How Cassidy-Graham brings back preexisting conditions
The new Republican plan to repeal Obamacare would bring preexisting conditions back to the individual market, allowing insurers to charge sick people higher premiums or deny them coverage outright.
"You can be charged more for a specific condition," says Chris Sloan, a senior manager at the health research firm Avalere, of the Cassidy-Graham plan that has begun to gain traction on Capitol Hill.
The new bill has been championed by its sponsors, Sens. Bill Cassidy (R-LA) and Lindsey Graham (R-SC), as giving states more flexibility in how they run their health care systems. One of those flexibilities includes a waiver system that would let states opt out of many key Obamacare regulations.
Those waivers do have some guardrails. The bill says states cannot tether an individual's premiums to "sex or membership in a protected class under the Constitution of the United States."
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