Poor ole Mitch..still railing about those millions who lost the coverage they liked

[SoCalDem]

What's NOT said is that the coverage they liked (those famous $50 a month premiums) was BULLSHIT coverage, that too many people bought while they were healthy and luckily (for them) , and had never actually tested that "coverage".

Every time I hear this old canard, I am reminded of the endless arguments we had when our eldest was 16 and had just gotten his drivers' license. He HATED us for making him pay the amount that OUR coverage (including him) went UP.

I reminded him that even though California only required 5K liability, WE required full coverage...and that HIM driving was of NO benefit to US.. and how if he was in an accident with a car worth more than $5k we would all be in deep shit..

Of course when he grew up and moved out on his own, he continued that tip-top coverage because he figured out that the $50 policy was worthless, and he now had things that mattered to him and did not want to lose them in a lawsuit..

Any thinking person would have to realize that a medical insurance policy that costs less than dinner out and a Starbucks afterwards HAS to be a pretty sucky policy.

The sad thing about medical insurance is that the only time the details really matter is when you really NEED the policy to cover you, and by then it's too late to do anything but try to borrow money to pay what insurance did not pay.

[randys1]

1. Yes, as someone who knows what they are talking about, let me set this TO REST

The policy you could NOT keep was a policy that did NOT meet the minimum requirements

AND

One of the REASONS for ACA was to eliminate those bad policies.

Trust me, many of you reading this may have had one and didnt even know it.

So, I am still looking for the President's first lie

[sharp_stick]

2. Absolutely

So many people with those old catastrophic insurance plans had no idea what they actually covered until they tried to go see a doctor.