No more ACA? Medicare for all?

[SmittynMo]

You damn right!!!

She wants to fix the ACA? It would take forever. Let me tell you, after 1.5 years of using the ACA, you learn quite quickly that it's not normal insurance you get at work. It's catastrophic insurance. Anything outside of a wellness visit, is paid by YOU until you hit that high deductible. And its not cheap anymore. The insurance companies caught on this year and increased the high end for all policies, and in some cases, increased your deductible for next year. Well, that increase comes right out of your pocket, not the government as a tax credit. Plus, there will still be millions left without healthcare. Sorry, that's not acceptable.

Medicare for all, or some form of this, should be the only acceptable answer. We as a country should not accept anything less.

The answer is quite clear. Bernie ALL THE WAY!!!!

[Cassiopeia]

1. It's even worse than that.

our not all that great insurance we had at work has become expensive catastrophic insurance.

The ACA has maximized profit and minimized coverage.

[donf]

2. Reposting my comment from debate thread # 4

(Not reposting this to be self-serving, but because my response applies directly to this 0P.)

I am a 55-year-old man. I live in Ohio, where we did participate in the expansion of Medicaid. I was downsized out of a good career in the name of higher stockholder returns. After two years of jobhunting, with an exceptional resume, a college education, and exemplary work history - The best job I was able to find pays just enough that I don't qualify for Medicaid, but not enough to afford a reasonable plan through the ACA. I would be paying $75 a week in premiums with the $6000 deductible, which I would never meet, because my health is very good. The problem with the ACA is that it is still driven by the goddamn profit motives of the greedy insurance industry. It is immoral to profit off of the suffering of our fellow citizens. Period. Private health insurance is an unnecessary evil, and must be eliminated.

[Cassiopeia]

3. A catastrophic policy.

That's not healthcare.

[SmittynMo]

5. It's quickly becoming the NACA

Not Affordable Care Act.

Clinton will take all 8 years to fix it, and only if she fixes it. But the real truth is, it's catastrophic insurance, not healthcare at all. Not even close.

[Cassiopeia]

6. Clinton will not even attempt to fix it,

because the ACA did "fix" it.

Clinton is more of the same, with a sprinkle of war and corporate tax breaks on top.

[SmittynMo]

11. The ACA didn't fix squat.

Prior to 2016 rates? Maybe. And if it ever did, it just blew up. I'm to the point now where I'm paying a fortune for catastrophic insurance. It is not affordable any longer. It's probably to the point of taking the penalty and the risk. I don't think this is the way it was intended.

[Cassiopeia]

12. No it did not.

The entire objective of the ACA was to prop up an industry that was in trouble.

It has excelled far beyond expectations.

[Mike__M]

21. Not health insurance

if you don't exceed the deductible, it is IRS-penalty insurance.

[donf]

7. I forgot to mention

that I can't afford $75 a week for the premium. That would be like taking on a new car payment, which I would never do in my current circumstances, because that would be grossly irresponsible. So I simply have no health insurance. (Needless to say, my employer does not offer even partially paid health insurance.)

My suspicion is that most liberals who support the ACA are well enough off and/or still have health insurance that is partially covered by their employer, that they can't quite put themselves in my position. Three years ago, when I had a good job with a large corporation that paid half of my health insurance premiums, it would've been hard for me to relate to my current circumstances.

[SmittynMo]

8. On top of this

my republican dentist told me the other day that his accountant told him he has to pay an additional 1% in taxes this year for Obamacare because he makes too much.

I told him, don't make as much.

He failed to see the humor.

[Cassiopeia]

10. Don't worry,

eventually the tax penalties will be even less affordable than the useless catastrophic insurance you can currently participate in. Then you'll choose the lesser of two evils and some here will still tell you how great you have it now due to the ACA.

[Cassiopeia]

14. I work for a huge corp that switched insurance 'cause Obamacare.

We went from great insurance to the same shit you get offered - huge weekly premiums and massive deductibles that would set me back years if I had to use them even once.

Trickle down worked. People that had good insurance are losing it. We're told to feel good about it because they are just complying with the ACA.

[donf]

16. It's no longer health insurance

it's extortion. It feels like paying protection money to the mob. (Read in your best gangster voice.) "That's a nice healthy body you got there . . . it'd be a shame if somethin' was to happen to it . . ."

[SmittynMo]

4. Bingo

Great story. My story over the past 5 years is so similar, so I can relate.

[Doctor_J]

9. heritage care is going to force me to keep working until 65

It essentially killed any possibility of actual healthcare for at least fifty years.

[SmittynMo]

13. So after all the posts,

Single payer for all.

Isn't the answer still quite clear? Bernie ALL THE WAY!!!!

I hope the Clinton clan sure saw this as a weakness on her part. It was quite obvious she's not interested in ALL of us.

[SoapBox]

15. Ditto to Single Payer and Medicare for all!

Nothing less.

Period.

Hill? Not Good Enough!

[SmittynMo]

17. I hope enough that watched

realize that there is a HUGE difference.

[Enthusiast]

18. I'm with you on that! This health care system is like a sad excuse.

It nearly killed me.

There is no good excuse for not adopting a Western European style health care system. What we have now is a sad excuse for a health care system. We all know it is true. We already know what is wrong with the heath care system. It is crystal clear.

[Bernin4U]

19. ACA is absolutely better than we had before

Ending pre-existing conditions is a very big deal. As is dependent coverage until 26. And proper minimums for coverage (insurance is now required to cover that $1200 5-minute ambulance ride). Etc, etc.

You may be paying more personally, but when wasn't that the case? What matters most is that it's brought good coverage to a lot more people. Many who otherwise may not still be with us.

It's said that Obama could have taken it much further. But in any case, of course we now need Bernie to help take it to the next level.

[Enthusiast]

20. We do need to take it to the next level. The sooner the better.

It should be entirely exempt of profit.

[Mike__M]

22. Going from not having coverage

because you can't afford it to not having coverage because you can't afford and paying a penalty: I see the improvement there. For someone.

[Robbins]

23. What we need

expanding medicaid and medicare for all americans.I am disabled on medicaid so i don't know what others who signed up for ACA
have had to go through.from what you are saying it seems like this was something to benefit insurence companys and many were
misled.

[SmittynMo]

24. It's fixed/rigged

The economy, the political system, and insurance companies.

[tblue]

25. "Catastrophic" Yep that's my experience too

We pay $1700 a month and have a HUGE deductible -- and for the first time ever a provider said yes they take Blue Shield but not the plan we have since ACA.

ACA was a step in the right direction but we need a whole other direction.