Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

BumRushDaShow

(167,153 posts)
Wed Jan 14, 2026, 03:31 AM Jan 14

ACA enrollment sinks sharply as coverage costs soar in 2026

Source: CBS News

Updated on: January 13, 2026 / 3:33 PM EST


Far fewer Americans enrolled in an Affordable Care Act health care plan, new federal data shows, with millions facing higher premiums after tax subsidies under the insurance program expired in December

According to figures from the Centers for Medicare and Medicaid Services (CMS), 22.8 million people have signed up for ACA coverage for 2026 since open enrollment started on Nov. 1. That's down 1.4 million from the number of Americans who had enrolled in Obamacare, as the health plans are known, a year ago.

Nationally, around 800,000 fewer people have selected plans compared to a similar time last year, marking a 3.5% drop in total enrollment so far. That includes a decrease in both new consumers signing up for ACA plans and existing enrollees re-upping them. Open ACA enrollment in most states for February coverage ends on Jan. 15.

The drop in enrollment comes as many ACA participants face sharply higher monthly premiums because of a December 31 lapse in tax credits that lowered households' monthly health plan costs. After months of debate and a 6-week government shutdown, Congress has yet to extend the credits or settle on another remedy.

Read more: https://www.cbsnews.com/news/aca-subsidies-tax-credits-health-insurance/

9 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
ACA enrollment sinks sharply as coverage costs soar in 2026 (Original Post) BumRushDaShow Jan 14 OP
mission accomplished Skittles Jan 14 #1
Yep....Now on to destroying Medicare and Social Security Bengus81 Jan 14 #4
Every tRUMP voter deserves to get crushed wolfie001 Jan 14 #2
As the insured risk pool decreases and moniss Jan 14 #3
Next January Medicaid will be dead and millions more will be without insurance. travelingthrulife Jan 14 #5
Color me surprised hueymahl Jan 14 #6
How many of these idiots who now have 3x higher health care premiums voted for Trump? Lanius Jan 14 #7
This is going to cost a fortune GenThePerservering Jan 14 #8
It's hard not to feel depressed (and extremely sad) young_at_heart Jan 14 #9

wolfie001

(7,361 posts)
2. Every tRUMP voter deserves to get crushed
Wed Jan 14, 2026, 08:11 AM
Jan 14

Best of luck to the Dem voters stuck in this pathetic situation caused by the fat orange imbecile.

moniss

(8,835 posts)
3. As the insured risk pool decreases and
Wed Jan 14, 2026, 09:43 AM
Jan 14

the total aggregate of premiums to cover the pool declines they will escalate the premiums per insured that remains in the ACA plans. It's the GQP way to kill the ACA by collapse due to high premiums. The insurance industry wants to go back to what they had before which was medically underwriting the pool of risk in order to reduce claims while also keeping premiums high which then equals maximum and massive profits.

travelingthrulife

(4,813 posts)
5. Next January Medicaid will be dead and millions more will be without insurance.
Wed Jan 14, 2026, 12:39 PM
Jan 14

Plus...our non-rich person tax increase starts then. Whoot! USA!


Yet we're gonna run Venezuela, Greenland and Iran.

Lanius

(661 posts)
7. How many of these idiots who now have 3x higher health care premiums voted for Trump?
Wed Jan 14, 2026, 02:46 PM
Jan 14

And how many would still vote for Trump even after this?

GenThePerservering

(3,164 posts)
8. This is going to cost a fortune
Wed Jan 14, 2026, 03:32 PM
Jan 14

Because guess who picks up the inflated ER bills when these poor souls have no other recourse? Us.

That's just cold dollars. Never mind people going into bankruptcy because they become I'll.

Welcome to the third world where life is cheap and billionaires are expensive.

young_at_heart

(4,020 posts)
9. It's hard not to feel depressed (and extremely sad)
Wed Jan 14, 2026, 03:51 PM
Jan 14

after reading this and knowing that Congress has yet to extend the credits or settle on another remedy.

Latest Discussions»Latest Breaking News»ACA enrollment sinks shar...