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State health exchange rates vary, but lower than expected - USA Today
AHHh - Republicans proven to be FULL of SHIT, AGAINhttp://www.usatoday.com/story/news/politics/2013/07/28/rates-differ-state-by-state/2590723/
[font size="4"]Health insurance rates for Americans who will buy insurance on state exchanges starting Jan. 1 are lower than expected, a variety of government and insurance industry studies show.[/font]
WASHINGTON — As state health exchanges continue to announce lower-than-expected rates for health insurance, experts say both state and regional issues play a part in how much a consumer will pay for insurance beginning in January.
Several factors come into play: a state's regulations, how many insurers will participate in the state and federal exchanges, and what kind of a risk those insurers are willing to take.
"There is tremendous existing variation within the rates in the states now," said Sherry Glied, professor of health policy and economics at Columbia University and former assistant secretary for planning and evaluation at the Department of Health and Human Services. "It's hard to compare the old rates to the new."
Maryland's insurance commissioner said Friday that the expected new rates for residents who will need to buy insurance starting Oct. 1 are up to 33% lower than expected, and that coverage for a 21-year-old non-smoker could cost as low as $93 a month.
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