General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsThe DU community has supported my family & I through a lot of BS, so now, some GREAT news to share!
My wife and I will always be very grateful for the support, kind words and good vibes we've received from our DU community through some HORRIFIC times recently. Some of those are here:
http://www.democraticunderground.com/1002282915
http://www.democraticunderground.com/1002311756
http://www.democraticunderground.com/1002514497
I remember several years ago when Kephra passed on, Plaid Adder made the comment that we are a cyber "family" and we need to let each other know about the goods & bads of our lives. I wholeheartedly agreed, and continue to agree, with her.
After all the bad news BS I've shared with you these past few months, now for something truly wonderful!
My wife and I reached an agreement to buy a house tonight.
I know that many here have a very low opinion of home ownership, but both of us have always been of the home ownership mentality. We had a house in the Philly suburbs before we moved here 10 years ago. We've been living in rentals (sometimes really crappy rentals) for most of the last 10 years. for 7 months of 2009 we were homeless and living in a 9 unit transitional apartment house where there were 2 drug dealers and a woman who, shall we say, rendered professional services and a family who was hiding their fugitive sister-in-law in their apartment.
After my recently concluded 10 month nightmare of unemployment, we thought that we were at least a year from this. We were looking for a house to rent or lease/purchase in the city where my wife works. Our Realtor suggested that we talk to a mortgage broker to see what we may be able to qualify for when we would qualify. We found out that we qualified under my wife's income and job for a mortgage of the size that we wanted.
As of mid-August, we will move into a 3 bedroom, 1 bath (for now) ranch with an attached garage in 1/3 of an acre of land and within walking distance of a beautiful residents and guests only lake/beach. We will also be within walking distance of our son's new school (that has a sterling reputation) and some FINE ice cream, pizza and roast beef restaurants. We believe that this will be our final move. We believe that we will buy this house but our son will sell it in about 30 or 40 years when we leave the house feet first.
If I can master the technology, I'll post a picture after closing!
Our mortgage payment will be less than our monthly rent for a 600 sq. foot 2 bedroom apartment. Our combined round trips to work will be about 200 miles less every week. Our auto insurance and home owner's insurance will be less than our current auto & renter's insurance.
You've shared some very dark and difficult times with me and have been a great support to my family and I. For all of the faults and squabbles that we may get into in this community, DU is fabulous at coming together for it's membership in time of need.
Please allow us to share our joy with you tonight!
PEACE!
sabrina 1
(62,325 posts)Very exciting and I hope you have many happy years in your new home.
MarianJack
(10,237 posts)PEACE!
hedgehog
(36,286 posts)thanks!
MarianJack
(10,237 posts)...IF I can get to sleep!
PEACE!
permatex
(1,299 posts)but this is fantastic news. I'm glad things are finally working out for you and your family.
Peace be with you.
MarianJack
(10,237 posts)...welcome to DU!
PEACE!
pinboy3niner
(53,339 posts)Congratulations! And enjoy your new home--you guys deserve it!
Wishing you the best...
Love & Peace,
pinboy3niner
MarianJack
(10,237 posts)We will definitely enjoy it!
PEACE!
Paka
(2,760 posts)MarianJack
(10,237 posts)BTW, great sig line!
PEACE!
woodsprite
(11,912 posts)Home ownership is work, but it soooo beats pouring your
money into rentals if you're the least little bit handy. It's
Great that it's in such a good location and has decent schools.
MarianJack
(10,237 posts)...it's work we'll be doing for ourselves! Thanks for your kind words!
As far as the location, it's a little town called Winthrop. We've wanted to go there since we moved here to Maine 10 years ago.
PEACE!
Oldtimeralso
(1,937 posts)I hope that this leads to more stability in your life and helps you get gainfully employed. I was medically disqualified by my employer on my 59th birthday, but I really was disabled and hoping to make my 60th birthday. I was lucky in the fact that it only took 9 months to be placed on disability, mainly due to the fact of my employers disqualification.
MarianJack
(10,237 posts)The job is working really well. I enjoy it very much!
PEACE!
malthaussen
(17,193 posts)Congratulations on finding a home!
-- Mal
MarianJack
(10,237 posts)The late & great Brook Benton's voice is ALWAYS welcome in my home!
PEACE!
Smilo
(1,944 posts)hope you and yours will be very happy and be able to make your house into a home very quickly.
MarianJack
(10,237 posts)...the presence of a family that genuinely loves each other; my wife, son, me and our 2 furry boys (our cats, Spirit & Oreo)!
Thank you for your good wishes!
PEACE!
Mira
(22,380 posts)congratulations!
Above all, I understand the feeling of accomplishment, and the knowing that it is a new day for you to make the best of.
Thanks for sharing your enthusiasm, it's a big important day.
Independence day just got a whole new meaning for you.
MarianJack
(10,237 posts)PEACE!
Tarheel_Dem
(31,233 posts)MarianJack
(10,237 posts)PEACE!
roguevalley
(40,656 posts)MarianJack
(10,237 posts)PEACE!
AtomicKitten
(46,585 posts)after life has kicked you around, home is where the heart is
MarianJack
(10,237 posts)That's a great graphic. One funny thing is that one of our crappiest rentals was a mobile!
PEACE!
Booster
(10,021 posts)lower than I can remember, not to mention the prices of houses today. You will never regret it and I wish you all the best in your new house. I think you deserve a break and this is a really good one. Can't wait for pics. Congrats.
MarianJack
(10,237 posts)You'd be amazed if you knew what we're going to pay for this place. Let's just say that up here in Maine, the prices are low as well as the interest rates.
PEACE!
longship
(40,416 posts)MarianJack
(10,237 posts)In thinking of that, you're a DUer who DUne good!
PEACE!
spanone
(135,828 posts)MarianJack
(10,237 posts)PEACE!
Rowdyboy
(22,057 posts)I feel that over the years I've shared everything with you guys and I'm happy to be here tonight.
MarianJack
(10,237 posts)PEACE!
freshwest
(53,661 posts)MarianJack
(10,237 posts)PEACE!
madrchsod
(58,162 posts)yes home ownership is cheaper than renting. it has it`s downside sometimes but it is worth the problems.
MarianJack
(10,237 posts)...but at least they'll be OUR downsides!
Thank you madrchsod!
PEACE!
AverageJoe90
(10,745 posts)MarianJack
(10,237 posts)... , , , , & back at'cha!
PEACE!
DFW
(54,365 posts)And may your feet first departure be far, far in the future!
After a LOT of moving around, my wife and I bought our German house 22 years ago at the tender age of 38. I always intended to move back to the USA permanently at some point, thought probably not back to Texas or Virginia (always liked New England). But after 22 years, the roots are becoming a little thick, and my wife's roots are here already (family genealogy going back to the year 1473! welcome to Europe).
MarianJack
(10,237 posts)Didn't you post some photos of your wife some time ago? She's very lovely so I can say that you & I have wonderful wives in common!
PEACE!
DFW
(54,365 posts)Having a wonderful partner makes it a LOT easier to withstand difficult times.
NNN0LHI
(67,190 posts)There are some real scumbags out there with no morals whatsoever.
Friend of mine retired about the same time as I did and he moved to Louisiana and used all his savings to purchase a house there.
He found out a short time later that the house was full of termites and needed to be torn down there was so much damage.
He blew his brains out after he received the news.
Home ownership is great. Just need to be careful.
Don
MarianJack
(10,237 posts)Our home inspector is going to be a friend of my wife's best friend.
We have confidence in her and we're glad to be giving our business to a woman inspector.
PEACE!
Kaleko
(4,986 posts)amidst the avalanche of troubling news that is DU on any given day.
Thank you for spreading your gratitude and appreciation. It's infectious and we're catching it here
MarianJack
(10,237 posts)...I believe that good times are coming for us all.
Thank you.
PEACE!
FSogol
(45,481 posts)MarianJack
(10,237 posts)PEACE!
lunatica
(53,410 posts)I'm delighted for you! You certainly deserve something this good after what you've been through.
MarianJack
(10,237 posts)A dream come true is EXACTLY what it is!
PEACE!
Greybnk48
(10,167 posts)Enjoy your new home!
MarianJack
(10,237 posts)We will enjoy.
PEACE!
pacalo
(24,721 posts)I think you've made the absolute correct choice!
MarianJack
(10,237 posts)Great smileys, too!
PEACE!
xchrom
(108,903 posts)MarianJack
(10,237 posts)PEACE!
Liberal_in_LA
(44,397 posts)MarianJack
(10,237 posts)...if you put a nail in the wall, it's YOURS!
Thanks, Liberal_in_LA.
PEACE!
Honeycombe8
(37,648 posts)MarianJack
(10,237 posts)...there's nothing like the feeling of your feet on your own floor under your own table.
Thanks, Honeycombe8!
PEACE!
GreenPartyVoter
(72,377 posts)MarianJack
(10,237 posts)PEACE!
Warpy
(111,253 posts)so you know whether or not that PITI every month will be an adequate hedge against rising rent no matter whether you're underwater or not.
You see, that's what makes home ownership appealing even now with an unstable market, having that hedge against rising prices (and unreasonable landlords, insane neighbors, and the rest of the delights of apartment living).
I sincerely hope you never have to repeat 2009 and the economic horror show you've been through. My own horror show lasted from 2002-2006. Just when everybody else was sliding into disaster, my own status got pretty good and has remained so.
Just never forget what it was like on the bottom. I know I won't and I do look for opportunities to give others a hand. If we all do that as our condition improves, maybe we can pull ourselves out of this mess with help from a Democratic Congress.
MarianJack
(10,237 posts)2 reasons, one is to always give back and the other is to NEVER go back.
Hopefully a new democratic congress will hav some sand and not worry about rush limbooger huffing at them.
PEACE!
riderinthestorm
(23,272 posts)MarianJack
(10,237 posts)BTW, GREAT sig line!
PEACE!
Bertha Venation
(21,484 posts)It's a joy to hear this wonderful news.
MarianJack
(10,237 posts)It's a joy to have good news to share!
PEACE!
ChazII
(6,204 posts)Thanks for sharing your good news with us.
MarianJack
(10,237 posts)I'll be nice to everybody and NOT dance!
PEACE!
ChazII
(6,204 posts)is fine with me. I am a horrible dance and did the kind you see Ellen do as she goes up the aisles on her show.
Brigid
(17,621 posts)So glad things are going better for you!
MarianJack
(10,237 posts)PEACE!
malaise
(268,952 posts)MarianJack
(10,237 posts)It IS great news! Also a & a back at'cha as well!
PEACE!
rurallib
(62,407 posts)and when is the party?
MarianJack
(10,237 posts)Our tentative closing is 8/24 but I'm hoping that we'll be able to close by the 10th. That way, we'll be in that weekend and in time for our 14th wedding anniversary (the 15th). We;d also probably be in before our son comes back from visiting my in-laws in PA, but now he's growing so damn fast that HE may be the strongest member of the family!
I'll grill a burger for you. My son will probably eat it though. At 12, he eats EVERYTHING!
PEACE!
DearAbby
(12,461 posts)Awesome news, Good luck to you!
MarianJack
(10,237 posts)It's great to have awesome news to share!
PEACE!
HappyMe
(20,277 posts)That is wonderful news.
MarianJack
(10,237 posts)Today, your screen name describes my wife, son & I!
PEACE!
greytdemocrat
(3,299 posts)Owning your own place is the way to go! Well done.
MarianJack
(10,237 posts)...it's been our goal.
Thanx, greydemocrat!
PEACE!
irisblue
(32,969 posts)I am so happy for you and your family! This is so great! *happy dance*
MarianJack
(10,237 posts)Thanks, irisblue!
PEACE!
kaiden
(1,314 posts)There is no better feeling in the world than to know that the house you walk into each night is the home you own. Best wishes and be sure to post lots and lots of photos!
MarianJack
(10,237 posts)...I certainly will!
PEACE!
grantcart
(53,061 posts)MarianJack
(10,237 posts)It's a good thing.
PEACE!
PS, how's everything going?
goclark
(30,404 posts)MarianJack
(10,237 posts)Thanks, goclark!
PEACE!
Buns_of_Fire
(17,175 posts)So, what shall we bring to the housewarming party?
MarianJack
(10,237 posts)...a box of Corona!
As for me, I'll stick to my Pepsi. I stopped drinking because I got tired of taking my pants off over my head!
PEACE!
MineralMan
(146,288 posts)MarianJack
(10,237 posts)PEACE!
Spazito
(50,325 posts)Your soon-to-be new home sounds lovely, congratulations!
MarianJack
(10,237 posts)...our final move!
PEACE!
Bluerthanblue
(13,669 posts)thank you for sharing your joy~
MarianJack
(10,237 posts)PEACE!
DrDan
(20,411 posts)MarianJack
(10,237 posts)Thanks, DrDan.
PEACE!
badhair77
(4,217 posts)May you and your family enjoy a long, peaceful life there.
It's great to see good news!
MarianJack
(10,237 posts)Also, welcome to DU!
PEACE!
Quantess
(27,630 posts)MarianJack
(10,237 posts)PEACE!
Marrah_G
(28,581 posts)It's nice to see things are turning around for you
MarianJack
(10,237 posts)My wife and I went looking at paint samples and house knick-knacks today. We had a lot of anticipatory fun!
PEACE!