The Bomb Buried In Obamacare Explodes Today-Hallelujah!

[MedicalAdmin]

136. I'm not sure if my case is applicable here, but I'll play along anyway.

First, why it might not be applicable. My problems started with a car accident. While recovering from that one and on a FMLA work break (my boss kept my job and kept me on insurance while she was waiting for me to get better) I was hit again, ironically while returning from PT from the first accident. I was, in my estimate about 4 weeks from returning from work. This time they pulled me out of the wreck on a body board. At this point car insurance number one pointed a finger at car insurance number 2 and said that it was their fault. Number 2 pointed at number 1 and said it was their fault. Meanwhile my personal health insurance said that whatever it was, it sure as shit wasn't their problem. My job, at that point went bye bye and along with it my health insurance. Scroll forward a few years and with no job with insurance (I have pieced together a pretty good consulting biz but I haven't really turbocharged my finances) and then BLAMMO.

So I'm not sure how the PPACA would have helped there.

One of the big flaws IMO is that coverage is linked to employment for most folks. And while that is going away, it isn't being replaced with a comparable product. This has stifled innovation by tying those with good ideas and skills to jobs that waste them or stifle their ideas. The one thing that can't be managed is risk, a thing that I am finding out in spades.

I brings me a great deal of solace that there are tenacious SOBs like you who will keep working on this diligently after I'm gone. I suspect that you are like a dog on a pant leg. You won't let go until you are good and done. And that is exactly what we need.

Please take a moment and pay attention to those of us with actual behind the scenes experience with insurance companies. They have a proven habit of ignoring laws when it suits them and only grudgingly doing the right thing when they are caught red handed and sometimes not even then. They are not to be trusted.

It's been good chatting with you. I'm sorry I wasn't a more pleasant conversationalist. I have a lot on my mind, but that is no excuse for treating a fellow traveler with less than respect. My mom used to say that those who are the hardest to love are probably those who need love the most.

Thanks.