HomeLatest ThreadsGreatest ThreadsForums & GroupsMy SubscriptionsMy Posts
DU Home » Latest Threads » Forums & Groups » Topics » Economy & Education » Personal Finance and Investing (Group) » Filed for Social Security...

Fri Feb 12, 2016, 07:44 PM

Filed for Social Security benefits today

I will turn 66 this month (Full Retirement Age), and I have an "Adult Disabled Child" (Social Security Administration's term for an adult who was awarded disability payments before age 22 and is still receiving them). It seems I'm lucky where I work, as no one else has the skills that I do, so they don't want me to retire anytime soon, they'll make concessions for me and I'll keep working for a couple years.

In researching retirement the last year, I learned about "file and suspend". I wanted to find out if this would affect my daughter, so I did some checking and yes, she could file against my benefits, meaning more money for her. As we should all know, file and suspend is going to go away at the end of April this year.

When I went to the local office today, and filed in person, I learned that what I was doing--filing so my daughter could file against my benefits--is NOT considered "file and suspend". It was explained that file and suspend is only when a married couple does it, so that one spouse's benefits can continue growing.

What I did, is considered something totally different, and is NOT GOING AWAY. At least, at this time. In talking about it, SSA is still coming down with information on how this is going to be implemented, and making rulings, so the situation is still fluid.

I found it interesting, and just wanted to share what I learned today.

2 replies, 2033 views

Reply to this thread

Back to top Alert abuse

Always highlight: 10 newest replies | Replies posted after I mark a forum
Replies to this discussion thread
Arrow 2 replies Author Time Post
Reply Filed for Social Security benefits today (Original post)
HuskiesHowls Feb 2016 OP
elleng Feb 2016 #1
Post removed Feb 2016 #2

Response to HuskiesHowls (Original post)

Fri Feb 12, 2016, 07:57 PM

1. Very interesting and informative.

X-post in 'seniors' group?

Reply to this post

Back to top Alert abuse Link here Permalink

Response to HuskiesHowls (Original post)

Reply to this thread