She helped a customer in need. Then U.S. Bank fired her.
To understand how some companies have lost their souls, consider what happened after U.S. Bank stiffed a customer before Christmas.
Marc Eugenio had deposited a $1,080 paycheck into his account at U.S. Bank. The bank put a hold on most of the sum, and he spent many hours in a branch office over two days, trying to get access to the money so he could buy presents for his 9-year-old daughter and 13-year-old son.
On Christmas Eve, Eugenio found himself parked at a gas station in Clackamas, Oregon, a Portland suburb, both his fuel gauge and his bank balance on empty. A bank employee had told him that money would soon show up in his account perhaps a ruse to get him out of the branch office. For hours Eugenio then tried his debit card at the gas pump so he could buy a few gallons and get home to his wife and children.
I was stranded, he told me. I could have walked home, but it would have been 5 miles in the cold.
Thats when Eugenio found an angel.
He telephoned the banks toll-free number and spoke with Emily James, a senior officer at a call center in Portland. She spent an hour on the phone with Eugenio, trying to get some money released so he could at least get home. She soon realized that he had been misled, and that money wouldnt reach his account any time soon. Feeling bad for a customer stuck on Christmas Eve, James offered to drive over from her call center and personally hand him $20.
https://www.mysanantonio.com/opinion/article/The-Grinch-That-Fired-an-Angel-15022445.php
True Blue American
(17,984 posts)I would never use one because I know both banks and credit unions put holds on big checks until they clear. Credit cards protect you. I know because I had that happen.
But I hope the employee files a lawsuit, gets her job and money back and position.
3Hotdogs
(12,374 posts)Or am I missing your point?
True Blue American
(17,984 posts)The hold on big checks affect debit cards.
Of course you need to pay off those credit cards each month for them to work, too. Sensible credit card use that you know you can pay off. Write one check.
3Hotdogs
(12,374 posts)The hold on a large check will prohibit the withdrawal from either a teller or a debit card.
appalachiablue
(41,131 posts)Without access to a line of credit, it's called being 'unbanked.' It greatly impacts those w/o access to credit because of low wages, poor credit history, lack of money and more.
Corgigal
(9,291 posts)I gave everyone their money back, on over draft fees and quit a month later.
I just didnt have the heart. You hear some awful things on those lines. I would know, I also worked 911 for 8 years.
COLGATE4
(14,732 posts)Blue_Tires
(55,445 posts)Mosby
(16,306 posts)Why couldn't they just write them up?