 416]

13. 85 billion a month pumped in from the fed

Be out before it stops

[former9thward]

18. It has stopped.

At the end of October.

The Federal Reserve said it would end its long-running bond-purchase program, concluding a historic experiment that stirred disagreement among policy makers, economists and investors about its impact even though the central bank said it helped accomplish its goal of reducing unemployment.

The program ends with mixed reviews. While it clearly didn’t cause the inflation outbreak some predicted, it also didn’t clearly lead to a surge of economic output or hiring.

http://online.wsj.com/articles/fed-ends-bond-buys-sticks-to-0-rate-for-considerable-time-1414605953

[Boom Sound 416]

19. They've had the meeting anyway

From Reuters

"The Fed will continue reinvesting the proceeds of securities that mature each month, meaning its balance sheet will remain intact for the time being."

[former9thward]

22. They are no longer infusing a 'new' 85 billion a month.

They started winding that down in January and now it has stopped.

[Boom Sound 416]

23. And the market is holding.

I just figured business would scream bloody murder.

Thanks for the news

[Warren Stupidity]

14. We are at the tail end of a bull market.

Regardless of who runs congress, a bear market is in the future.

[yeoman6987]

16. You forgot your sarc tag

Because there is no way you could be serious. I started investing in 1987 and have never sold a single share of anything and I have been through a bunch of ups and downs over the years. But I continue my monthly deductions just the same. The only ones who I ever heard lose money were those that sold their portfolio. Don't do it! Your future depends on it.

[hack89]

21. That's when you want to buy. Nt