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Yavin4

(35,421 posts)
Fri Nov 14, 2014, 04:34 PM Nov 2014

Prediction: Here's what the Republicans will offer as "health insurance" and what will happen.

The Republican alternative will be the following:

(1) Allow policies to be sold across state lines.
(2) Prohibit lawsuits to insurance companies that sell across state lines
(3) Prohibit states from regulating these policies
(4) Prohibit any disclosure laws about these policies or the companies that sell them

What will happen

(1) Some red state (or states) will completely de-regulate health insurance companies operating in their state
(2) Cheap "policies" wil be sold to people across the country. Even businesses will buy them for their employees.
(3) People will buy these by the bundles
(4) When people go to use the insurance, they will find that their provider(s) won't take it.
(5) Hospitals will refuse to accept it.
(6) Medical expenses won't be reimbursed.
(7) Companies that sold the insurance will declare bankruptcy and escape all liability.
(8) No one will be able to sue. See point 2 above.
(9) People who bought the policies will be shit-out-of-luck with no place to turn.
(10) The sick won't get care because their policies are fradulent.
(11) The people running the schemes will be living the good life and escape any criminal prosecution.

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Prediction: Here's what the Republicans will offer as "health insurance" and what will happen. (Original Post) Yavin4 Nov 2014 OP
The irony of "states rights" protests by the GOP.... AZ Mike Nov 2014 #1
Their argument would be that states are free to regulate any industry in their state Yavin4 Nov 2014 #2
Insurance companies as supra-jurisdictional entities? AZ Mike Nov 2014 #4
(12) Conserviative voters will blame it all on "Obamacare" anyway arcane1 Nov 2014 #3
(1) Allow policies to be sold across state lines. airplaneman Nov 2014 #5
Exactly. Yavin4 Nov 2014 #6
And they'll allow banks to sell these policies. bluesbassman Nov 2014 #7
Sounds like Banking Industry under Bush Drahthaardogs Nov 2014 #8

AZ Mike

(468 posts)
1. The irony of "states rights" protests by the GOP....
Fri Nov 14, 2014, 04:41 PM
Nov 2014

....is that federal legislation to allow the sale of insurance across state lines is a total usurpation of individual states rights to regulate its industries. You probably are pretty accurate in your predictions.

Yavin4

(35,421 posts)
2. Their argument would be that states are free to regulate any industry in their state
Fri Nov 14, 2014, 04:43 PM
Nov 2014

But they cannot force a company from outside their state to be subjected to that state's regulations.

airplaneman

(1,239 posts)
5. (1) Allow policies to be sold across state lines.
Fri Nov 14, 2014, 08:14 PM
Nov 2014

I remember when this promise about energy companies was going to be the solution to all our problems and then along came ENRON.
-Airpalne

bluesbassman

(19,360 posts)
7. And they'll allow banks to sell these policies.
Sat Nov 15, 2014, 05:52 AM
Nov 2014

Can't forget to let the banktsers get a piece of the action.

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