New Texas law aims at ‘junk’ auto insurance policies covering only certain drivers
AUSTIN — More than a million Texas drivers with limited auto insurance coverage face increased scrutiny under a new state law that aims to shine a light on policies that cover just one driver, not an entire vehicle.
The rest of the story is behind the paywall at http://www.dallasnews.com/news/politics/headlines/20130905-new-texas-law-aims-at-junk-auto-insurance-policies-covering-only-certain-drivers.ece .
[font color=green]This story is of personal interest since I was involved in an incident a couple of weeks ago while riding my bicycle in a hit-and-run accident. The investigation is leading to a minor driver that was excluded by endorsement on the auto policy. My chances of any type of insurance settlement are nil and other than filing a claim against the parents in small claims court, it is unlikely that I will obtain any type of recovery. The most likely repercussions are that the parents auto policy will be cancelled for allowing her to drive the vehicle without coverage.[/font]
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