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octoberlib

(14,971 posts)
Thu Sep 7, 2017, 05:14 PM Sep 2017

Equifax data leak could involve 143 million consumers

Data leaks have become so commonplace that it’s incredibly easy to become numb to them, but credit reporting service Equifax announced a doozy today that when all is said and done could involve 143 million consumers. This is bad.

It was a treasure trove of information for the bad guys out there and included Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. As though that weren’t bad enough, 209,000 people had their credit card info leak and the breach also included dispute documents with personally identifying information from 182,000 consumers.

The information came mostly from US residents, but a percentage also involved UK and Canadian citizens and the company is working with authorities from all of these companies.

Equifax reports that it discovered the leak on July 29th and took steps to stop the intrusion. It then hired a cybersecurity firm to determine the extent of the intrusion and what damage was done. The company reports that it has involved law enforcement, but it’s not clear at this point how the intruders entered the system or exactly what they took.

The company has set up a website, www.equifaxsecurity2017.com, for people to check if their data was leaked and to what extent. As is often the case after leaks like this, the company is offering a free credit file monitoring and identity theft protection, which if your info was involved, you may want to take advantage of.

https://techcrunch.com/2017/09/07/equifax-data-leak-could-involve-143-million-consumers/

23 replies = new reply since forum marked as read
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Equifax data leak could involve 143 million consumers (Original Post) octoberlib Sep 2017 OP
Yuck. Delphinus Sep 2017 #1
That sure is a smelly deal... 2naSalit Sep 2017 #2
The first three digits correspond to the state you got your SSN Thor_MN Sep 2017 #3
I know that, therefore... 2naSalit Sep 2017 #4
The general idea was that other people might not know that... Thor_MN Sep 2017 #6
I just tried to put freezes on the credit reporting agencies Equifax and Transunion and octoberlib Sep 2017 #19
Easy to check at asiliveandbreathe Sep 2017 #5
The link where you can check your potential impact is on this page: klook Sep 2017 #7
I got the same message. octoberlib Sep 2017 #9
You probably weren't affected then shanti Sep 2017 #17
Thanks - sorry to hear you may have been hacked. klook Sep 2017 #22
Yeah shanti Sep 2017 #23
That's more than voted in the US election BainsBane Sep 2017 #8
Good question. octoberlib Sep 2017 #10
Get your free credit report here: klook Sep 2017 #11
42 days after Equifax discovered the leak, the news gets out to consumers gratuitous Sep 2017 #12
Yes, way late. And if you go the site they've set up, you are asked to "enroll" Achilleaze Sep 2017 #14
Fabulous. I just ordered a new credit card. MissB Sep 2017 #13
Equifax managers sold stock before report was made public... HipChick Sep 2017 #15
Oh, phew! gratuitous Sep 2017 #16
Why do I have a feeling that they are all Republicans? Achilleaze Sep 2017 #18
They just became SEC targets... HipChick Sep 2017 #21
Oh, so this is why they waited. They had to get their money out. octoberlib Sep 2017 #20

2naSalit

(86,323 posts)
2. That sure is a smelly deal...
Thu Sep 7, 2017, 05:25 PM
Sep 2017

I mean, in order to find out if you are impacted they require the last 6 digits of your socsec# and last name. I don't like the smell of that at all. I wonder what stage of re-securing their website they are actually at. I started getting scam calls recently on a new phone and got rid of the old one because of hacking at OPM following a federal background check.

Wonder how many will lose out of loans and other things due to identity theft because of this.

 

Thor_MN

(11,843 posts)
3. The first three digits correspond to the state you got your SSN
Thu Sep 7, 2017, 05:29 PM
Sep 2017

and the time frame when you obtained your SSN...

2naSalit

(86,323 posts)
4. I know that, therefore...
Thu Sep 7, 2017, 05:32 PM
Sep 2017

giving 6 digits online seems to be a poorly thought out plan. If a bunch of other info is leaked, it wouldn't be too hard to confirm the # with that other data. I don't trust them, didn't prior to this revelation, have even less for them now.

 

Thor_MN

(11,843 posts)
6. The general idea was that other people might not know that...
Thu Sep 7, 2017, 05:37 PM
Sep 2017

I agree with you that it sounds sketchy. Asking for the last 6 is a ploy to give the illusion that you are protecting your SSN by not giving out the whole thing...

octoberlib

(14,971 posts)
19. I just tried to put freezes on the credit reporting agencies Equifax and Transunion and
Thu Sep 7, 2017, 07:25 PM
Sep 2017

they were unresponsive. They're probably getting overwhelmed.

asiliveandbreathe

(8,203 posts)
5. Easy to check at
Thu Sep 7, 2017, 05:34 PM
Sep 2017

www.equifaxsecurity2017.com

My message - "does not appear your info was affected...I signed up for the free credit file monitoring and ID theft protection...

Several years ago..Wells Fargo, on two occasions, WF using contractors, computers were stolen from a facility..the protection monitoring is a good thing...take the time to check....

klook

(12,151 posts)
7. The link where you can check your potential impact is on this page:
Thu Sep 7, 2017, 05:48 PM
Sep 2017
https://www.equifaxsecurity2017.com/potential-impact/

I went there and entered my info, and all I got was a message saying
Thank You
Your enrollment date for TrustedID Premier is:
09/11/2017
Please be sure to mark your calendar as you will not receive additional reminders. On or after your enrollment date, please return to faq.trustedidpremier.com and click the link to continue through the enrollment process.
For more information visit the FAQ page.

So I still have no idea if I'm affected by this breach. I'll check back on 9/11 (lovely date to pick) and see what I find out. Good luck to everyone else.

From the equifaxsecurity2017 main page:
Equifax will send direct mail notices to consumers whose credit card numbers or dispute documents with personal identifying information were impacted. Equifax also is in the process of contacting U.S. state and federal regulators and has sent written notifications to all U.S. state attorneys general, which includes Equifax contact information for regulator inquiries.

The service where they monitor your credit is TrustedID Premier, which includes five complimentary offerings.

Concerned customers can call 866-447-7559, which the company set up to assist consumers. The call center is open every day (including weekends) from 7:00 a.m. – 1:00 a.m. Eastern time.

shanti

(21,675 posts)
17. You probably weren't affected then
Thu Sep 7, 2017, 07:07 PM
Sep 2017

when i did it, it said i was probably one of the ones breached, and to continue on with the enrollment. no checking back or anything, they will send me an email.

klook

(12,151 posts)
22. Thanks - sorry to hear you may have been hacked.
Thu Sep 7, 2017, 10:35 PM
Sep 2017

Be vigilant, and alert all your account providers --which I'm sure you're already doing.

shanti

(21,675 posts)
23. Yeah
Thu Sep 7, 2017, 11:03 PM
Sep 2017

It kind of ruined my day . This is the fourth time this has happened to me. The last time was the Target fiasco.

BainsBane

(53,012 posts)
8. That's more than voted in the US election
Thu Sep 7, 2017, 05:51 PM
Sep 2017

Why are they allowed to have all that data without adequate security?

gratuitous

(82,849 posts)
12. 42 days after Equifax discovered the leak, the news gets out to consumers
Thu Sep 7, 2017, 06:05 PM
Sep 2017

Who knows when the hack first took place, and how long this information has been circulating around the world in lightly-traveled areas of the internet?

Achilleaze

(15,543 posts)
14. Yes, way late. And if you go the site they've set up, you are asked to "enroll"
Thu Sep 7, 2017, 06:11 PM
Sep 2017

Like now that they've been hacked, I'm going to blithely hand over to them all my basic data so they can "check up on me." I don't think so.

MissB

(15,803 posts)
13. Fabulous. I just ordered a new credit card.
Thu Sep 7, 2017, 06:09 PM
Sep 2017

Or, rather, my credit card company ordered me a new one.

My credit card number was used today 8 different times. I didn't use it. So yeah. Fun.

Could be totally unconnected of course.

gratuitous

(82,849 posts)
16. Oh, phew!
Thu Sep 7, 2017, 06:36 PM
Sep 2017

Why should the big shots suffer along with the rest of us? Glad they were able to cash out before the stock price nose-dived. But what kind of robber barons would they be if they didn't short their own company at the same time? Just because $14,000 worth of stock would soon be worth only $12,400, there's no reason that vanished $1,600 shouldn't wind up in someone's pocket.

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