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MarianJack

(10,237 posts)
Thu Jul 5, 2012, 11:39 PM Jul 2012

The DU community has supported my family & I through a lot of BS, so now, some GREAT news to share!

My wife and I will always be very grateful for the support, kind words and good vibes we've received from our DU community through some HORRIFIC times recently. Some of those are here:

http://www.democraticunderground.com/1002282915

http://www.democraticunderground.com/1002311756

http://www.democraticunderground.com/1002514497

I remember several years ago when Kephra passed on, Plaid Adder made the comment that we are a cyber "family" and we need to let each other know about the goods & bads of our lives. I wholeheartedly agreed, and continue to agree, with her.

After all the bad news BS I've shared with you these past few months, now for something truly wonderful!

My wife and I reached an agreement to buy a house tonight.

I know that many here have a very low opinion of home ownership, but both of us have always been of the home ownership mentality. We had a house in the Philly suburbs before we moved here 10 years ago. We've been living in rentals (sometimes really crappy rentals) for most of the last 10 years. for 7 months of 2009 we were homeless and living in a 9 unit transitional apartment house where there were 2 drug dealers and a woman who, shall we say, rendered professional services and a family who was hiding their fugitive sister-in-law in their apartment.

After my recently concluded 10 month nightmare of unemployment, we thought that we were at least a year from this. We were looking for a house to rent or lease/purchase in the city where my wife works. Our Realtor suggested that we talk to a mortgage broker to see what we may be able to qualify for when we would qualify. We found out that we qualified under my wife's income and job for a mortgage of the size that we wanted.

As of mid-August, we will move into a 3 bedroom, 1 bath (for now) ranch with an attached garage in 1/3 of an acre of land and within walking distance of a beautiful residents and guests only lake/beach. We will also be within walking distance of our son's new school (that has a sterling reputation) and some FINE ice cream, pizza and roast beef restaurants. We believe that this will be our final move. We believe that we will buy this house but our son will sell it in about 30 or 40 years when we leave the house feet first.

If I can master the technology, I'll post a picture after closing!

Our mortgage payment will be less than our monthly rent for a 600 sq. foot 2 bedroom apartment. Our combined round trips to work will be about 200 miles less every week. Our auto insurance and home owner's insurance will be less than our current auto & renter's insurance.

You've shared some very dark and difficult times with me and have been a great support to my family and I. For all of the faults and squabbles that we may get into in this community, DU is fabulous at coming together for it's membership in time of need.

Please allow us to share our joy with you tonight!

PEACE!

108 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
The DU community has supported my family & I through a lot of BS, so now, some GREAT news to share! (Original Post) MarianJack Jul 2012 OP
That is great news. sabrina 1 Jul 2012 #1
Thank you, sabrina 1! MarianJack Jul 2012 #2
Good news to sleep on! hedgehog Jul 2012 #3
That is, hedgehog,... MarianJack Jul 2012 #5
I'm rather new here permatex Jul 2012 #4
Thank you, permatex, and... MarianJack Jul 2012 #6
That's GREAT to hear, MJ pinboy3niner Jul 2012 #7
Thanks, pinboy3niner! MarianJack Jul 2012 #9
Best of luck to you! n/t Paka Jul 2012 #8
Thanks, Paka! MarianJack Jul 2012 #11
Glad to hear your good news! woodsprite Jul 2012 #10
At least, woodsprite,... MarianJack Jul 2012 #12
Great Oldtimeralso Jul 2012 #13
Thank you! MarianJack Jul 2012 #15
Somehow, this reminds me of this: malthaussen Jul 2012 #14
Thanks, malthaussen! MarianJack Jul 2012 #17
Great news............ Smilo Jul 2012 #16
What will make the house into our home is... MarianJack Jul 2012 #18
I am so very very happy for you. Mira Jul 2012 #19
Thanks Mira! MarianJack Jul 2012 #20
Congrats! Tarheel_Dem Jul 2012 #21
Thanx, Tarheel_Dem! MarianJack Jul 2012 #32
awesome. I love my house so much it seems like my brother or something. Good for you! roguevalley Jul 2012 #22
Thanks, rougevalley! MarianJack Jul 2012 #33
So glad things are looking up for you and yours. AtomicKitten Jul 2012 #23
Thank you, AtomicKitten! MarianJack Jul 2012 #34
I'm always pleased to hear that someone is buying a house. Especially now. Interest rates are Booster Jul 2012 #24
Thank you, Booster! MarianJack Jul 2012 #35
DUer DUes Good! longship Jul 2012 #25
Nice wording! MarianJack Jul 2012 #36
k&r... spanone Jul 2012 #26
Thanx, spanone! MarianJack Jul 2012 #37
I am so happy for both of you...we get this one short life to do what we will.... Rowdyboy Jul 2012 #27
Gracias, Rowdyboy! MarianJack Jul 2012 #38
Best wishes on your new adventure! freshwest Jul 2012 #28
Thank you, freshwest! MarianJack Jul 2012 #39
congrats!!!! madrchsod Jul 2012 #29
True about the possible downsides,... MarianJack Jul 2012 #40
Good news indeed, MarianJack. Best of luck to you and your family. AverageJoe90 Jul 2012 #30
Thank you, AverageJoe90, and... MarianJack Jul 2012 #41
My best wishes for you DFW Jul 2012 #31
Much continued happiness in your European Home, DFW! MarianJack Jul 2012 #42
Nature was indeed very generous to my wife in the genes category DFW Jul 2012 #91
Happy for you but please find and hire your own home inspector NNN0LHI Jul 2012 #43
I'm sorry about what happened to your friend. MarianJack Jul 2012 #46
I'm thrilled to hear someone is doing well Kaleko Jul 2012 #44
I'm always an optimist, so... MarianJack Jul 2012 #47
Awesome news. n/t FSogol Jul 2012 #45
Thanks, FSogol! MarianJack Jul 2012 #48
This sounds like a dream come true! lunatica Jul 2012 #49
Thanks, lunatica! MarianJack Jul 2012 #50
Very happy for you and your family! Greybnk48 Jul 2012 #51
Thank you, Greybnk48! MarianJack Jul 2012 #52
I'm very touched by your good news! pacalo Jul 2012 #53
Thank you, pacalo! MarianJack Jul 2012 #54
Peace & Joy to you all. Nt xchrom Jul 2012 #55
Thank you for your good wishes, xchrom! MarianJack Jul 2012 #61
homeownership still rocks! Good for you. Nothing like living in your own digs. Liberal_in_LA Jul 2012 #56
Another thing my Mom used to say is... MarianJack Jul 2012 #67
Congratulations! nt Honeycombe8 Jul 2012 #57
As my Mom used to say,... MarianJack Jul 2012 #62
Super! So happy things are going well! :^) GreenPartyVoter Jul 2012 #58
Thanks, GreenPartyVoter. MarianJack Jul 2012 #63
Well, you know your rental market Warpy Jul 2012 #59
We don't forget where we came from. MarianJack Jul 2012 #64
Truly wonderful news. Peace and blessings for your new home, and new beginnings. nt riderinthestorm Jul 2012 #60
Thank you, rideinthestorm. MarianJack Jul 2012 #65
Congratulations, Jack Bertha Venation Jul 2012 #66
Thank You, Bertha Venation! MarianJack Jul 2012 #68
Happy Dance time. . . ChazII Jul 2012 #69
Thanks, ChazII. MarianJack Jul 2012 #71
Not dancing ChazII Jul 2012 #93
This is great news, Jack! Brigid Jul 2012 #70
Thank you, Brigid. MarianJack Jul 2012 #72
Great news malaise Jul 2012 #73
Thanks, malaise. MarianJack Jul 2012 #76
wonderful news. Keep us up on the move. rurallib Jul 2012 #74
We'll be BBQing the first nice weekend! MarianJack Jul 2012 #77
Oh Hell Yeah! DearAbby Jul 2012 #75
Thank you, DearAbby! MarianJack Jul 2012 #78
Congrats on your new home! HappyMe Jul 2012 #79
Thank you, HappyMe! MarianJack Jul 2012 #84
Congrats! greytdemocrat Jul 2012 #80
Since we moved to Maine 10 years ago,... MarianJack Jul 2012 #85
**happy** irisblue Jul 2012 #81
We ARE happy dancing! MarianJack Jul 2012 #86
Oh, MarianJack! Congratulations! kaiden Jul 2012 #82
If I can figure the technology out,... MarianJack Jul 2012 #88
good to hear grantcart Jul 2012 #83
Thanx, grantcart! MarianJack Jul 2012 #89
Delighted to share your joy! nt goclark Jul 2012 #87
We're delighted to share it! MarianJack Jul 2012 #90
Congratulations! You deserve it. Buns_of_Fire Jul 2012 #92
When I read your response to my wife, she said... MarianJack Jul 2012 #95
Excellent. I'm glad to hear it. nt MineralMan Jul 2012 #94
Thanks, MineralMan! MarianJack Jul 2012 #96
I am very glad for you and your family! Spazito Jul 2012 #97
This will be... MarianJack Jul 2012 #99
so happy to hear this! Bluerthanblue Jul 2012 #98
It's a joy to share! MarianJack Jul 2012 #100
nice to read a post like this for a change - congrats! DrDan Jul 2012 #101
It's nice to post like this for a change. MarianJack Jul 2012 #102
I'm so happy to read this. badhair77 Jul 2012 #103
Thank you for your kind wishes, badhair77! MarianJack Jul 2012 #104
Congrats! Quantess Jul 2012 #105
Thanks, Quantiss! MarianJack Jul 2012 #107
I am so happy for you Marrah_G Jul 2012 #106
Thank you, Marrah_G! MarianJack Jul 2012 #108
 

permatex

(1,299 posts)
4. I'm rather new here
Thu Jul 5, 2012, 11:50 PM
Jul 2012

but this is fantastic news. I'm glad things are finally working out for you and your family.

Peace be with you.

pinboy3niner

(53,339 posts)
7. That's GREAT to hear, MJ
Thu Jul 5, 2012, 11:54 PM
Jul 2012

Congratulations! And enjoy your new home--you guys deserve it!

Wishing you the best...

Love & Peace,
pinboy3niner

woodsprite

(11,912 posts)
10. Glad to hear your good news!
Thu Jul 5, 2012, 11:56 PM
Jul 2012

Home ownership is work, but it soooo beats pouring your
money into rentals if you're the least little bit handy. It's
Great that it's in such a good location and has decent schools.

MarianJack

(10,237 posts)
12. At least, woodsprite,...
Fri Jul 6, 2012, 12:00 AM
Jul 2012

...it's work we'll be doing for ourselves! Thanks for your kind words!

As far as the location, it's a little town called Winthrop. We've wanted to go there since we moved here to Maine 10 years ago.

PEACE!

Oldtimeralso

(1,937 posts)
13. Great
Fri Jul 6, 2012, 12:17 AM
Jul 2012

I hope that this leads to more stability in your life and helps you get gainfully employed. I was medically disqualified by my employer on my 59th birthday, but I really was disabled and hoping to make my 60th birthday. I was lucky in the fact that it only took 9 months to be placed on disability, mainly due to the fact of my employers disqualification.

Smilo

(1,944 posts)
16. Great news............
Fri Jul 6, 2012, 12:30 AM
Jul 2012

hope you and yours will be very happy and be able to make your house into a home very quickly.

MarianJack

(10,237 posts)
18. What will make the house into our home is...
Fri Jul 6, 2012, 12:35 AM
Jul 2012

...the presence of a family that genuinely loves each other; my wife, son, me and our 2 furry boys (our cats, Spirit & Oreo)!

Thank you for your good wishes!

PEACE!

Mira

(22,380 posts)
19. I am so very very happy for you.
Fri Jul 6, 2012, 12:35 AM
Jul 2012

congratulations!

Above all, I understand the feeling of accomplishment, and the knowing that it is a new day for you to make the best of.
Thanks for sharing your enthusiasm, it's a big important day.
Independence day just got a whole new meaning for you.

 

AtomicKitten

(46,585 posts)
23. So glad things are looking up for you and yours.
Fri Jul 6, 2012, 12:44 AM
Jul 2012

after life has kicked you around, home is where the heart is

MarianJack

(10,237 posts)
34. Thank you, AtomicKitten!
Fri Jul 6, 2012, 06:34 AM
Jul 2012

That's a great graphic. One funny thing is that one of our crappiest rentals was a mobile!

PEACE!

Booster

(10,021 posts)
24. I'm always pleased to hear that someone is buying a house. Especially now. Interest rates are
Fri Jul 6, 2012, 12:44 AM
Jul 2012

lower than I can remember, not to mention the prices of houses today. You will never regret it and I wish you all the best in your new house. I think you deserve a break and this is a really good one. Can't wait for pics. Congrats.

MarianJack

(10,237 posts)
35. Thank you, Booster!
Fri Jul 6, 2012, 06:36 AM
Jul 2012

You'd be amazed if you knew what we're going to pay for this place. Let's just say that up here in Maine, the prices are low as well as the interest rates.

PEACE!

Rowdyboy

(22,057 posts)
27. I am so happy for both of you...we get this one short life to do what we will....
Fri Jul 6, 2012, 01:16 AM
Jul 2012

I feel that over the years I've shared everything with you guys and I'm happy to be here tonight.

madrchsod

(58,162 posts)
29. congrats!!!!
Fri Jul 6, 2012, 01:34 AM
Jul 2012

yes home ownership is cheaper than renting. it has it`s downside sometimes but it is worth the problems.

MarianJack

(10,237 posts)
40. True about the possible downsides,...
Fri Jul 6, 2012, 06:44 AM
Jul 2012

...but at least they'll be OUR downsides!

Thank you madrchsod!

PEACE!

DFW

(54,365 posts)
31. My best wishes for you
Fri Jul 6, 2012, 02:16 AM
Jul 2012

And may your feet first departure be far, far in the future!

After a LOT of moving around, my wife and I bought our German house 22 years ago at the tender age of 38. I always intended to move back to the USA permanently at some point, thought probably not back to Texas or Virginia (always liked New England). But after 22 years, the roots are becoming a little thick, and my wife's roots are here already (family genealogy going back to the year 1473! welcome to Europe).

MarianJack

(10,237 posts)
42. Much continued happiness in your European Home, DFW!
Fri Jul 6, 2012, 06:49 AM
Jul 2012

Didn't you post some photos of your wife some time ago? She's very lovely so I can say that you & I have wonderful wives in common!

PEACE!

DFW

(54,365 posts)
91. Nature was indeed very generous to my wife in the genes category
Sat Jul 7, 2012, 10:08 AM
Jul 2012

Having a wonderful partner makes it a LOT easier to withstand difficult times.

NNN0LHI

(67,190 posts)
43. Happy for you but please find and hire your own home inspector
Fri Jul 6, 2012, 07:03 AM
Jul 2012

There are some real scumbags out there with no morals whatsoever.

Friend of mine retired about the same time as I did and he moved to Louisiana and used all his savings to purchase a house there.

He found out a short time later that the house was full of termites and needed to be torn down there was so much damage.

He blew his brains out after he received the news.

Home ownership is great. Just need to be careful.

Don

MarianJack

(10,237 posts)
46. I'm sorry about what happened to your friend.
Fri Jul 6, 2012, 07:02 PM
Jul 2012

Our home inspector is going to be a friend of my wife's best friend.

We have confidence in her and we're glad to be giving our business to a woman inspector.

PEACE!

Kaleko

(4,986 posts)
44. I'm thrilled to hear someone is doing well
Fri Jul 6, 2012, 04:25 PM
Jul 2012

amidst the avalanche of troubling news that is DU on any given day.

Thank you for spreading your gratitude and appreciation. It's infectious and we're catching it here

MarianJack

(10,237 posts)
47. I'm always an optimist, so...
Fri Jul 6, 2012, 07:04 PM
Jul 2012

...I believe that good times are coming for us all.

Thank you.

PEACE!

lunatica

(53,410 posts)
49. This sounds like a dream come true!
Fri Jul 6, 2012, 07:11 PM
Jul 2012

I'm delighted for you! You certainly deserve something this good after what you've been through.

MarianJack

(10,237 posts)
67. Another thing my Mom used to say is...
Fri Jul 6, 2012, 09:51 PM
Jul 2012

...if you put a nail in the wall, it's YOURS!

Thanks, Liberal_in_LA.

PEACE!

MarianJack

(10,237 posts)
62. As my Mom used to say,...
Fri Jul 6, 2012, 09:37 PM
Jul 2012

...there's nothing like the feeling of your feet on your own floor under your own table.

Thanks, Honeycombe8!

PEACE!

Warpy

(111,253 posts)
59. Well, you know your rental market
Fri Jul 6, 2012, 09:22 PM
Jul 2012

so you know whether or not that PITI every month will be an adequate hedge against rising rent no matter whether you're underwater or not.

You see, that's what makes home ownership appealing even now with an unstable market, having that hedge against rising prices (and unreasonable landlords, insane neighbors, and the rest of the delights of apartment living).

I sincerely hope you never have to repeat 2009 and the economic horror show you've been through. My own horror show lasted from 2002-2006. Just when everybody else was sliding into disaster, my own status got pretty good and has remained so.

Just never forget what it was like on the bottom. I know I won't and I do look for opportunities to give others a hand. If we all do that as our condition improves, maybe we can pull ourselves out of this mess with help from a Democratic Congress.

MarianJack

(10,237 posts)
64. We don't forget where we came from.
Fri Jul 6, 2012, 09:45 PM
Jul 2012

2 reasons, one is to always give back and the other is to NEVER go back.

Hopefully a new democratic congress will hav some sand and not worry about rush limbooger huffing at them.

PEACE!

ChazII

(6,204 posts)
93. Not dancing
Sat Jul 7, 2012, 10:17 AM
Jul 2012

is fine with me. I am a horrible dance and did the kind you see Ellen do as she goes up the aisles on her show.

MarianJack

(10,237 posts)
77. We'll be BBQing the first nice weekend!
Sat Jul 7, 2012, 08:47 AM
Jul 2012

Our tentative closing is 8/24 but I'm hoping that we'll be able to close by the 10th. That way, we'll be in that weekend and in time for our 14th wedding anniversary (the 15th). We;d also probably be in before our son comes back from visiting my in-laws in PA, but now he's growing so damn fast that HE may be the strongest member of the family!

I'll grill a burger for you. My son will probably eat it though. At 12, he eats EVERYTHING!

PEACE!

kaiden

(1,314 posts)
82. Oh, MarianJack! Congratulations!
Sat Jul 7, 2012, 09:29 AM
Jul 2012

There is no better feeling in the world than to know that the house you walk into each night is the home you own. Best wishes and be sure to post lots and lots of photos!

MarianJack

(10,237 posts)
95. When I read your response to my wife, she said...
Sat Jul 7, 2012, 10:35 AM
Jul 2012

...a box of Corona!

As for me, I'll stick to my Pepsi. I stopped drinking because I got tired of taking my pants off over my head!

PEACE!

badhair77

(4,217 posts)
103. I'm so happy to read this.
Sat Jul 7, 2012, 11:53 AM
Jul 2012

May you and your family enjoy a long, peaceful life there.

It's great to see good news!

MarianJack

(10,237 posts)
108. Thank you, Marrah_G!
Sat Jul 7, 2012, 07:54 PM
Jul 2012

My wife and I went looking at paint samples and house knick-knacks today. We had a lot of anticipatory fun!

PEACE!

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