Medicare for all and military healthcare (Tricare)

[helpisontheway]

I just googled and it seems we would lose our Tricare medical insurance too. We pay less than $60 a month for our entire family. We get our treatment on a military base so we don’t have any copayments. We pick up our medications for free in the military pharmacy on the base. My husband served 20 years so we would have these benefits. I was reconsidering Medicare For All after watching Joy explain it this morning. However, no way will I ever vote for a candidate that supports Medicare for all. I live in an area with a ton of military families ( at least 8 military bases in driving distance). I will absolutely make sure they realize that we lose the healthcare our spouses served many years to get if that is true. I have no idea what they will do to the VA. If the articles are wrong then please let me know. For now it looks like the only viable option is Biden so I will be selecting my preference. I truly hope I’m wrong..

[tiredtoo]

1. AS you may know

The military is the largest socialist organization in the good old U.S. of A!

[yellowdogintexas]

18. Senator Sanders' plan clearly states the

military would not change.

ANd here's a novel idea - call it something else and pattern it after TriCare

[pangaia]

19. +++

[elleng]

2. I think no one really knows what each plan will finally contain,

but as candidates and pundits etc. continue to talk as if they do know, we're all in trouble, imo.

CIRCULAR FIRING SQUAD AGAIN.

[yellowdogintexas]

17. Everything we are reading and hearing about now is theoretical

Everybody has a plan! The candidates are trying to distinguish themselves from one another on this and every other topic.
Nothing has been decided!
Every plan has really good points and some not so good!
The Party Platform which will be presented at the National Convention will recognize the need for a major change in how we handle health care in this nation and will be far more general.

What we end up with may take the first three years of the next administration assuming it is a Democratic one, and we have control of both houses. If it isn't then we are all toast.

It's all good for our candidates to each have his/her own method to get there, but in reality a lot of cats will be herded before we get a plan passed.

This is the most important thing: the Republicans are only going to ramp up their "socialist, communist, I've got mine so you can't have any" rhetoric. It is going to be non stop and virulent. We need to be fighting this at every level, any way we can.

[elleng]

22. At the moment, there IS nothing for Democrats to fight about,

which causes me much angst, 'fighting' against NOTHING, and appearing to be fighting against eachother's 'plans.'

CIRCULAR FIRING SQUAD, just what repugs want: Watch the Dems fight.

To see HRC and HRC and Nancy Pelosi go public with positions framed as 'anti-something,' at the moment anti-'for all'- REALLY angers me.

[elleng]

44. Yes

[Voltaire2]

3. If you are retired you would pay nothing under MFA.

It is a great plan, and everyone would have the same great plan. Don't you think we all deserve to have the sort of great plan you have under tricare? No deductibles, no copays, no networks, no mystery bills, vision dental mental health covered the same as medical.

Everyone gets a great plan. Why is that a problem?

[JoeOtterbein]

9. +1

[TexasTowelie]

11. Hmmm...

Don't you think we all deserve to have the sort of great plan you have under tricare?

Actually I don't. Tricare is an earned benefit for those that served on the military and their dependents. Those that serve in the military and their families have made sacrifices that the general public has not made.

[HerbChestnut]

15. Wow...

[pangaia]

20. wow is right.....

[TexasTowelie]

24. I'm a American

Last edited Sun Nov 10, 2019, 03:28 AM - Edit history (1)

so I also deserve a Ph.D. even though I haven't earned it.

Believe it or not, I think that people should work and earn things rather than expect the government to give me everything on my wish list to me.

I do believe that health care is a human right, but I don't believe that a drug dealer or thief that never worked or contributed to society in any meaningful manner should receive the same benefits as someone who has contributed to society whether it is through paying taxes, volunteer work, service in the military, or employment in governmental or quasi-governmental positions that benefit the public. I could see exceptions for those that are disabled or victims of abuse.

[N_E_1 for Tennis]

26. I respect your opinion...

And here is the almighty BUT...

I now have my health care from the VA and I wish all could be covered with this same care. We do not have Tri-Care, I don’t qualify. So I’m covered but my wife is not...just because she wasn’t in the service but supported me all that time...an Army wife.

Now when I served I didn’t qualify who I served for...we serve foe ALL Americans no distinction, everyone equal. Yes the military does teach you beneficial socialism. We should cover all Americans equally. That’s my opinion...take it or leave it.

[TexasTowelie]

35. I'm glad that you were able to pick up the fact that when you are in the military you have to

perform as a team so there is that "socialist" aspect to military service. Most of the people in the military that I know (grandfather, father, a few uncles, a brother, a sister, a few bosses, and a large number of coworkers and friends) didn't learn that. They were/are fierce about protecting their benefits and also making certain that others that did not earn those benefits don't use them. I'm glad that you are more benevolent rather than callous for the needs of other people (probably because of what is occurring with your spouse). And while I know that you aren't the only service member who is open-minded about expanding benefits so that everyone has the same quality of medical care as you receive at the VA, I suspect that you are probably in the minority.

In return I guess I should ask a few questions: If the budget for the VA were to remain fixed and an additional group of non-veterans were allowed to access medical care through the VA such that average amount available for each patient were to decrease by 25% to 30%, how do you think that most of your fellow service members would react? Would they be willing to make another sacrifice on behalf of their country or would they zealously fight for what they believe is owed to them? I have a good idea how the group of former military members that I know would view that proposal. Is your experience with the group of former military members that you know different from those that I know? I'd hate to believe that the ones that were less benevolent somehow ended up concentrated in Texas.

[N_E_1 for Tennis]

45. You're so correct on the fierce opposition...

Under the conditions you set. Not many would give up any services and I’ll bet the whining would be unbearable. I know many vets that feel they served and now they are released from the oath they uttered at the beginning of their service. I am in no way perfect, I have stumbled and fell many times but I have always tried to the best of my ability to live my life according to the values I was taught in the Army.

https://www.army.mil/values/index.html

I was active throughout the seventies, I’m 67. That’s only for perspective.

I have had quite a few instances that I used the VA. Heart bypass, stroke recovery, aortic replacement and am looking at a possible hip replacement.
I have talked to doctors about this very subject and while they admit it would be a somewhat difficult transition with additional staffing they would have no problems with more coming onboard.

We served to protect all Americans I feel extending the care I receive is part of my duty to honor that protection.

[Hassin Bin Sober]

40. What kind of work do you currently do?

[TexasTowelie]

42. What business is it of yours? nt

[Turbineguy]

56. I think TexasTowelie's

account's been hacked.

[Hassin Bin Sober]

62. I would think you would be more forgiving of people needing public assistance.

I mean it’s the holidays and all. Not everyone on public assistance is a freeloader or drug dealer.

[TexasTowelie]

63. Where the hell did I say anything about not helping people who need public assistance?

Furthermore, why the hell are you searching all my posts? Also, why are you trying to intimidate me by asking about my employment situation? There is nothing you can do that will affect me. Your posts come across as harassment.

I really doubt you care about the holiday season either.

[Humanist_Activist]

69. You are saying that not everyone deserves the same coverage for medical care...

think about how horrifying that opinion in, then sit down and be quiet. Damn.

[TexasTowelie]

71. No, I don't believe that everyone deserves the same coverage for medical care

and I don't feel horrible about it. Whether you accept it or not, there are inequalities in life. I don't expect to receive the same quality of care as I did earlier in my life because my ability to contribute to society has diminished over time. One of the reasons why the price of medical care has risen is that some people believe that the same heroic efforts should be made to save the life of a 90 year old patient as someone who is half of that age. Growing old is part of the process of life and people need to accept that not everyone is going to live to be 100 years old. Quite frankly, I've seen enough pain and suffering in my life and for my parents when I provided hospice care to know that death is a welcome relief.

Why do you want to prolong the life of someone who is living in misery? That is horrible and inhumane.

As for your comment to sit down and be quiet--forget about it.

[sl8]

28. I have Tricare. There are absolutely copays, deductibles,networks, and no vision or dental coverage.

Last edited Sun Nov 10, 2019, 09:19 AM - Edit history (1)

I have Tricare Select and deal with all of the issues you say Tricare doesn't have.

Vision & dental aren't covered, but I am eligible to purchase coverage under various government employee plans.

Regarding "mystery bills", that's probably a subjective thing, but I disagree that Tricare eliminates them. I'm pulling out my hair trying to make sense out of all the medical bills and Tricare's Explanation of Benefits (EOBs). On the positive side, I am learning all sorts of ICD codes. As it turns out, providers often don't use the "right" ones.

[Voltaire2]

34. The op claimed otherwise and I was not

going to dispute that claim. The argument against MFA that “my insurance is great” is common and rather than dispute the claim I think it is better to just point out that MFA is proposing that everyone gets a great plan.

[helpisontheway]

39. We have TRICARE PRIME!!! I receive treatment in military treatment facility

on a military base. We DO NOT have copays unless we go to a doctor off base (which is never because we have several military hospitals in the area). We DO NOT have deductibles to meet. We DO NOT pay a dime for our medications. The only thing we pay for is $60ish a month premium for our family. The military treatment facility is our primary care manager. We do have to request. We get one free eye exam every other year. There is an option to purchase dental. We don’t do that because we have free dental withmy husband’s civilian job. So all Tricare is not the same. Some choose to have Tricare that allows them to go to civilian doctors. Some don’t have a choice because they don’t live near a military facility. We do live near a military base so we chose Tricare PRIME not select.

[George II]

48. I thought you pretty much said that in your OP, didn't you?

[helpisontheway]

50. I thought so toountil he other person said that Tricare definitely has copays..etc. Our plan does no

[rurallib]

4. don't judge yet - what is proposed will certainly be changed in Congress

Just remember the final goal is medical coverage for all. Don't jump off the bandwagon until you are sure you know where it is going.

Remember Trump and the repugs want to end the GA, Medicare and Medicaid. I am sure Tricare will take a hit under them also.

Take care.

[elleng]

6. Yes indeed, what is proposed will certainly be changed in Congress,

so it makes no sense for people to think they can make plans now, AND plan to support candidates based on their currently-proposed plan(s.)

[madville]

5. I have TRICARE and VA benefits also

I’m not worried about it even if Bernie or Warren wins because M4A will not pass even if they serve two terms.

[Ohiogal]

7. You don't think

Every American deserves great healthcare?

[madville]

8. Absolutely

Just do it with a public option and let people have the option to keep what they prefer or currently have.

[emmaverybo]

12. +1

[yellowdogintexas]

14. MFA is the perfect Public Option

Always has been.

[Ohiogal]

31. Respectfully,

I was posing that question to helpisontheway.

This business of “this person deserves it and that person doesn’t” doesn’t sit well with me. We have millions of citizens who have led law-abiding and productive lives. And we have citizens who have been suffering from various chronic illnesses and disabilities their whole lives. Don’t we all deserve to have the same good healthcare? And in no way am I denigrating service members. Quite the opposite, I absolutely believe they deserve good affordable healthcare. But so do the rest of us.
“

[pinkstarburst]

33. +1

[George II]

10. Nothing much to worry about. Even if one of the candidates with a M4A plan gets elected....

....it will never get passed.

Best bet is to go with one of the candidates willing to build on the ACA which is already in place and working very well in states that have accepted it and set up their exchanges.

Why scrap something that's been in effect for 10 years and working (not perfectly, but it's functional) in lieu of something that still isn't fully defined OR clearly funded?

[emmaverybo]

13. Well now, that makes sense.

[yellowdogintexas]

16. OK consider this The goal is to have affordable healthcare for everyone, regardless of its name

This can be done in a number of ways. Medicare For All is a great concept; I spent 7 years as a claims analyst with a Part B carrier and even back then (1975-1983) I thought we should just all be on it.

There will be a lot of compromises going forward. The most likely is opening Medicare to those who want it and phasing it in. The Public Option, if you will.

Also, if everyone who wants it is dumped into the system at once it will be a royal mess logistically. Example: begin with early retirees and completely uninsured persons. Once they are integrated into the system and on board, then offer to those who want to switch from whatever they already have.

It absolutely needs to be included in the choices offered by every employer which carries insurance for the employees.

[wellst0nev0ter]

23. So you get good taxpayer-funded healthcare

While the rest of us get worse healthcare?

[helpisontheway]

29. My husband served this country for 20 long years to get his benefits

He served in war zones while many were safe at home. He has missed more holidays, birthdays, family functions that I can begin to count. He missed soccer games, first steps and school functions. He has more physical disabilities than most other 47 year olds due to his service. Yes, it was his choice to serve this country. However, after 20 years he was promised his pension and healthcare. Now, when he is set to completely retire at age 50 his healthcare could be completely ripped away? We figured our heathcare was taken care of so we focused on other expenses. So it is selfish to be concerned because his plan to finally spend time with us could be ripped away because he could lose his benefit. What next? Take his monthly pension too? And we are selfish to be concerned? Whatever...I never dreamed that Warren and Bernie would come after earned military benefits. I was already shakey with Elizabeth mainly because of Medicare for all (never liked Bernie so no issue there). However, yesterday Joy did a segment that made me reconsider that. Personally, I do love Elizabeth and her strength, conviction,personality, determination and FIRE. She pulls you right in during her public appearances. However, I do not like her enough to vote away my husband’s benefits. I wish I could meet her and ask her about it face to face. I don’t understand how she thinks that it is right to take away earned healthcare benefits from retired military and vets. Anyway, I’m done with this conversation. I will continue to search for information. Pretty much completely with Biden unless Elizabeth leaves veteran benefits out of this..Mayor Pete has a common sense approach but I don’t see him as a major candidate at this point. I will wait and see how he does in states after Iowa (that are not predominantly white). Just my opinion. I was hoping that someone was gonna tell me that I was wrong about her policy. Does not appear to be the case though..😕

[wellst0nev0ter]

58. So you're advocating for tiered healthcare

In which better healthcare is available to those who signs up to serve in the army? Is that what I'm getting here? Do you understand how perverse that is?

[ExciteBike66]

25. Translation: I got mine...

[OhNo-Really]

27. TriCare for All

TriCare is truly what we need. My parents had TriCare & it covered everything even traveling.

Medicare 80/20 keeps me from getting medical care

The MedAdvantage Aarp United HeAlth dropped my Doctor this upcoming year year. The co-pays are $50 for a specialist

The one service I need, physical therapy, is unaffordable at $50 copay per visit. I need 3 visits a week but don’t go.

If I have a heart attack I have to avoid an ambulance because the fire department takes everyone to a hospital my plan doesn’t cover “because said hospital has a certain piece of equipment”. True story.
Even though my covered hospital is CLOSER! This happened to my friend so we all have sworn off heart attack ambulance service. She got a $4000 bill for the privilege to lay on a bed in the emergency room. They never even used that “special equipment “. WTH!

The System is a disaster on my area. It takes months for my provider (uHC delegates to local OptimCare) for bills to be paid even though I’m billed for full payment in the interim

So where I sit, Medicare for All stinks.

I won’t go broke if I have a major medical event. I would rather die so my kids have a nest egg

And the medical care I did seek sucked. Seems the docs are always unable to diagnose & treat anyway. Bifascicular Block - no treatment. Chronic dizziness- no treatment. Polymyalgia - no treatment. Horrendous painful rash - a medical mystery, no treatment. Just $50 co-pays for no treatment.

My annual check up is a chit chat with no physical contact other than nurse weighing & taking blood pressure reading

I’ve lost all faith in & feel priced out of medical treatment.

And overall I’m really healthy & live no smoke no alcohol no sugar organic food
Exercise daily meditate healthy lifestyle.

Had to get this off my chest.

[Ohiogal]

38. That really does suck

And I'm sorry you have had such lousy experiences. It's a travesty they put us through shit like this.

Although the ACA was meant to be a step in the right direction. in many ways it just perpetuates a broken system. There shouldn't be any of this "out of system" shit nor should there be such high co-pays just to seek medical care, whether you have Medicare or an ACA plan or whatever. I just signed up for a Bronze plan in the Marketplace last week (I have two years to go before I can get Medicare), and for what I will pay, the coverage sucks, but it was all I could afford. The powers that be want us to be satisfied with "it's better than nothing". I hope and pray I don't need some kind of long term care or an operation. I don't smoke, I exercise, eat healthy, organic food whenever possible, too. I'm right there with you.......

I firmly believe the whole system need to be overhauled so that every American can go to a doctor and get medical care and not have to worry about being able to afford it. I guess that makes me a Marxist (according to my conservative family members). Hey, if other countries have figured it out, why can't we? When we continue to pay insurance companies for our healthcare insurance, we just perpetuate a bad system that does nothing to address high costs. But many people think this should continue because overhauling the whole system is too much work and there will be people who complain about losing their great healthcare. It's a huge problem and I doubt anything will change any time soon.

[OhNo-Really]

47. The AARP United Health Care Ppo does suck

I thought you might enjoy this autobiographical interview with Senator Warren

She truly is a good hearted brilliant woman from a very humble Oklahoma family

[OhNo-Really]

49. January 2008 Warren Warned of Collapse

I watched this in 2008 and knew Elizabeth Warren was a compassionate genius concerned for the plight & perils the average US Citizen faces. She had studied bankruptcy for years prior.

You can scroll past the intro

The Best Most Informative Insights w/Charts

This quiet interview provides an autobiographical insight into how a contrarian girl raised by Dust Bowl poor farmers from Oklahoma became Senator Warren

At the time of these talks I was reading the ACA plans & revisions from cover to cover and Elizabeth Warren caught my attention.

I just remembered them today facing open enrollment

She nails our dilemmas perfectly

[Ohiogal]

55. I will bookmark to watch later tonight, thank you.

[Desert grandma]

43. So sorry you have such awful choices where you are.

I have original Medicare (parts A and B) and a supplemental plan that covers what medicare does not cover. Husband and I have supplemental Plan G which covers EVERYTHING ELSE except for a $185 deductible annually. I also have a separate prescription drug plan. We pay no co-pays at all for medical care. Medicare Advantage plans sound great on the surface and advertise all kinds of other benefits, however, they also have co-pays and networks that limit your choices. Original Medicare is widely accepted where we live. There are very few, if any, medical providers who do not accept it. We can even go to the Mayo or Cleveland Clinics. Mayo accepts Medicare but charges an additional 15 percent. Our supplemental plan covers that additional cost. Our supplemental insurance costs $135 monthly. It has only increased a few dollars since I got it 5 years ago. My husband is also a Vietnam veteran and gets a lot of his care at the local VAMC. which is his choice. My personal choice is to provide a "Public Option" on the ACA exchanges that will provide this type of care to others.

[OhNo-Really]

46. Thank you.

I am interested in the Supplement G I will review the Supp package I just received that didn’t include pricing

I’m hoping the Supplement programs don’t differ from state to state like UHC Advantage does

So in total, good unrestricted Medicare coverage costs seniors approx $270 a month + Drug plan insurance

I just wish Medicare was a little more confusing

I’ll call on Monday. This AARP Advantage Plan just isn’t working. $50 co-pay for physical therapy is criminal in my opinion

[Desert grandma]

52. It is very confusing..

Last edited Sun Nov 10, 2019, 04:04 PM - Edit history (1)

I spent a lot of time researching this and making phone calls. Where we live the supplement plans are rated either 1) age attained, 2) age issued or 3) community rated. ALL 3 can increase slightly due to medical cost increases in your area. However, AGE ATTAINED will also increase every year on your birthday. AGE ISSUED remains the same cost as the age you enroll in it. COMMUNITY RATED bases its cost on the average of the entire community. My understanding is that only AARP supplement is community rated. Almost all supplementary plans are "age attained". I enrolled in an Age Issued plan at 66. In the 5 years I have had it, it has increased less than $9 a month. The dirty little secret of the medicare supplement plans is that in order to enroll in them you must go through underwriting unless you choose this path when you originally enroll in Medicare at 65. They can and do consider pre-existing conditions before letting you enroll. Many require medical records. There are ways around this. We are on TransAmerica supplemental plan. If you and/or spouse are a member of one of their "preferred groups" you only need answer 3 medical questions that most people would easily answer "no" to. The preferred groups are American Legion, Veterans of Foreign Wars, JC Penny credit card holders, Good Sam Club (RV and Camping membership). and perhaps a few others. My friend joined the Good Sam Club at $25 annually so she could enroll in this plan without going through extensive underwriting. She was prone to DVT clots and had been hospitalized for that in the past. We are very happy with plan G. Good luck!!

[OhNo-Really]

53. This is awesome information

Thank you. Do you need preauthorization for care? Or services?

[Desert grandma]

57. No.

Only physical therapy providers require a referral no matter what insurance you have. No other co-pays for specialists, facilities, services etc. As long as they accept Medicare (which most do) you don't need a referral or preauthorization.

[OhNo-Really]

60. Thank you

I dropped a “get it off my chest” rant about Medicare in your article

I think the resistance to M4All is others must agree that Medicare sucks

[sl8]

30. Currently, Tricare enrollees transition to TRICARE For Life when they become Medicare eligible.

It would seem logical to keep a similar provision in any expanded Medicare scheme (I do understand that logic is not always the primary consideration in developing legislation).

From https://www.tricare.mil/tfl

TRICARE For Life

TRICARE For Life is Medicare-wraparound coverage for TRICARE-eligible beneficiaries who have Medicare Part A and B.

Enrollment not required
• Coverage is automatic if you have Medicare Part A and B
• You must pay Medicare Part B premiums

[...]

Do you recall any more specifics about what you heard regarding Tricare? Was it based on some particular proposed legislation?

[MrsCoffee]

36. I, me, I

You know what? I’ve got amazing health care through my husband’s job. But only one my four adult children has healthcare. I would rather pay higher taxes to make sure everyone was covered and to have a system that lowers costs all around.

Healthcare for everyone.

[Ohiogal]

41. Hear, hear!

[brutus smith]

54. +1000

I see some of these selfish posts and I thought I was on a repub website

[Baked Potato]

37. Don't touch Tricare !

The Military is a special class of Americans whether anyone likes it or not. They need special considerations for many aspects of life. Leave Tricare alone.

President Obama got the ACA through Congress by NOT touching Tricare.

[Autumn]

64. As are nurses, care givers, and teachers special classes of Americans. And in all reality they do

more to protect and serve the American people on a daily basis than the military does.

[Baked Potato]

65. My daughter is a care giver

And has a great healthcare plan. She makes pretty good money.

[Autumn]

66. My nephew also has great healthcare and makes good money and he's in the Air Force.

He has enough to pay his car payment for his new Silverado truck, his auto insurance, 30 days vacation a year parties on weekends, receives meal accounts so he eats free on base and has a room there.

My mothers care giver that sees her doesn't have healthcare and is a single Mother who works two jobs. I don't know what she makes or what you consider good money.

[Baked Potato]

67. We are all important

I see your point and hope we can fix healthcare.

[Autumn]

68. Yes everyone is. There should be no special classes of people here. nt

[Humanist_Activist]

70. Special Considerations like access to healthcare? Why should that be a special consideration?

Why can't all people have access to healthcare?

[TexasTowelie]

72. Because there are finite resources in this world.

It's wasteful to spend hundreds of thousands of dollars on people that are near the end of their natural life span. Even the medical profession realizes that which is why organ transplants and other expensive treatments are not available to the elderly. Provide those resources to those that are young, productive, and serve in capacities that benefit others.

As someone who has relatives in the medical fields, I've heard plenty of stories about families trying to extend the lives of the elderly just so that the family will get another month of Social Security.

[Hoyt]

51. Theoretically, you'd have what you have now but with more access to all doctors

and facilities.

The question is whether running on MFA will get a Democrat elected. I have my doubts in this environment.

[OhNo-Really]

59. TriCare4All - It's NOT Faux Health Ins

I think Medicare sucks. It’s still Faux Insurance with a catchy phrase. My co-pay for each physical therapy session is $50. I don’t go, can’t afford & do my best to self treat. This sucks!

The AARP United Health Care HMO & PPO Plans suck. A nightmare in every way.

Seniors pay $130 a month for Medicare A & B, which is garnished from their paltry SS checks. This sucks.

I pay an additional monthly fee for Prescription Part D because I didn’t understand I would be FINED for LIFE if I didn’t opt in at age 65. Fined for life! This also sucks. An antibiotic co-pay was $28 wth!

Look when a vulnerable, unemployable older person is sick or injured, can the billionaires & politicians spare a dime? Can the United States if America afford the needs of the elderly? Apparently not! This sucks.

WTH is wrong with the hearts & minds of the greedy, the privileged & the powerful and those who vote for them?

Only laws can protect a country from humankind’s worst instincts.

Laws and a citizenry’s commitment to be informed, engaged, and VOTE without which the worst of humankind will steal or has stolen our power.

In the US, The Worst-of-Humankind’s worst instincts have ruled long enough (since 1980’s Reagan crew & their financiers)

Medicare sucks! Otherwise, I would not be facing my demise without using the unaffordable health care I pay $130 a month for, because I fear my life savings could easily be wiped out and/or stroke out from the stress of trying to figure out how to thread the needles of AARP UHC Medicare Advantage PPO/HMO’s seemingly endless rules & exceptions & insane paper billing practices. It took 8 months to resolve 4 Dr visits in January!

A miraculously healthy lifespan has the disadvantage of being Faux Health Insurance ignorant. When did this horrid system begin?

I weep for my American Family that is buried in medical debt & paperwork because of the misfortune of illness or accident. Shame on the USA!

American’s & seniors’ life spans will begin to shorten for lack of medical attention. This sucks!

Mine might & frankly that makes this diehard empath happy. Bygones! 🥰

Perhaps that is

“The Worst-of-Humankind’s Plan”

Here’s a true story of how the “worst of humankind” have/are attacking the Middle Class & the family. No wonder so many are angry & depressed! The worst are hell bent on grinding the best under their heartless hateful heels!

Elizabeth Warren’s best explanation imo.

Perhaps it could be helpful if a diary series were launched to help the community understand options during this enrollment time for Medicare

[TCJ70]

61. Oh no! Equality! N/t