General Discussion

Merlot

(9,696 posts)

30. 40% off is not a rule, you got a break

Fri Dec 29, 2017, 12:00 PM

Dec 2017

Each doctors office, hospital or collection agency will determine how much they will accept as payment, and some won't budge on the amount.

I once asked a specialist if they would reduce the price because I was uninsured and they said if they did that the insurance company would drop them as a provider.

And being uninsured, you're paying such jacked up prices that 40% off is probably still not as low as an insured person would pay. Plus, the insured person is only paying a percentage, the insurance company pays the rest.

Suggesting that you can get an automatic discount because you're uninsured is as irresponsible as the repubs who say just go to the emergency room, it's freeeeee! That debt can and will follow you for life.

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38 replies

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I finally got health insurance [View all] burnbaby Dec 2017 OP

Not having to worry about being uninsured will make a major improvement to your health, too.... marble falls Dec 2017 #1

I wish I had known burnbaby Dec 2017 #2

I just signed up with Obamacare. PragmaticDem Dec 2017 #3

I couldn't afford ACA burnbaby Dec 2017 #4

Wow that is a lot! PragmaticDem Dec 2017 #5

That's truly shocking. My sister got quotes like that but she's a self employed attorney who does.. marble falls Dec 2017 #8

they base it off of your salary burnbaby Dec 2017 #9

Like my sister. She stayed with the insurance she had because the duductable was lower and no co-pay marble falls Dec 2017 #14

You estimate your yearly income and adjust payment accordingly, from what I have seen. Anny61 Dec 2017 #24

When your income goes down the subsidy goes up. Merlot Dec 2017 #28

My ACA Silver premium is $125 a month with a $2500 deductible jpak Dec 2017 #11

congrats to you burnbaby Dec 2017 #12

So much depends on where you live Maeve Dec 2017 #16

Welcome to DU,,,,,Comrade! Cryptoad Dec 2017 #35

Google this: hospital rates for uninsured progree Dec 2017 #6

Is this a great country Scarsdale Dec 2017 #15

Why not the USA? Greed. Power. Control. Mostly Greed. SammyWinstonJack Dec 2017 #19

How did your house payment go up $60/mo ? dumbcat Dec 2017 #20

Free market solution blah blah blah blah Saviolo Dec 2017 #22

I got the exact same SS 'raise' LOL pangaia Dec 2017 #27

My HARP mortgage Scarsdale Dec 2017 #36

I haven't had health insurance in nine yrs. Luckily, I also haven't SammyWinstonJack Dec 2017 #7

wow burnbaby Dec 2017 #10

I'm sure I'll sign up for it, I'm just a little hesitant, because Republicans. SammyWinstonJack Dec 2017 #17

You should bother. Medicare is great. At least get "grandfathered" in to it. Glorfindel Dec 2017 #13

My husband has Medicare and it paid for all of his radiation treatments SammyWinstonJack Dec 2017 #18

YES, do 'bother.' pangaia Dec 2017 #29

I will. I am lucky to be eligible. Didn't mean to sound otherwise. SammyWinstonJack Dec 2017 #37

Glad to hear it Victor_c3 Dec 2017 #21

K&R! Omaha Steve Dec 2017 #23

they sure as fuck don't give that discount to all... dembotoz Dec 2017 #25

Congrats on the job and the health insurance! IronLionZion Dec 2017 #26

40% off is not a rule, you got a break Merlot Dec 2017 #30

please don't associate burnbaby Dec 2017 #32

I wasn't associating you with repubs Merlot Dec 2017 #33

"would $600K be an ok amount?". Anything less than a million is just an accounting annoyance to me progree Dec 2017 #38

Message auto-removed Name removed Dec 2017 #31

I was charged about 10 times what insurance companies are charged elmac Dec 2017 #34