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Squantoish

(20 posts)
Sun Apr 26, 2015, 06:55 PM Apr 2015

A first world worry

I know this will seem........bourgeois....but I am having a hard time deciding whether to move into a gated community (HOA, etc), an HOA, (not gated but with a private security firm providing 24 hour security) or just a plain old neighborhood open to the world. The 3rd choice would save a lot of monthly mortgage payment which I could invest but I am worried about security.

Any thoughts folks?

11 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
A first world worry (Original Post) Squantoish Apr 2015 OP
Can't comment without knowing the area you are considering. dixiegrrrrl Apr 2015 #1
Burglar bars on the inside saved me more than once. DamnYankeeInHouston Apr 2015 #2
I'd never live anywhere with an HOA. Too totalitarian. nt cyberswede Apr 2015 #3
Post removed Post removed Apr 2015 #4
Message auto-removed Name removed Apr 2015 #5
I'm a fan of plain old neighborhoods. The Velveteen Ocelot Apr 2015 #6
Do they still have 'plain old neighborhoods?' Wounded Bear Apr 2015 #7
Yes, I live in one. The Velveteen Ocelot Apr 2015 #9
Take the savings on your mortgage and use that money to put some sensible security measures underahedgerow Apr 2015 #8
you couldn't pay me to live someplace with an HOA magical thyme Apr 2015 #10
NOTE: Squantoish has been shown the door by MIRT pinboy3niner Apr 2015 #11

dixiegrrrrl

(60,148 posts)
1. Can't comment without knowing the area you are considering.
Sun Apr 26, 2015, 07:16 PM
Apr 2015

I personally would not live in any HOA set up, too many negative tales about that.

You could always have a loud dog and home alarm system if you are worried about security.

Response to Squantoish (Original post)

Response to Post removed (Reply #4)

The Velveteen Ocelot

(129,762 posts)
6. I'm a fan of plain old neighborhoods.
Mon Apr 27, 2015, 12:05 AM
Apr 2015

If you're worried about security get a security system (alarms, cameras, etc.) - a whole lot cheaper than an HOA and they are as good a break-in deterrent as anything else. YMMV, but I wouldn't live in a gated (or ungated) community with one of those obnoxious, authoritarian HOAs for anything. I like being able to have the kind of garden I want, paint my house a color I like, have more than one pet, sit on my front porch and let my guests park on the street in front of my house. Screw HOAs.

Wounded Bear

(64,010 posts)
7. Do they still have 'plain old neighborhoods?'
Mon Apr 27, 2015, 12:37 AM
Apr 2015

I thought HOAs had gobbled up everything. I suppose you could live out of town, but that has it's own set of problems.

The Velveteen Ocelot

(129,762 posts)
9. Yes, I live in one.
Mon Apr 27, 2015, 11:22 AM
Apr 2015

Most cities' older neighborhoods are free of the pernicious HOAs. I'd never live in a place that had them.

underahedgerow

(1,232 posts)
8. Take the savings on your mortgage and use that money to put some sensible security measures
Mon Apr 27, 2015, 04:08 AM
Apr 2015

in place for a one time cost. It increases the value of the property and it's not difficult!

Home security can include video surveillance via your smart phone and computer, installing motion detectors outside that turn on exterior lights (I call them boogie man lights) that can also be activated manually from inside the house; well thought out barrier plantings around the house and property including rose bushes under windows, thorny bushes along the fence lines and perimeters and good quality fencing of course as well. Iron doors & door frames can be attractive and you can have a custom, more attractive door fabricated for little more than a standard door, and are very secure. Good quality locks into steel frames are an excellent investment, and the new electronic locks that can be remotely activated are very cool.

Alarmed screens aren't very expensive, tied into your security system for vulnerable points. A dog makes all the difference of course. And you can even just pretend you have a dog by leaving HUGE dog toys visible and enormous dog dishes in sight as well. Even very large men's shoes next to a door can be a visual clue that makes crooks think twice.

Never forget that signage is an excellent deterrent, simple commercial signs saying 'this property under video surveillance' and 'caution, guard dog on duty' at all vulnerable points make a huge difference. Automatic lights and appliances are excellent and cost effective and you can now run most of them via your smart phone.

Bars do work on the windows of course, but they're not pretty and I think they make the home feel like a prison. I also worry about fires or emergency access with bars too.

Those are just my tips and tricks for good home security. None of it has to be ugly and obtrusive, most of it is DIY and it just has to be thought of and put to practice!

 

magical thyme

(14,881 posts)
10. you couldn't pay me to live someplace with an HOA
Mon Apr 27, 2015, 11:33 AM
Apr 2015

not after 17 years of suffering in a badly managed condo, plus the horror stories I've read here on DU.

As others have already written, use the savings to put in decent security if you're that afraid of the hoi polloi.

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