Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

Backseat Driver

(4,394 posts)
Mon Jan 29, 2024, 01:10 PM Jan 2024

Question: Why don't casino ATMs have "deposit" buttons to bank one's winnings on the spot or at least return the "junk

fees" designed to curb ill-advised withdrawals??? My daughter, bless her heart, took me to the casino and spotted my play $100 for my birthday. We stopped at the bank ATM beforehand and withdrew some cash; no problem. Headed out for a couple hours of leisure fun!

Code in Ohio requires familial financial responsibility. Hahaha...but the State hardly ever enforces the rule. So I played, I won some and returned her monetary birthday spot in cash. Decided to get a few extra bucks from my account to play a bit longer as there was ample funds for at least another hour's fun. I'm not starving, after all. Guess what, the casino ATM declined my transaction...went to the cashier cage...declined there also. Called my bank...got transferred to fraud dept who explained they had flagged the account??? when there was sufficient funding to cover even the "junk fees." They asked for lots of info to verify my use, then removed the flag...Long story short, I did lose it but had a ball. (The grandkid always gets the change from the wins fpr his piggy bank. It amounted to about $5).

5 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
Question: Why don't casino ATMs have "deposit" buttons to bank one's winnings on the spot or at least return the "junk (Original Post) Backseat Driver Jan 2024 OP
You can't deposit at remote ATMs TexasBushwhacker Jan 2024 #1
yeah, i cant deposit to my chase account at the boa atm that i tend to use, mopinko Jan 2024 #4
Because it's a function that would rarely be used? bif Jan 2024 #2
Probably automated fraud protection TwilightZone Jan 2024 #3
Simple. They don't want you to deposit your winnings. They want it to burn a hole in your pocket. Wonder Why Jan 2024 #5

TexasBushwhacker

(20,214 posts)
1. You can't deposit at remote ATMs
Mon Jan 29, 2024, 01:11 PM
Jan 2024

The only way you could deposit is if you banked at Wells Fargo, for example, and it was a Wells Fargo ATM.

TwilightZone

(25,479 posts)
3. Probably automated fraud protection
Mon Jan 29, 2024, 01:26 PM
Jan 2024

If you'd never withdrawn funds from a casino ATM before (or recently), their fraud protection probably kicked in. Happens to us fairly often when we travel, because we infrequently travel. Any transaction that's outside of your usual spending or withdrawal pattern can kick up a flag.

Latest Discussions»The DU Lounge»Question: Why don't casi...