HomeLatest ThreadsGreatest ThreadsForums & GroupsMy SubscriptionsMy Posts
DU Home » Latest Threads » Forums & Groups » Main » General Discussion (Forum) » My health insurance costs

Fri May 25, 2012, 09:37 AM

 

My health insurance costs

I am 55 and have put in 21 years of service where I work (public works).
My wife is 53.

We have the ability now to retire except for one thing...health insurance cost.
I have no retirement health benefits except for the ability of staying enrolled at full cost in my workplace's plan.
Since we both have had, and have, medical issues that prohibit us from venturing outside that "umbrella" due to insurance corporations denying us coverage for preexisting conditions.

I am hoping the SCOTUS does not screw up "Obamacare" and that he is reelected with a Dem majority in Congress or else I guess I work until my wife reaches 65?

We own a modest townhome and a bit of savings we do not want to risk by going uninsured.

This country's lack of affordable access to health care is sickening and I am not sure how, even with the reform enacted, that will change too much. I'd love to "get out of the way" and make room for other's at work to move up.


Here is what we are looking at if we retire now...and that cost goes up every year:


Rates for 2012 (per month) based on employee plus 1 dependent; they expire on 11/30/2012:

Retiree

Anthem POS .......$1,986.59

Anthem HMO .......$1,714.64

Kaiser .......$1,538.31

Blue Card (out of area) .......$1,947.25



COBRA

Anthem POS.......$1,305.76

Anthem HMO.......$918.90

Kaiser.......$951.17

Blue Card (out of area).......$2,434.28

5 replies, 1793 views

Reply to this thread

Back to top Alert abuse

Always highlight: 10 newest replies | Replies posted after I mark a forum
Replies to this discussion thread
Arrow 5 replies Author Time Post
Reply My health insurance costs (Original post)
SHRED May 2012 OP
NNN0LHI May 2012 #1
shcrane71 May 2012 #2
SHRED May 2012 #3
Levi123 May 2012 #4
area51 May 2012 #5

Response to SHRED (Original post)

Fri May 25, 2012, 10:00 AM

1. recommended

Reply to this post

Back to top Alert abuse Link here Permalink


Response to SHRED (Original post)

Fri May 25, 2012, 11:51 AM

2. Healthcare premiums are the same as a house payment per month.

How is that even economically efficient? If small businesses are the engine of our economy, how can anyone have a house payment and a health insurance premium payment that is necessary in starting one's own business?

This is just ridiculous.

Reply to this post

Back to top Alert abuse Link here Permalink


Response to shcrane71 (Reply #2)

Fri May 25, 2012, 12:00 PM

3. and a high cost to taxpayers

 

We pay through the nose for outrageous private corporate insurance via the public sector.

Reply to this post

Back to top Alert abuse Link here Permalink


Response to SHRED (Original post)

Tue May 29, 2012, 02:13 AM

4. Spam deleted by gkhouston (MIR Team)

 

Reply to this post

Back to top Alert abuse Link here Permalink


Response to SHRED (Original post)

Tue May 29, 2012, 02:05 PM

5. Kick for an important issue. n/t

Reply to this post

Back to top Alert abuse Link here Permalink

Reply to this thread