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NightWatcher

(39,343 posts)
7. I just need to verify the street name of your mother's first grade teacher
Mon May 2, 2016, 03:25 PM
May 2016

I get my credit monitoring for free because of several recent hacks.

MiniMe

(21,716 posts)
6. Thanks, I know there are a few fake ones that are close to that name too.
Mon May 2, 2016, 03:24 PM
May 2016

Knew one of my DU peeps could help me out.

nilram

(2,888 posts)
9. You can get all three at once, or space them out over the year
Mon May 2, 2016, 03:31 PM
May 2016

I like to space them out, though I often forget to do it...

 

bunnies

(15,859 posts)
5. I highly recommend creditkarma.com
Mon May 2, 2016, 03:23 PM
May 2016

They update two of the three major reporting agencies every week. And its free. Ive been using it for years. I love it.

LeftofObama

(4,243 posts)
10. Another vote for creditkarma.com
Mon May 2, 2016, 03:32 PM
May 2016

If you see something on there that's not correct you can let them know and they will help you get it fixed. They will check your scores with TransUnion and Equifax. If there's a difference between the two just tell them about it and they'll help you get it fixed.

whatthehey

(3,660 posts)
11. My bank and one of my credit cards offers this
Mon May 2, 2016, 03:34 PM
May 2016

Yes BTW stay away from anyone who advertises on TV etc. Where do you think they get their revenue?
ETA WF bank (their mobile app offers instant FICO) and Chase Freedom

Trailrider1951

(3,414 posts)
16. If you pull your credit report, it does not affect your score
Mon May 2, 2016, 04:36 PM
May 2016

If a bank, car finance office, mortgage broker, etc. pulls your credit report, it can affect your score. Many credit pulls in the last 2 years = lower score.

 

NuclearDem

(16,184 posts)
14. Here:
Mon May 2, 2016, 04:19 PM
May 2016
https://www.annualcreditreport.com/index.action

I wouldn't trust any other site like "freecreditreport" or "CreditKarma." The FTC linked directly to the site I just provided.
 

Kelvin Mace

(17,469 posts)
17. AnnualCreditReport.com
Mon May 2, 2016, 04:54 PM
May 2016

Is the official site for for free credit reports. You can get a two of your three credit scores (Equifax and TU) from CreditKarma.com.

No strings, but they will offer you the opportunity to sign up for new cards. Avoid the temptation.

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