General Discussion
In reply to the discussion: Liability Insurance for Gun Owners, and Gun Manufacturers [View all]mike_c
(37,069 posts)Pretending that it's otherwise does not make a credible argument. Yes, I imagine that if gun ownership required a liability policy costing, say, $500 annually per gun, or whatever the market will bear with requirements that companies issuing policies must pay out whatever judgement a jury awards in a wrongful death suit, for example-- that would make many casual gun buyers think twice about the social costs of their gun ownership.
I can also imagine ownership regulations similar to current regulations for non-operating automobiles which do not infringe on anyone's 2nd amendment rights, i.e. perhaps one could obtain a non-operating permit for their guns if they are disabled from shooting or simply not ever shot, just as one can own automobiles without liability insurance if one never drives them. Just make it illegal to USE a gun without liability insurance, whether for target shooting, hunting, or self defense, rather than illegal to own a gun without insurance. I think it would also be appropriate to require proof of insurance for ANY ammunition purchase, since purchasing ammo for a "non-operating" gun is equivalent to keeping the gas tank full and the garage door open for a "non-operating" automobile.