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Related: Culture Forums, Support ForumsDo you get the car rental insurance when renting a car? n/t
22 votes, 0 passes | Time left: Unlimited | |
Yes | |
2 (9%) |
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No | |
19 (86%) |
|
Sometimes | |
1 (5%) |
|
0 DU members did not wish to select any of the options provided. | |
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Buckeye_Democrat
(14,914 posts)... but it was never put to the test.
Eyeball_Kid
(7,520 posts)That policy covers ME as a driver. Getting other insurance might feel good and increase the FEELING of assurance, but doesn't really do any further protecting of health and welfare in the event of an accident.
Buckeye_Democrat
(14,914 posts)I've had regular auto insurance for a long time too, but I haven't needed it in years... and never with a rental car.
I always max-out the liability, since it's inexpensive anyway.
RamblingRose
(1,063 posts)had to test it.
mahatmakanejeeves
(58,891 posts)You know what I mean. If I hurt someone, I'm covered for that. But if I total my own car, that's my problem.
RamblingRose
(1,063 posts)4 drivers/4 cars on our policy. My husband's truck has Liability & Collision and my van just has Liability. Does that mean if I'm driving the rental I'm not covered for Collision?
I've never figured out how to assign who drives what with car insurance policies.
mahatmakanejeeves
(58,891 posts)Last edited Sat Apr 16, 2022, 01:56 PM - Edit history (1)
The coverage of the rental car is based on the coverage of the person who completes the form and says who will be driving.
If you're driving, and you wreck the rental, and you don't have coverage for your own car (meaning that if you wreck your own car, you're out of luck), then the rental car company will come after you. If you buy the rental car agency's supplemental insurance, then they won't come after you.
You might find that your credit card picks up the tab for supplemental coverage. Look into that first.
Once again, this is not legal advice.
BrightKnight
(3,586 posts)LakeArenal
(29,315 posts)Estimate was $500. Rental agent took the panel off, rubber malleted the dent and charged us $100.
Adobe for anyone who cares.
RainCaster
(11,107 posts)zipplewrath
(16,648 posts)Some policies will only cover up to the current value of YOUR car. If you're driving an old beater, they may not fully cover that current SUV you're renting.
Dial H For Hero
(2,971 posts)I
pdxflyboy
(692 posts)Most foreign countries dont recognize US insurance policies.
RamblingRose
(1,063 posts)cheap I figured what was a few extra bucks. Otherwise, i've always declined it.
We'll be renting a car to drive to Baltimore and staying there for a couple of days. A friend recently told me of people harvesting for car parts in hotel parking lots which got me wondering if theft is covered.