Every time Republicans try to fix something, they only make it worse
How the Obamacare repeal could affect your employer insurance
The CBO, which surveyed states, estimated that half of the population would be in states that would seek waivers to loosen the essential health benefits (EHBs) or allow insurers to charge substantially more for people with pre-existing conditions who had a lapse in coverage—around 6.3 million currently.
Maternity care, mental health and substance abuse care, rehabilitative services, and pediatric dental benefits would likely be the EHBs that get the axe in some states, the CBO noted.
“In particular, out-of-pocket spending on maternity care and mental health and substance abuse services could increase by thousands of dollars in a given year for the [people buying insurance on the individual market] who would use those services,” the CBO said.
These loosened restrictions, however, may not simply affect the 7% of the population that buys insurance on the open individual market and the 20% that gets it through Medicaid, including the expansion. Any changes to the system through the AHCA could affect everyone who gets their insurance through their employer, which represents 49% of the US population.
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