You would think I was looking at porn made my wife mad looking at 55 plus communities

[TEB]

I find humor, Sitting on couch I’m 54 she my wife is 52. Me I’m thinking or so I think I’m thinking ahead wow that’s a mouth full. So I was showing her this one place nice place. Two bedroom one half bath prefabricated stand alone $105.000. They cut grass blow the snow , why they even have a golf course with two ponds loaded with bass cool . I do not golf well Minnie but I have to cheat at miniature golf yes I fish they even have a gym and outdoor pool. I’m like look the doc said they’re not going to do your knee or hip at your age. She was in car accident few years back, she gets around she swims she is active. At times she has trouble going up our stairs.

So I said we let boys have the house in like two years. I do not plan on retirement in union until maybe 62. We take a va loan again. Buy a one floor home then when I retire we pay it off with my union annuity. And live on our defined pensions if Wall Street doesn’t fuck us. This idea has gone over like a Led Zeppelin my wife’s response.

Mrs teb - you can move to a retirement community I’m not.

Teb- Well ok then just to let you know I’ll be taking my 79 tokai Les Paul reborn. And the 1 watt Marshall head and a stack.

Mrs teb- whatever

She is so fiercely independent I love her.

[Ohiogal]

1. You've still got a lot of time to work on her TEB

If not Let me know where I can rent your prefab house

[onetexan]

2. LOL thanks for the good laugh to start my day

I read yr post out loud to my hubby. We're around yours & your mrs age and have debated ehen &how we retire so i can empathize. Sounds like u got a strong, independent mrs. I've yet to see a retirement community i like yet but keeping an open mind. Hopefully it w be one with no repubs

[TEB]

3. Agreed on no repigs

I even told my wife look we work out look at the pictures of the gym. And look Burger King is in walking distance for romantic 4 pm dinners 😉

[chia]

4. "She is so fiercely independent I love her." I love that you say this

Lucky Mrs teb!

[irisblue]

5. Is it b/c no kids in close contact in 10 yrs?

A 2 BR & a senior complex can mean no kids & grands daily.

[TEB]

6. Well that's out of the picture dammit

[abqtommy]

7. I sometimes go on woolgathering expeditions like this. It helps me to make decisions.

Like, I'd decide to keep the house, keep the wife, keep the kids, keep the dogs. Ahhh, I feel
so much better now!

[mnhtnbb]

8. Tell Mrs TEB I had my first hip replacement when 56

If it's bone on bone--which mine was--and your insurance is decent, they'll approve it.

Also, now at pushing 70 (another hip and knee replacement later) I'm buying into what was originally marketed as a 55+ community. Stand alone single level house with a courtyard. HOA takes care of front yards. Recently the developer has changed all their marketing materials to drop the reference to the age restriction. It's my understanding that it can be difficult to impose the age restriction, so if you look for a community that has amenities--like the pool and gym and close to walking trails--it will attract younger folks who may be done raising families and don't want the yard work. Take a close look at the CC&R's for the development to see what they say about requirements for age of owners.

https://www.privatecommunities.com/blog/who-can-live-in-55-plus-community.htm

If you can get all that for $105,000. Wow. Go for it. It's costing me a LOT more due to the location in the Research Triangle area of North Carolina.

[dawg day]

9. My hub is just 2 years older than I, but he wants to be "senior"

Says these retirement communities look like a great high school where you don't have to go to class!

I tell him I'm not ready to "stop going to class." I want to be part of the world, not cloistered off back in high school.
(He loved high school. I hated it. Maybe that's the difference!)

TEB, I will say, in your support, that whenever we visit friends at retirement communities, they ALWAYS say, "I wish I would have moved here earlier... in my 50s. I would have had fun for so much longer!"