General Discussion
In reply to the discussion: How would a federal gun ban work? House to house searches? [View all]mike_c
(37,046 posts)...such as expensive mandatory liability insurance that would cover the payout for wrongful death suits, etc. And I mean insurance capable of paying out for something like the Aurora shootings without blinking an eye. Let the NRA operate it as a non-profit, for all I care, as long as it's required to fully pay out in the event of wrongful death and injury. Second, enact severe penalties for gun operation, i.e. use, without sufficient insurance to cover any liability that might arise from that use, no matter what the circumstance. Third, offer government purchase programs for gun owners who do not wish to pay the social costs of gun operation by maintaining high-cost liability insurance-- let them police themselves.
Sure, criminals would continue to keep their guns and not pay for liability insurance-- that's why we need draconian penalties for gun violence if the perpetrator is not capable of privately paying the full social costs of gun violence.
The problem isn't people who OWN guns, it's people that USE them.