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Rorey

(8,514 posts)
Wed Jul 12, 2023, 11:24 AM Jul 2023

Well, I have to trade in my car, even though I like it very much

A couple of years ago I needed to buy a different car. I found a 2016 Kia Soul with less than 20,000 miles on it. It worked out very well for me until that damn Kia Challenge thing on TikTok. In case anyone doesn't know, it's a challenge to steal Kia Souls.

My Soul is safely tucked away in my garage every night, and when I park it in public I use two steering wheel locks. I haven't been able to get the anti-theft thing yet from my local dealership because the roll out on that is s l o w.

I recently got my insurance renewal notice, and my rate has skyrocketed. I'm shopping around for a better rate. The first company just said "NO" because my car is a Soul.

I hope whoever made up that Kia Challenge thing gets what they deserve. I really wanted to drive my Soul for a long time, but it looks like I'm going to have to get something else.

22 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
Well, I have to trade in my car, even though I like it very much (Original Post) Rorey Jul 2023 OP
The company I have is very good CountAllVotes Jul 2023 #1
Thank you! Rorey Jul 2023 #4
I don't think they deal with us Coloradans Rorey Jul 2023 #21
get an electric scooter GenXer47 Jul 2023 #2
That really wouldn't work for me Rorey Jul 2023 #6
You could always drop your comprehensive and just keep liability, unless you havent paid it off yet MichMan Jul 2023 #3
I have a feeling... Think. Again. Jul 2023 #5
I'm hoping that's the case Rorey Jul 2023 #9
This has been going on for a couple years now DetroitLegalBeagle Jul 2023 #15
You may want to wait on the trade dflprincess Jul 2023 #7
That's another fear of mine Rorey Jul 2023 #11
Too bad you can't take a Sharpie and make it a Soulcrusher. Nt spooky3 Jul 2023 #8
If only life was so easy Rorey Jul 2023 #13
TikTok ought to pay for your increased rate. SleeplessinSoCal Jul 2023 #10
I definitely agree! NT Rorey Jul 2023 #12
Kia is the one to blame. ret5hd Jul 2023 #14
I'm not convinced that you have to trade in your vehicle, Rorey. Niagara Jul 2023 #16
Thank you Rorey Jul 2023 #17
You're welcome, Rorey. Niagara Jul 2023 #19
I would check with my ins. co and see if they would give you a better deal if you were to have Prairie_Seagull Jul 2023 #18
I'm waiting to hear from an insurance broker Rorey Jul 2023 #22
Hyundai keeps sending me notices about getting the anti-theft upgrade. Gidney N Cloyd Jul 2023 #20

CountAllVotes

(22,215 posts)
1. The company I have is very good
Wed Jul 12, 2023, 11:28 AM
Jul 2023

Maybe they will take you if you don't have anything on your record.

Their name is Wawanesa Insurance. They are a Canadian company based out of San Diego, CA.

Let me know if you want their phone number.

Sorry to read about your problems with the insurance!




Rorey

(8,514 posts)
21. I don't think they deal with us Coloradans
Sat Jul 15, 2023, 11:28 AM
Jul 2023

I tried to get a quote on the website and it said they don't offer coverage in my area.

Thank you for the suggestion anyway.

Rorey

(8,514 posts)
6. That really wouldn't work for me
Wed Jul 12, 2023, 11:35 AM
Jul 2023

Besides it not being practical for me, at my age I wouldn't feel safe in this town.

MichMan

(17,151 posts)
3. You could always drop your comprehensive and just keep liability, unless you havent paid it off yet
Wed Jul 12, 2023, 11:30 AM
Jul 2023

Take your chances no one will steal or vandalize it, it won't catch fire, or a tree won't fall on it.

 

Think. Again.

(22,456 posts)
5. I have a feeling...
Wed Jul 12, 2023, 11:33 AM
Jul 2023

...that this Sol theft thing will only last as long as every other tiktok trend and so you might be able to just wait it out until the rates goes back down once doing handstands on highway billboards or somethng becomes the next rage.

Rorey

(8,514 posts)
9. I'm hoping that's the case
Wed Jul 12, 2023, 11:42 AM
Jul 2023

I watched a video of someone stealing a Soul. It took less than two minutes.

DetroitLegalBeagle

(2,504 posts)
15. This has been going on for a couple years now
Wed Jul 12, 2023, 01:16 PM
Jul 2023

I think the original video came out in 2021. It's probably not going away until Kia can get every car with the issue fixed.

dflprincess

(29,341 posts)
7. You may want to wait on the trade
Wed Jul 12, 2023, 11:37 AM
Jul 2023

I doubt you'll be able to get a decent deal for it right now. Dealers aren't going to take cars they can't sell.

Rorey

(8,514 posts)
11. That's another fear of mine
Wed Jul 12, 2023, 11:47 AM
Jul 2023

I'm thinking about giving it to my daughter, selling her van, and getting something that is better suited for road trips. She'll be moving in with me in the coming months anyway, so it can stay safely in my garage. She really doesn't go anywhere much other than doctor appointments and the grocery store, so it can stay in the garage. I'll just have to put up with the higher rate for a bit, probably.

ret5hd

(22,502 posts)
14. Kia is the one to blame.
Wed Jul 12, 2023, 12:35 PM
Jul 2023

Kia is the party that decided to cut corners to save a few cents per vehicle.

Kia knew that would make it easier to steal.

Kia knew there are thieves out there.

Kia depended on “security through obscurity”…one of the least effective security protocols.

Yeah, of course we should blame the thieves, but we all know thieves are gonna thieve.

Niagara

(11,851 posts)
16. I'm not convinced that you have to trade in your vehicle, Rorey.
Wed Jul 12, 2023, 01:51 PM
Jul 2023

According to this Forbes article, you can take your vehicle to the local dealership and see if you're model of vehicle falls under the software update for both Hyundai and Kia.


This article states that the Hyundai software update if free, but it wasn't so clear about Kia if this update is free. I would assume so, but that detail isn't specific. All you can do is ask the local dealership.


https://www.forbes.com/wheels/news/kia-hyundai-car-thefts-security-kit/



Good luck!

Rorey

(8,514 posts)
17. Thank you
Thu Jul 13, 2023, 08:50 AM
Jul 2023

I had actually called about some sort of solution before I went on a road trip last month. When I'm home, my car is always tucked away in my garage at night, so I wasn't worried. I've just been so busy lately that it keeps slipping my mind to call or go to the dealership to ask what they can do.

Thank you for the reminder!

Prairie_Seagull

(4,689 posts)
18. I would check with my ins. co and see if they would give you a better deal if you were to have
Thu Jul 13, 2023, 09:47 AM
Jul 2023

an on-board anti-theft device that is wired in to your rig. Could be as easy as a couple of well routed wires and a switch that only you would know about. I had one in a older collector car years ago and there was a savings on insurance as I recall.

On Edit- Of course this would need the requisite engineering done by a good tech.

Rorey

(8,514 posts)
22. I'm waiting to hear from an insurance broker
Thu Jul 20, 2023, 02:00 PM
Jul 2023

I went to the dealership and was told that the theft deterrent software isn't available to us in Colorado yet. I just contacted Kia again, and will see what they say. I'm thinking that I'll have to trade my car in, but regardless, if Kia doesn't do what I think they should, it's unlikely that I'll buy another Kia.

I'm making some big changes in my life, and have been thinking that I want to break down and buy a new car for the first time in my life within the next six months. I've never had anything but used. I'm pretty much settled on a hybrid, but don't know what yet.

Gidney N Cloyd

(19,847 posts)
20. Hyundai keeps sending me notices about getting the anti-theft upgrade.
Thu Jul 13, 2023, 05:37 PM
Jul 2023

I don't need it. I have push button ignition and even the notices clearly state that push button cars aren't affected. I may need to trade in just to stop wading through all the IMPORTANT NOTICES!

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