Outsourcing might be next big thing in health insurance

[unhappycamper]

http://www.thenewstribune.com/2013/11/02/2870288/outsourcing-might-be-next-big.html

Outsourcing might be next big thing in health insurance
By DAVID MARKIEWICZ — The Atlanta Journal-Constitution
Published: November 2, 2013

Allison Martiny really didn’t have many options when choosing health insurance for her family at annual open enrollment. Only one of the two plans her employer offered made any sense, and even that didn’t include the dental coverage her kids need.

Then her company, a small IT recruiting and staffing firm in Atlanta called eCommQuest, did something you’ll see a lot more companies do in the next few years: Instead of sponsoring an insurance program that offered only a few choices, it is giving employees some money and sending them to shop for their coverage online in a marketplace operated by an outside firm.

Martiny and her colleagues can pick and choose, buffet-style, from a dozen or more plans offering insurance at different prices, with low to high deductibles and big or small co-payments, for medical, dental and vision coverage.

~snip~

“This closely mirrors the evolution in the retirement plan space from defined benefit plans — pensions — to defined contribution plans — 401(k)s,” he said.

[GeorgeGist]

1. It'll be cheaper for many ...

Procedures to send the patient to India etc.