What can I do about my sister?

[Archae]

She owes me over a $100, and refuses to answer her phone or any texts.

She made all sorts of grandiose promises about paying me back, and she's simply disappeared.

I know where she lives but I can't go out there, I don't have a car.

[Bayard]

1. Unless you desperately need it,

I'd write it off.

[Archae]

4. I don't need it, but now...

She found a different sucker to grift off of.

Her own daughter.

I let her daughter know what my sister did.

[hlthe2b]

5. Ditto

When you need it $100 sounds like a lot. But over the course of a lifetime, it is readily written off. Take the advice.

[piddyprints]

2. Lesson learned.

She’s not going to pay you back. Don’t loan her money again.

So sorry this happened.

[Raven]

3. Never loan $ to family. Give it to them, but don't loan. I'm sure

there are exceptions to this rule, but it's a good place to start.

[OLDMDDEM]

7. I agree with you

Never loan money to your family. Give it to them, if they pay it back at a later date, that is great. If they don't, you won't be disappointed that they didn't pay back their loan.

I am not copying Raven from above; I'm speaking from experience with my family.

[Pisces]

10. Excellent advice.

[Raven]

12. I would also add friends to this advice.

[Major Nikon]

17. I never loan money to anyone

I always figure if the bank won’t trust them, I probably shouldn’t either. I generally don’t mind giving money to those who need it more than I

[bucolic_frolic]

6. Ain't family great?

Every so often one of these personal finance articles advises don't ever lend money to family, it creates rifts and is not often paid back. Do you have any proof that you lent it to her? Cancelled check for example. As long as it's not marked 'gift' you might be able to go to petty claims court. But you know there are filing fees, etc, and no guarantee of winning.

Would she help you if you asked? Like do chores, or drive you somewhere? Maybe you could get some services from her equivalent to the $100. Or ask her for food. Maybe she'll kick in and cut your losses a bit.

[wryter2000]

8. Whenever I loan money to anyone

I assume I’m never going to get it back. That’s what usually happens, anyway. I was very pleasantly surprised once, but that was an anomaly.

So I never loan money I need back. And if they don’t pay me back, I have a solid reason not to loan them any more.

This is for my own sanity.

[FoxNewsSucks]

9. The fact she's ghosted you is telling

As another post asks, would she help you? In many cases that might provide the answer of how to handle it. Just ask her for "help" in the future.

But it doesn't sound like that's the case here. I'd write it off and maybe her as well. Why let someone use you like that? It tells you what kind of person they are.

[samnsara]

11. assume its a bad loan and write it off your taxes..my hubs bro never repaid the 5G we loaned him

[bluedigger]

13. I've been on both sides of the equation.

What good is money if you can't help your own family? A $100 is like $10 twenty years ago. Write it off and forget about it.

[Ocelot II]

14. Let it go. Think of it as a gift and forget about it, and her.

[rurallib]

15. I have "loaned" money to family

When I did I was pretty sure I would never see it again. Nor would it ever come up in conversation.
I made sure I could afford it because I figured it was gone.

[lpbk2713]

16. You might have gotten off cheap.

Next time she might want $1000. Then you'll know what to tell her.